Adviser solutions
We provide you with the best solutions to help you help your clients

Our solutions

 

Generation Life offers simple and easy to understand investment solutions to help you and your clients. Importantly, we’re also just as focused on making it easy for you to service your clients.

With no restrictions on who can invest, how much can be invested or when money can be accessed, our investment bonds are the most tax effective solution after super.

Open up a world of investment opportunities for your clients

The most tax effective alternative to superannuation without the limitations and restrictions on contributions and the ability to access funds at any time. Capped super calls for uncapped thinking.

Don’t let the new super restrictions limit your clients’ ability to build wealth tax effectively. Generation Life’s LifeBuilder is a tax effective, highly accessible investment solution for your clients looking to grow their wealth outside the superannuation system.

With no restrictions on who can invest, how much can be invested and when they can access their investment LifeBuilder offers your clients complete control and flexibility. Plus, if the investment is held for 10 years, your clients won’t pay any personal tax on their investment earnings.

Are you looking for a tax effective way to build wealth for your clients on marginal tax rates higher than 30%?

Don’t let high income tax rates limit your clients' investment returns and ability to build wealth. All earnings in Generation Life’s LifeBuilder are taxed at a maximum rate of 30%, making it a tax effective investment solution outside super.

Plus, if your clients hold the investment for at least 10 years they’ll pay no additional tax on their investment earnings upon withdrawal.

Simplify the process of managing your clients’ distributable income generated by a family or discretionary trust by using an investment bond.

While the trust remains fully invested in an investment bond like LifeBuilder, there will be no income for the trust to distribute from its investment.

Give your clients’ peace of mind and simplify the transfer of their wealth with LifeBuilder.

Transferring your clients’ wealth, or making future plans for their family, doesn’t have to be a complicated process. LifeBuilder provides simple and convenient options around how their wealth is passed on.

They can decide exactly when their wealth will be passed on (with valuable tax benefits maintained), and how much beneficiaries can access in the future.

ChildBuilder offers a tax effective, flexible way to create wealth for your clients if they’re looking to save for a dedicated purpose.

  • Save for education - a simple, tax effective way for your clients to save for their children’s education with complete flexibility and control.
  • Save for a first home deposit – a tax effective way for your clients to fund a child’s first home deposit by setting up a regular savings plan and benefiting from the maximum tax rate of 30%, irrespective of your client’s personal, marginal tax rate.
  • Pass on wealth - a simple way of structuring your clients’ inheritances for their children, without the complication of a will. Simply target the transfer of your clients’ wealth to their child with the option to choose at what age the ownership of the bond investment is transferred.

LifeBuilder can help you improve your clients' means-income tested aged pension entitlements and reduce their future aged-care fees with our Bonds Custodian Trust facility.

Helping your clients save for their funeral costs is a practical and thoughtful gesture that can ease unnecessary financial burden on their loved ones left behind during their time of grief.

FuneralBond’s earnings are taxed at a maximum rate of 30% and you don’t need to report any investment returns for your client’s personal tax return each year.

Our team are here to support you

Contact one of our business development team members to find out more about flexible, tax effective solutions to building and protecting your client's wealth. Alternatively, contact our adviser services team on 1800 333 657 or at advisers@genlife.com.au

Jeff Rodgers
+61 401 443 002
Joanna Bator
+61 416 940 041
Niall Nugent
+61 428 269 034
Meryl Davison
+61 424 402 150
Maree Cridland
+61 435 495 591
Richard Atkinson
+61 417 541 897
Bob Scherini
+61 449 960 048
Felipe Araujo
+61 447 593 351
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  • Life Solutions

    See how Generation Life can help you build wealth for your clients through a number of investment opportunities.

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    Life Solutions

  • An alternative to superannuation

    With restrictions now placed on accumulating wealth through superannuation, investment bonds offer a tax effective alternative for building your client’s wealth.

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    An alternative to superannuation

  • Saving for a child's education

    Are your clients looking to give a child a financial head start in life by investing in their education? ChildBuilder is a tax effective way for your clients to save for a child’s financial future such.

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    Saving for a child's education

  • Planning your estate

    LifeBuilder provides simple and convenient options around how your client’s wealth is passed on. They can decide exactly when their wealth will be passed on and how much beneficiaries can access in the future.

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    Planning your estate

Contact Us

Call us on 1800 806 362 between 9.00am and 5.30pm AEST, Monday to Friday or send a message to us.

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