Adviser solutions
We provide you with the best solutions to help you help your clients

The most tax effective alternative to superannuation without the limitations and restrictions on contributions and the ability to access funds at any time. Capped super calls for uncapped thinking.

Don’t let the new super restrictions limit your clients’ ability to build wealth tax effectively. Generation Life’s LifeBuilder is a tax effective, highly accessible investment solution for your clients looking to grow their wealth outside the superannuation system.

With no restrictions on who can invest, how much can be invested and when they can access their investment LifeBuilder offers your clients complete control and flexibility. Plus, if the investment is held for 10 years, your clients won’t pay any personal tax on their investment earnings.

Simplify the process of managing your clients’ distributable income generated by a family or discretionary trust by using an investment bond.

While the trust remains fully invested in an investment bond like LifeBuilder, there will be no income for the trust to distribute from its investment.

ChildBuilder offers a tax effective, flexible way to create wealth for your clients if they’re looking to save for a dedicated purpose.

• Save for education - a simple, tax effective way for your clients to save for their children’s education with complete flexibility and control.
• Save for a first home deposit – a tax effective way for your clients to fund a child’s first home deposit by setting up a regular savings plan and benefiting from the maximum tax rate of 30%, irrespective of your client’s personal, marginal tax rate.
• Pass on wealth - a simple way of structuring your clients’ inheritances for their children, without the complication of a will. Simply target the transfer of your clients’ wealth to their child with the option to choose at what age the ownership of the bond investment is transferred.

Give your clients’ peace of mind and simplify the transfer of their wealth with LifeBuilder.

Transferring your clients’ wealth, or making future plans for their family, doesn’t have to be a complicated process. LifeBuilder provides simple and convenient options around how their wealth is passed on.

They can decide exactly when their wealth will be passed on (with valuable tax benefits maintained), and how much beneficiaries can access in the future.

LifeBuilder can help you improve your clients' means-income tested aged pension entitlements and reduce their future aged-care fees with our Bonds Custodian Trust facility.