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Investment options profiles

Asset class:

Alternative

Objective

Targets absolute returns with an
annualised return objective of 5% above
the RBA Cash Rate over rolling five year
periods.

Investment approach

Seeks to provide a return profile that has
a low correlation (i.e. low relationship)
with traditional asset class returns.
Aims to generate positive returns in all
market environments by reducing the
majority of market risk and focusing
primarily on capital preservation and
out performance. The manager uses a
relative value and a special situations
strategy. Derivatives will be used to,
amongst other things, leverage the
portfolio and achieve a short position.

Investment guidelines

Cash
— 0-100%
Australian shares
— 0-100%
International shares
— 0-20%

APIR code

ALL0527AU

Suggested investment length

7 years

Asset allocation (% as at 30 Nov 2018)

Cash

71.01

Australian Shares

22.84

Global Shares

6.15

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-1.36

3 months
(%)

-3.90

6 months
(%)

-6.02

Since inception
(% p.a)

0.00

Unit price movement for:

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Australian shares

Objective

To grow the value of the investment over
the long term via a combination of capital
growth and income, by investing in a
diversified portfolio of primarily Australian
shares, providing a total return that exceeds
the S&P/ASX 300 Accumulation Index by
4% per annum after fees (measured on a
rolling three-year basis).

Investment approach

The companies within the fund’s portfolio
are primarily selected from, but not limited
to, the S&P/ASX 300 Index. The fund may
invest in securities expected to be listed
on the ASX. Derivative instruments may be
used to replicate underlying positions on a
temporary basis. The fund typically holds
between 20-35 stocks.

Investment guidelines

Cash
— 0-10%
Australian shares
— 90-100%

APIR code

ALL7316AU

Suggested investment length

5 years

Asset allocation (% as at 30 Nov 2018)

Cash

1.70

Australian Shares

98.30

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

1.44

Unit price movement for:

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Objective

To provide a return (after fees and
expenses and before taxes) which
exceeds the S&P/ASX 300 Accumulation
Index over rolling four-year periods.

Investment approach

Invests in a diversified portfolio of quality
Australian companies that display four
characteristics: a sustainable competitive
advantage, recurring earnings, capable
management and the ability to grow over
time. The manager believes in purchasing
quality companies at attractive prices
when a company's price is below its longterm
value.

Investment guidelines

Cash
— 0-10%
Australian shares
— 90-100%

APIR code

ALL0006AU

Suggested investment length

5 years

Asset allocation (% as at 30 Nov 2018)

Cash

7.16

Australian Shares

92.84

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-1.84

3 months
(%)

-7.07

6 months
(%)

-2.68

1 year
(% p.a)

-3.10

3 years
(% p.a)

3.74

5 years
(% p.a)

3.69

10 years
(% p.a)

6.47

Since inception
(% p.a)

5.28

Unit price movement for:

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Objective

To provide a rate of return (after fees
and expenses and before taxes) which
exceeds the return of the S&P/ASX 300
Accumulation Index (ex S&P/ASX50, ex
LPT) on a rolling four-year basis.

Investment approach

Will invest in a diversified portfolio of
quality ASX listed Australian and New
Zealand shares outside the top 50
shares listed on the ASX, where these
shares are identified by the manager as
being undervalued.

Investment guidelines

Cash
— 0-20%
Australian shares
— 80-100%

APIR code

ALL0003AU

Suggested investment length

5 years

Asset allocation (% as at 30 Nov 2018)

Cash

0.70

Australian Shares

99.30

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-1.98

3 months
(%)

-7.51

6 months
(%)

-3.89

1 year
(% p.a)

-1.01

3 years
(% p.a)

1.85

5 years
(% p.a)

3.24

10 years
(% p.a)

7.94

Since inception
(% p.a)

4.98

Unit price movement for:

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Objective

Aims to provide investors with the performance of the market, before fees, as measured by the S&P/ASX 300 Total Return Index.

Investment approach

To closely track the risk characteristics of the index, while minimising transaction costs. Will hold all of the securities in the index (most of the time), allowing for individual security weightings to vary marginally from the index from time to time.

Investment guidelines

Australian shares
— 100%

APIR code

ALL0019AU

Suggested investment length

5 years

Asset allocation (% as at 30 Nov 2018)

Australian Shares

100.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-1.64

3 months
(%)

-7.47

6 months
(%)

-3.27

1 year
(% p.a)

-1.56

3 years
(% p.a)

5.24

5 years
(% p.a)

3.94

10 years
(% p.a)

6.48

Since inception
(% p.a)

5.93

Unit price movement for:

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Objective

Aims to provide an income stream (excluding capital gains) that grows each year, by investing primarily in Australian shares.

Investment approach

Targets an absolute return over time, by investing in a global, diversified portfolio of predominantly investment grade fixed income securities, according to the manager’s global macroeconomic and market views. Invests primarily in Australian companies that have the potential to provide future growth in dividends. Expected to generate tax-effective returns by investing in companies expected to have high franking levels and by carefully managing the realisation of capital gains.

Investment guidelines

Australian shares
— 100%

APIR code

ALL0027AU

Suggested investment length

7 Years

Asset allocation (% as at 30 Nov 2018)

Cash

1.65

Australian fixed interest

1.14

Australian Property

4.69

Australian Shares

90.51

Global Shares

1.46

Other

0.55

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-1.15

3 months
(%)

-6.69

6 months
(%)

-2.86

1 year
(% p.a)

-5.22

3 years
(% p.a)

2.30

5 years
(% p.a)

2.79

Since inception
(% p.a)

4.89

Unit price movement for:

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Objective

Aims to achieve a return greater than the return of the S&P/ASX 300 Accumulation Index plus 2% per annum, before tax, but after fees and expenses, over rolling three-year periods.

Investment approach

Invests in equity securities which are listed or expected to list on an Australian exchange and is suitable for investors who are seeking long term capital growth and are prepared to hold their investment for at least five years.

Investment guidelines

Cash
— 0-20%
Australian shares
— 80-100%

APIR code

ALL0002AU

Suggested investment length

5 Years

Asset allocation (% as at 30 Nov 2018)

Australian Shares

100.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-1.83

3 months
(%)

-8.02

6 months
(%)

-4.31

1 year
(% p.a)

-1.75

3 years
(% p.a)

3.57

5 years
(% p.a)

1.90

10 years
(% p.a)

5.88

Since inception
(% p.a)

5.11

Unit price movement for:

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Objective

The fund aims to provide a return (before
fees, costs and taxes) that exceeds the
S&P/ASX 200 Accumulation Index over the
medium to long term, whilst maximising the
portfolio’s focus on sustainability.

Investment approach

The fund uses an active stock selection
process that combines sustainable and
ethical criteria with the managers’ financial
analysis. The manager actively seek out
companies and industries that demonstrate
leading ESG and ethical practices and
excludes companies not meeting the
investable criteria. The sustainability and
ethical criteria employed includes factors
such as environmental issues; social
practices; corporate governance; and
ethical practices. The fund will not invest
in companies with material business
involvement in the following activities:
the production of tobacco or alcohol;
manufacture or provision of gaming
facilities; manufacture of weapons or
armaments; manufacture or distribution of
pornography; directly mine uranium for the
purpose of weapons manufacturing; and
extraction of thermal coal and oil sands
production.

Investment guidelines

Cash
— 0-10%
Australian shares
—90-100%

APIR code

ALL9466AU

Suggested investment length

5 years

Asset allocation (% as at 30 Nov 2018)

Cash

1.30

Australian Shares

98.70

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

0.52

Unit price movement for:

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Objective

Aims to provide long-term capital growth and regular income through investment in quality industrial and resource shares and to outperform the S&P/ASX 300 Accumulation Index (before fees and taxes) over rolling three-year periods.

Investment approach

The manager researches companies of all sizes using consistent share selection criteria. The priority is to select those companies that represent the best investment quality and are appropriately priced. In determining investment quality, investments are carefully selected on the basis of four key investment criteria: conservative debt levels, sound management, quality business and recurring earnings. Derivatives may be used in managing the fund. The fund invests primarily in Australian listed, or soon to be listed, shares but may have up to 20% exposure to stocks outside Australia. Currency hedges may be used from time to time.

Investment guidelines

Cash
— 0-10%
Australian shares
— 90-100%

APIR code

ALL0009AU

Suggested investment length

5 Years

Asset allocation (% as at 30 Nov 2018)

Cash

9.40

Australian Shares

90.60

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-2.86

3 months
(%)

-7.61

6 months
(%)

-2.26

1 year
(% p.a)

-3.37

3 years
(% p.a)

2.96

5 years
(% p.a)

2.19

10 years
(% p.a)

7.09

Since inception
(% p.a)

4.14

Unit price movement for:

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Objective

Aims to provide long-term capital growth and regular income through investment in quality shares of socially responsible companies and to outperform the S&P/ ASX 300 Accumulation Index (before fees and taxes) over rolling three-year periods.

Investment approach

The manager researches companies of all sizes using consistent share selection criteria. The priority is to select those companies that represent the best investment quality and are appropriately priced. In determining investment quality, investments are carefully selected on the basis of four key investment criteria: conservative debt levels, sound management, quality business and recurring earnings. The manager utilises a strategy for screening ethical and socially responsible investments. Derivatives may be used in managing the fund. The fund invests primarily in Australian listed, or soon to be listed, shares but may have up to 20% exposure to stocks outside Australia.

Investment guidelines

Cash
— 0-10%
Australian shares
— 90-100%

APIR code

ALL0023AU

Suggested investment length

5 Years

Asset allocation (% as at 30 Nov 2018)

Cash

5.10

Australian Shares

94.90

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-2.99

3 months
(%)

-9.31

6 months
(%)

-5.66

1 year
(% p.a)

-6.55

3 years
(% p.a)

1.46

5 years
(% p.a)

3.29

10 years
(% p.a)

10.15

Since inception
(% p.a)

6.37

Unit price movement for:

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Objective

Aims to enhance long-term capital growth through borrowing (gearing) to invest in quality industrial and resource shares and to outperform the S&P/ASX 300 Accumulation Index (before fees and taxes) over rolling three-year periods.

Investment approach

The manager researches companies of all sizes using consistent share selection criteria. The manager’s priority is to select those companies that represent the best investment quality and are appropriately priced. In determining investment quality, investments are carefully selected on the basis of four key investment criteria: conservative debt levels, sound management, quality business and recurring earnings. The fund invests primarily in Australian listed, or soon to be listed, shares but may have up to 20% exposure to stocks outside Australia. Derivatives may be used in managing the fund, including for gearing purposes.

Investment guidelines

Cash
— 0-10%
Australian shares
— 90-100%
Gearing level
— 0-60%

APIR code

ALL0011AU

Suggested investment length

7 Years

Asset allocation (% as at 30 Nov 2018)

Australian Shares

100.00

Gearing

53.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-7.13

3 months
(%)

-18.39

6 months
(%)

-6.39

1 year
(% p.a)

-10.25

3 years
(% p.a)

4.04

5 years
(% p.a)

2.11

10 years
(% p.a)

12.32

Since inception
(% p.a)

4.29

Unit price movement for:

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Objective

Aims to provide long-term capital growth and regular income through investment in quality industrial shares and to outperform the S&P/ASX 300 Industrials Accumulation Index (before fees and taxes) over rolling three-year periods.

Investment approach

The manager researches companies of all sizes using consistent share selection criteria. The priority is to select those companies that represent the best investment quality and are appropriately priced. In determining investment quality, investments are carefully selected on the basis of four key investment criteria: conservative debt levels, sound management, quality business and recurring earnings. Derivatives may be used in managing the fund. The fund invests primarily in Australian listed, or soon to be listed, shares but may have up to 10% exposure to stocks outside Australia.

Investment guidelines

Cash
— 0-10%
Australian shares
— 90-100%

APIR code

ALL0024AU

Suggested investment length

5 Years

Asset allocation (% as at 30 Nov 2018)

Cash

5.40

Australian Shares

94.60

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-1.76

3 months
(%)

-6.73

6 months
(%)

-2.94

1 year
(% p.a)

-4.93

3 years
(% p.a)

1.83

5 years
(% p.a)

2.59

10 years
(% p.a)

7.40

Since inception
(% p.a)

4.50

Unit price movement for:

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Cash

Objective

To outperform (before tax and fees) the Bloomberg AusBond Bank Bill Index² and achieve returns superior to cash management trusts, by investing predominantly into a diversified range of term deposit and deposit like investments.

Investment approach

Primarily invests in term deposits issued by major Australian banks with a bias toward the top four banks. The fund is managed to provide a short-term maturity profile to meet liquidity requirements.

Investment guidelines

Cash
— 100%

APIR code

ALL0028AU

Suggested investment length

No minimum

Asset allocation (% as at 30 Nov 2018)

Cash

100.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

0.10

3 months
(%)

0.28

6 months
(%)

0.55

1 year
(% p.a)

1.03

3 years
(% p.a)

1.11

5 years
(% p.a)

1.36

Since inception
(% p.a)

2.07

Unit price movement for:

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Objective

Aims to perform in line with the Bloomberg
AusBond Bank Bill Index over the
short term (before fees) using a low risk
investment strategy.

Investment approach

The manager’s cash management
approach is driven by disciplined and
thorough processes, and backed by
in-house quantitative analysis. To take
advantage of movements in market
interest rates, the maturity profile of
the fund is actively managed. After
determining the maturity profile, the
manager uses a number of analytical tools
to select the securities that it believes
offer the best value and to find the most
appropriate yield curve position.

Investment guidelines

Cash
— 100%

APIR code

ALL0004AU

Suggested investment length

No minimum

Asset allocation (% as at 30 Nov 2018)

Cash

100.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

0.09

3 months
(%)

0.25

6 months
(%)

0.50

1 year
(% p.a)

0.96

3 years
(% p.a)

0.98

5 years
(% p.a)

1.17

10 years
(% p.a)

1.85

Since inception
(% p.a)

2.43

Unit price movement for:

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Diversified

Objective

Aims to provide a total return (income and capital growth), before costs and before tax, of 4.5% p.a. above inflation (the RBA inflation rate (Consumer Price Index) - trimmed mean), on a rolling five-year basis.

Investment approach

The fund provides investors with diversification by investing across a range of traditional asset classes such as shares, listed property, commodities, fixed income, credit and cash. The underlying asset class exposures within the fund are achieved by investing in passively managed investments such as index funds, exchange traded funds (ETFs) and derivatives.

Investment guidelines

Cash
— 0-50%
Fixed interest
— 10-100%
Australian shares
— 0-50%
International shares
— 0-50%
Property
— 0-25%
Other
— 0-50%

APIR code

ALL9085AU

Suggested investment length

5 years

Asset allocation (% as at 30 Nov 2018)

Cash

40.34

Global fixed interest

9.54

Australian Shares

3.99

Global Shares

34.09

Other

12.04

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-0.60

3 months
(%)

-4.11

6 months
(%)

-6.62

Unit price movement for:

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Objective

To provide a total return, consisting of
capital appreciation and income, by gaining
exposure to a diversified portfolio of
companies and real estate securities listed
on approved developed and emerging
markets, and domestic and global fixed
interest securities. Will seek to target
approximately 50% exposure to equities
and 50% exposure to fixed interest assets.

Investment approach

Normally, the manager will gain some or all
of its exposure by investing in other funds
managed by it that invest in equity, real
estate and fixed interest securities.

Investment guidelines

Cash
— 0-10%
Fixed interest
— 35-55%
Australian shares
— 8-28%
International shares
— 15-43.5%
Alternatives
— 0-8.5%

APIR code

ALL1871AU

Suggested investment length

4 years

Asset allocation (% as at 30 Nov 2018)

Cash

0.90

Australian fixed interest

3.60

Global fixed interest

45.30

Australian Property

5.20

Australian Shares

16.90

Global Shares

28.10

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

0.59

Unit price movement for:

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Objective

To provide a total return, consisting of capital appreciation and income, by gaining exposure to a diversified portfolio of companies and real estate securities listed on approved developed and emerging markets, and domestic and global fixed interest securities. Will seek to target approximately 70% exposure to equities and 30% exposure to fixed interest assets.

Investment approach

Normally, the manager will gain some or all of its exposure by investing in other funds managed by it that invest in equity, real estate and fixed interest securities.

Investment guidelines

Cash
— 0-10%
Fixed interest
— 15-35%
Australian shares
— 15-35%
International shares
— 25-55%
Property
— 0-10%

APIR code

ALL0030AU

Suggested investment length

5 Years

Asset allocation (% as at 30 Nov 2018)

Cash

1.16

Australian fixed interest

2.24

Global fixed interest

27.03

Australian Property

6.90

Australian Shares

23.49

Global Shares

39.17

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-0.57

3 months
(%)

-4.48

6 months
(%)

-1.85

1 year
(% p.a)

-0.78

3 years
(% p.a)

4.52

5 years
(% p.a)

4.76

Since inception
(% p.a)

6.48

Unit price movement for:

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Objective

To outperform (before tax and fees) an internal benchmark
comprising the weighted combination of relevant market indexes.

Investment approach

The fund typically invests in a diversified portfolio mix with
exposure to growth investments of around 70% and defensive
assets of around 30%. Derivatives may be used to implement
investment strategies.

Investment guidelines

Cash
— 0-20%
Fixed interest
— 0-40%
Australian shares
— 0-60%
International shares
— 0-40%
Property
— 0-20%
Other
— 0-20%

APIR code

ALL0014AU

Suggested investment length

5 years

Asset allocation (% as at 30 Nov 2018)

Cash

9.59

Australian fixed interest

9.49

Global fixed interest

12.83

Australian Property

3.30

Australian Shares

27.77

Global Shares

31.15

Other

5.87

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-0.78

3 months
(%)

-4.16

6 months
(%)

-2.00

1 year
(% p.a)

-2.15

3 years
(% p.a)

2.72

5 years
(% p.a)

4.22

10 years
(% p.a)

6.21

Since inception
(% p.a)

3.95

Unit price movement for:

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Objective

Aims to outperform the benchmark, before
fees, over 3 year periods. MLC aims to
achieve this by actively managing the fund.
This includes changing the fund’s asset
allocation to reduce risk if market risk is high.

Investment approach

The benchmark asset allocation has
a strong bias to defensive assets and
some exposure to growth assets. The
manager actively looks for opportunities
to provide better returns, or less risk,
than those generated by the benchmark
asset allocation and to manage the fund’s
exposure to the risks of investing in markets.

Investment guidelines

Cash
— 0-25%
Fixed interest
— 30-75%
Australian shares
— 0-25%
International shares
— 0-25%
Property
— 0-15%
Defensive alternatives
— 0-15%
Growth alternatives
— 0-15%

APIR code

ALL6780AU

Suggested investment length

3 years

Asset allocation (% as at 30 Nov 2018)

Cash

8.30

Australian fixed interest

41.60

Global fixed interest

20.30

Australian Property

5.50

Australian Shares

13.80

Global Shares

8.30

Other

2.20

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

0.20

Unit price movement for:

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Objective

Aims to outperform the benchmark, before
fees, over 3 year periods. MLC aims to
achieve this by actively managing the fund.
This includes changing the fund’s asset
allocation to reduce risk if market risk is high.

Investment approach

The benchmark asset allocation has an
approximately equal exposure to growth
and defensive assets. The manager actively
looks for opportunities to provide better
returns, or less risk, than those generated
by the benchmark asset allocation and to
manage the fund’s exposure to the risks of
investing in markets.

Investment guidelines

Cash
— 0-20%
Fixed interest
— 20-60%
Australian shares
— 10-35%
International shares
— 5-35%
Property
— 0-15%
Defensive alternatives
— 0-15%
Growth alternatives
— 0-15%

APIR code

ALL1421AU

Suggested investment length

4 years

Asset allocation (% as at 30 Nov 2018)

Cash

7.00

Australian fixed interest

30.10

Global fixed interest

15.30

Australian Property

3.00

Australian Shares

17.00

Global Shares

23.70

Other

3.90

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

0.48

Unit price movement for:

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Objective

Aims to outperform the benchmark, before fees, over four-year periods. MLC aims to achieve this by actively managing the fund. This includes changing the fund’s asset allocation to reduce risk if market risk is high. As a result of reducing the allocation to higher risk assets, there may be smaller losses than the benchmark in weak or falling markets and potentially lower returns than the benchmark in strong markets.

Investment approach

The Fund has a strong bias to growth assets and some exposure to defensive assets. The manager actively manages the allocations to these assets within defined ranges, in accordance with its changing view of risk and opportunities in investment markets. The fund is broadly diversified across asset classes and investment managers from around the world. These managers invest in many companies and securities in Australia and overseas.

Investment guidelines

Cash
— 0-10%
Fixed interest
— 5-55%
Australian shares
— 20-45%
International shares
— 10-40%
Property
— 0-15%
Other
— 0-30%

APIR code

ALL0022AU

Suggested investment length

5 Years

Asset allocation (% as at 30 Nov 2018)

Cash

6.67

Australian fixed interest

18.99

Global fixed interest

8.99

Australian Property

4.13

Australian Shares

25.51

Global Shares

31.85

Other

3.86

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-0.39

3 months
(%)

-4.21

6 months
(%)

-1.84

1 year
(% p.a)

-1.00

3 years
(% p.a)

2.99

5 years
(% p.a)

3.64

10 years
(% p.a)

5.39

Since inception
(% p.a)

2.95

Unit price movement for:

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Objective

Aims to outperform the benchmark, before
fees, over 5 year periods. MLC aims to
achieve this by actively managing the fund.
This includes changing the fund’s asset
allocation to reduce risk if market risk is
high.

Investment approach

The benchmark asset allocation is invested
in growth assets with minimal exposure
to defensive assets. The manager actively
looks for opportunities to provide better
returns, or less risk, than those generated
by the benchmark asset allocation and to
manage the fund’s exposure to the risks of
investing in markets.

Investment guidelines

Cash
— 0-5%
Australian shares
— 30-55%
International shares
— 30-60%
Property
— 0-15%
Defensive alternatives
— 0-7%
Growth alternatives
— 0-15%

APIR code

ALL5569AU

Suggested investment length

6 years

Asset allocation (% as at 30 Nov 2018)

Cash

4.10

Australian fixed interest

3.20

Global fixed interest

1.20

Global Property

2.60

Australian Shares

36.10

Global Shares

49.70

Other

3.10

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

1.02

Unit price movement for:

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Objective

The fund aims to provide a return (before fees and
expenses) that exceeds the fund’s benchmark
over the medium to long term. The fund is an
actively managed diversified portfolio that invests
in Australian and international shares, Australian
and international property securities, Australian and
international fixed interest, cash and alternative
investments. Investments are selected based on a
range of sustainable, ethical and financial criteria.

Investment approach

For Australian and international shares and
Australian and international fixed interest, the
fund uses an active security selection process
that combines sustainable and ethical criteria with
the manager’s financial analysis. The manager
seeks exposure to securities and industries that
demonstrate leading environmental, social and
corporate governance (ESG) and ethical practices
while avoiding exposure to companies with
activities or behaviour they consider to negatively
impact the environment or society. The fund will
not invest in companies with material business
involvement in the following activities: production
of tobacco or alcohol; manufacture or provision
of gaming facilities; manufacture of weapons
or armaments; manufacture or distribution of
pornography; directly mine uranium for the purpose
of weapons manufacturing; and extraction of
thermal coal and oil sands production.

Investment guidelines

Cash
— 0-10%
Australian fixed interest
— 5-32%
International fixed interest
— 0-20%
Australian shares
— 28-48%
Australian property
— 0-10%
International property
— 0-10%
International shares
— 12-32%
Alternatives
— 0-20%

APIR code

ALL1639AU

Suggested investment length

5 years

Asset allocation (% as at 30 Nov 2018)

Cash

0.50

Australian fixed interest

13.90

Global fixed interest

4.90

Australian Property

6.10

Australian Shares

32.70

Global Shares

25.80

Other

16.10

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

0.67

Unit price movement for:

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Objective

Aims to provide long-term capital growth and income through investment in a diversified portfolio with an emphasis on Australian and international share investments and to outperform a composite benchmark (before fees and taxes) reflecting its allocation to the various asset types over rolling three year periods.

Investment approach

Invests in a diverse mix of growth, defensive and other assets, with a focus on Australian and international shares. Tactical asset allocation strategies may be applied, which involves the fund adjusting its exposure to asset classes on a regular basis within the investment guidelines. Currency hedges may be used from time to time. Derivatives and exchange traded funds may be used in managing each asset class.

Investment guidelines

Cash
— 0-30%
Fixed interest
— 0-35%
Australian shares
— 10-50%
International shares
— 10-50%
Property
— 0-15%
Other
— 0-30%

APIR code

ALL0010AU

Suggested investment length

5 Years

Asset allocation (% as at 30 Nov 2018)

Cash

7.30

Australian fixed interest

19.70

Global fixed interest

1.60

Australian Property

7.90

Australian Shares

31.50

Global Shares

26.40

Other

5.60

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-1.23

3 months
(%)

-3.69

6 months
(%)

-0.26

1 year
(% p.a)

-0.78

3 years
(% p.a)

2.73

5 years
(% p.a)

3.05

10 years
(% p.a)

4.96

Since inception
(% p.a)

2.98

Unit price movement for:

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Objective

Aims to provide moderate growth over the medium term and income through investment in a diversi ed portfolio
with an emphasis on cash, enhanced cash and xed income securities and
to outperform a composite benchmark (before fees and taxes) re ecting its allocation to the various asset types over rolling three-year periods.

Investment approach

Invests in a diverse mix of growth, defensive and other assets, with a focus on cash, enhanced cash and xed
income securities. Tactical asset allocation strategies may be applied, which involves the fund adjusting its exposure to asset classes on a regular basis within the investment guidelines. Currency hedges may be used from time to time. Derivatives and exchange traded funds may be used in managing each asset class.

Investment guidelines

Cash
— 15-55%
Fixed interest
—15-55%
Australian shares
—0-25%
International shares
—0-20%
Property
—0-10%
Other
—0-30%

APIR code

ALL3019AU

Suggested investment length

3 Years

Asset allocation (% as at 30 Nov 2018)

Cash

25.00

Australian fixed interest

42.30

Australian Property

3.00

Australian Shares

14.70

Global Shares

11.80

Other

3.20

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-0.68

3 months
(%)

-1.52

6 months
(%)

0.22

Unit price movement for:

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Objective

Seeks to track the weighted average
return of the various indices of
the underlying funds invested in,
in proportion to its strategic asset
allocation, before taking into account
fees, expenses, and tax.

Investment approach

The strategic allocation reflects a
50% allocation to growth assets and
a 50% allocation to income assets.

Investment guidelines

Cash
— 0%
Australian fixed interest
— 13-17%
International fixed interest
— 33-37%
Australian shares
—18-22%
International shares
— 22-38%

APIR code

ALL4532AU

Suggested investment length

3 years

Asset allocation (% as at 30 Nov 2018)

Australian fixed interest

15.20

Global fixed interest

35.00

Australian Shares

20.10

Global Shares

29.70

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

0.63

Unit price movement for:

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Objective

Seeks to match the weighted average return of the target indexes of each of the underlying manager’s index funds in which it invests, before taking into account fees and expenses.

Investment approach

The strategic allocation reflects a 30% allocation to growth assets and a 70% allocation to income assets.

Investment guidelines

Cash
— 8-12%
Australian fixed interest
— 16-20%
International fixed interest
— 40-44%
Australian shares
— 10-14%
International shares
— 10-26%

APIR code

ALL0034AU

Suggested investment length

3 Years

Asset allocation (% as at 30 Nov 2018)

Cash

9.90

Australian fixed interest

18.10

Global fixed interest

42.00

Australian Shares

12.00

Global Shares

18.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

0.03

3 months
(%)

-1.84

6 months
(%)

-0.25

1 year
(% p.a)

0.23

Since inception
(% p.a)

1.39

Unit price movement for:

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Objective

Seeks to track the weighted average return of the various indices of the underlying funds invested in, in proportion to its strategic asset allocation, before taking into account fees, expenses, and tax.

Investment approach

The strategic allocation re ects a 70% allocation to growth assets and a 30% allocation to income assets.

Investment guidelines

Cash
— 0%
Australian fixed interest
— 7-11%
International fixed interest
— 19-23%
Australian shares
— 26-30%
International shares
— 34-50%

APIR code

ALL0035AU

Suggested investment length

5 Years

Asset allocation (% as at 30 Nov 2018)

Australian fixed interest

9.00

Global fixed interest

21.00

Australian Shares

28.10

Global Shares

41.90

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-0.72

3 months
(%)

-4.03

6 months
(%)

-0.91

1 year
(% p.a)

0.37

Since inception
(% p.a)

3.91

Unit price movement for:

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Objective

Seeks to track the weighted average return
of the various indices of the underlying
funds invested in, in proportion to its
strategic asset allocation, before taking into
account fees, expenses, and tax.

Investment approach

The strategic allocation reflects a 90%
allocation to growth assets and a 10%
allocation to income assets.

Investment guidelines

Cash
— 0%
Australian fixed interest
— 1-5%
International fixed interest
— 5-9%
Australian shares
—34-38%
International shares
— 46-62%

APIR code

ALL6521AU

Suggested investment length

7 years

Asset allocation (% as at 30 Nov 2018)

Australian fixed interest

3.10

Global fixed interest

7.30

Australian Shares

35.90

Global Shares

53.70

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

1.00

Unit price movement for:

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Fixed interest

Objective

Outperform the RBA Cash Rate over rolling three-year periods.

Investment approach

Comprising a portfolio of real estate mortgages operated in a highly conservative fashion, it is designed for investors seeking income returns higher than short-term money market rates and who also seek a relatively lower risk investment compared to more volatile investment sectors.

Investment guidelines

Cash
— 0-100%
Australian fixed interest
— 0-100%

APIR code

ALL0029AU

Suggested investment length

1 to 3 Years

Asset allocation (% as at 30 Nov 2018)

Cash

14.32

Australian fixed interest

85.68

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

0.11

3 months
(%)

0.40

6 months
(%)

0.81

1 year
(% p.a)

1.57

3 years
(% p.a)

1.60

5 years
(% p.a)

1.81

Since inception
(% p.a)

2.05

Unit price movement for:

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Objective

Aims to provide investors with the performance of the market, before fees, as measured by the Bloomberg AusBond Composite 0 + Year Index².

Investment approach

To closely track the risk characteristics of the index, while minimising transaction costs. Will look to closely match the index major risk and return factors through a methodology called stratified sampling.

Investment guidelines

Australian fixed interest
— 100%

APIR code

ALL0025AU

Suggested investment length

3 Years

Asset allocation (% as at 30 Nov 2018)

Australian fixed interest

100.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

0.10

3 months
(%)

-0.04

6 months
(%)

0.76

1 year
(% p.a)

0.60

3 years
(% p.a)

1.19

5 years
(% p.a)

2.07

10 years
(% p.a)

2.56

Since inception
(% p.a)

2.96

Unit price movement for:

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Objective

Aims to provide a steady stream of income
and capital stability over the medium term
while aiming to outperform a composite
index of 50% Bloomberg AusBond
Composite Bond 0-3 Year Index &
Bloomberg AusBond Bank Bill Index
through market cycles.

Investment approach

Targets an absolute return over time, by
investing in a global, diversified portfolio
of predominantly investment grade fixed
income securities, according to the
manager’s global macroeconomic and
market views.

Investment guidelines

Cash
— 0-100%
Australian fixed interest
— 0-100%
International fixed interest
— 0-100%

APIR code

ALL8139AU

Suggested investment length

1 year

Asset allocation (% as at 30 Nov 2018)

Cash

1.59

Australian fixed interest

66.04

Global fixed interest

32.37

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-0.11

3 months
(%)

0.00

6 months
(%)

0.24

Unit price movement for:

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Objective

To outperform (before tax and fees) the Bloomberg AusBond Bank Bill Index² and achieve returns superior to cash management trusts.

Investment approach

Actively manage a portfolio of low risk debt products and securities (including term deposits) on offer by Australian authorised deposit-taking institutions with a bias (minimum 60%) toward those issued by the four major Australian banks.

Investment guidelines

Cash
— 0-20%
Australian fixed interest
— 0-100%

APIR code

ALL0032AU

Suggested investment length

1 Year

Asset allocation (% as at 30 Nov 2018)

Australian fixed interest

100.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-0.02

3 months
(%)

0.14

6 months
(%)

0.51

1 year
(% p.a)

1.07

3 years
(% p.a)

1.84

Since inception
(% p.a)

1.49

Unit price movement for:

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Objective

Aims to provide a return (before fees, costs and taxes) that
exceeds the Bloomberg AusBond Non Govt 0+ Year Index over
the medium term.

Investment approach

This fund is designed for investors who want income,
diversification across a broad range of companies and
industries and are prepared to accept some variability of returns.
The fund aims to take advantage of investment opportunities
within the Australian non-Government fixed interest market and
invests primarily in Australian dollar corporate bonds including
investment grade securities issued by leading corporations
listed on the Australian Securities Exchange. The fund may also
invest in a limited amount of hybrid securities, non-investment
grade securities and unrated securities. The fund may also hold
cash and may use derivatives.

Investment guidelines

Cash
— 0-100%
Australian fixed interest
— 0-100%

APIR code

ALL0017AU

Suggested investment length

3 years

Asset allocation (% as at 30 Nov 2018)

Cash

8.40

Australian fixed interest

91.60

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

0.00

3 months
(%)

-0.08

6 months
(%)

0.55

1 year
(% p.a)

0.70

3 years
(% p.a)

1.29

5 years
(% p.a)

1.63

10 years
(% p.a)

4.27

Since inception
(% p.a)

2.91

Unit price movement for:

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Objective

To achieve maximum total return by
investing in fixed interest securities
predominantly denominated in Australian
or New Zealand currencies, and to seek
to preserve capital through prudent
investment management.

Investment approach

Primarily invests in government, semigovernment,
corporate, mortgage
and other fixed interest securities
denominated in Australian and New
Zealand dollars, provided at all times that
such exposure is hedged back to the
Australian dollar.

Investment guidelines

Cash
— 0-100%
Australian fixed interest
— 0-100%

APIR code

ALL0016AU

Suggested investment length

5 years

Asset allocation (% as at 30 Nov 2018)

Australian fixed interest

100.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-0.01

3 months
(%)

-0.17

6 months
(%)

0.57

1 year
(% p.a)

0.31

3 years
(% p.a)

1.20

5 years
(% p.a)

2.07

10 years
(% p.a)

2.63

Since inception
(% p.a)

2.99

Unit price movement for:

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Objective

Seeks to achieve maximum total return
by investing in global fixed interest
securities, and to seek to preserve
capital through prudent investment
management.

Investment approach

The manager applies a wide range of
diverse strategies including duration
analysis, credit analysis, relative value
analysis, sector allocation and individual
security selection. The investment
strategy emphasises active decision
making with a long-term focus and
seeks to avoid extreme swings in
duration with a view to creating a steady
stream of returns. The fund may invest
in derivatives to gain or reduce exposure
to relevant markets and to manage
investment risk and it aims to hedge
currency risk.

Investment guidelines

Cash
— 0-100%
International fixed interest
— 0-100%

APIR code

ALL0008AU

Suggested investment length

5 years

Asset allocation (% as at 30 Nov 2018)

Global fixed interest

100.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-0.02

3 months
(%)

-0.61

6 months
(%)

-0.46

1 year
(% p.a)

-0.89

3 years
(% p.a)

1.68

5 years
(% p.a)

2.56

10 years
(% p.a)

2.92

Since inception
(% p.a)

1.84

Unit price movement for:

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Objective

Outperform the RBA Cash Rate after fees over the medium term.

Investment approach

An active, absolute return strategy that invests in a range of domestic and international fixed income securities. The full spectrum of available securities, including non-investment grade, may be utilised. With a focus on managing downside risk, the Fund has the flexibility to invest in cash and other debt securities (such as government bonds) to help preserve capital during downturns in the credit cycle. The Fund may also use derivatives and active currency management as part of the overall investment strategy to create a well-diversified portfolio with the potential to deliver consistent returns above cash and term deposits but with less risk and volatility than the equity market.

Investment guidelines

Australian investment grade
— 0-100%
International investment grade
— 0-100%
Australian high yield³
— 0-40%
International high yield³
— 0-30%
Cash and cash equivalents
— 0-100%

APIR code

ALL0007AU

Suggested investment length

3 Years

Asset allocation (% as at 30 Nov 2018)

Cash

25.68

Australian fixed interest

55.83

Global fixed interest

18.49

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-0.53

3 months
(%)

-0.41

6 months
(%)

0.06

1 year
(% p.a)

0.39

3 years
(% p.a)

1.30

5 years
(% p.a)

1.30

10 years
(% p.a)

2.21

Since inception
(% p.a)

1.74

Unit price movement for:

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International shares

Objective

To provide long-term capital growth by
gaining exposure to a diversified portfolio
of small companies associated with
approved developed markets (excluding
Australia).

Investment approach

Seeks exposure to a diversified portfolio
of small companies listed in global
developed markets (excluding Australia)
with the potential for long-term capital
growth.

Investment guidelines

International shares
— 100%

APIR code

ALL0015AU

Suggested investment length

7 years

Asset allocation (% as at 30 Nov 2018)

Cash

0.44

Global Shares

99.56

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-1.95

3 months
(%)

-9.18

6 months
(%)

-4.64

1 year
(% p.a)

-2.34

3 years
(% p.a)

1.25

5 years
(% p.a)

5.92

10 years
(% p.a)

7.85

Since inception
(% p.a)

4.69

Unit price movement for:

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Objective

Aims to provide investors with the performance of the market, before fees, as measured by the MSCI World ex Australia Net Index (hedged in AUD with net dividends reinvested).

Investment approach

To closely track the risk characteristics of the index, while minimising transaction costs. Will hold all of the securities in the index (most of the time), allowing for individual security weightings to vary marginally from the index from time to time.

Investment guidelines

International shares
— 100%

APIR code

ALL0020AU

Suggested investment length

5 years

Asset allocation (% as at 30 Nov 2018)

Global Shares

100.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

0.87

3 months
(%)

-4.44

6 months
(%)

-0.93

1 year
(% p.a)

0.07

3 years
(% p.a)

5.37

5 years
(% p.a)

6.09

10 years
(% p.a)

8.42

Since inception
(% p.a)

5.86

Unit price movement for:

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Objective

Aims to provide investors with the performance of the market, before fees, as measured by the MSCI World ex Australia Net TR Index (unhedged in AUD with net dividends reinvested).

Investment approach

To closely track the risk characteristics of the index, while minimising transaction costs. Will hold all of the securities in the index (most of the time), allowing for individual security weightings to vary marginally from the index from time to time.

Investment guidelines

International shares
— 100%

APIR code

ALL0033AU

Suggested investment length

5 years

Asset allocation (% as at 30 Nov 2018)

Global Shares

100.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-1.34

3 months
(%)

-5.36

6 months
(%)

1.02

1 year
(% p.a)

2.18

Since inception
(% p.a)

6.62

Unit price movement for:

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Objective

The fund aims to deliver capital growth by
investing directly or indirectly in equities of
companies that are quoted in or operating
in one or more countries deemed to be
emerging markets. The fund aims to
generate after fee returns in excess of the
MSCI Emerging Markets Index expressed
in Australian dollars over rolling five-year
periods.

Investment approach

The manager believes that superior
performance in emerging markets can be
achieved by actively managing portfolios
constructed exclusively from stocks where
the underlying company’s long-term growth
prospects are not yet reflected in its stock
price. The manager’s approach seeks
to identify emerging market companies
that can sustain cashflow growth and
generate returns in excess of their cost of
capital. Through fundamental analysis they
look for business models that can resist
competitive pressure for longer than the
market currently expects. The fund typically
holds between 40-60 stocks. The fund
may use certain derivatives to implement
investment decisions, to manage cash flows
or to facilitate timely exposure to emerging
markets.

Investment guidelines

Cash
— 0-10%
International shares
— 90%-100%

APIR code

ALL7777AU

Suggested investment length

5 years

Asset allocation (% as at 30 Nov 2018)

Cash

2.80

Global Shares

97.20

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

1.42

Unit price movement for:

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Objective

The primary objectives are to achieve
attractive risk-adjusted returns over the
medium to long-term, while reducing the
risk of permanent capital loss.

Investment approach

The manager aims to find companies at
attractive prices which have sustainable
competitive advantages which translate
into returns on capital in excess of their
cost of capital for a sustained period
of time. The manager will endeavour to
acquire these companies at a discount
to its assessment of the intrinsic value of
the companies. The portfolio will consist
of 20 to 40 investments. This option
does not hedge currency risk.

Investment guidelines

Cash
— 0-20%
Australian and international shares
— 80-100%

APIR code

ALL0005AU

Suggested investment length

7 years

Asset allocation (% as at 30 Nov 2018)

Cash

17.31

Global Shares

82.69

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-1.64

3 months
(%)

-3.64

6 months
(%)

4.55

1 year
(% p.a)

6.56

3 years
(% p.a)

5.66

5 years
(% p.a)

7.68

10 years
(% p.a)

6.46

Since inception
(% p.a)

4.29

Unit price movement for:

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Objective

The fund aims to seek capital appreciation
over the longer term by investing in a
concentrated portfolio of global shares and
aims to outperform its benchmark over a
full market cycle, before taking into account
fees and expenses.

Investment approach

The manager believes that companies
with sustainable above-average growth
and returns, and whose prospects
are not reflected in their valuation, will
outperform over the long run. The value
of compounding high returns on capital
and above-average growth rates over long
time periods is often underestimated by
the market. Through fundamental analysis,
the manager seeks to identify enduring
businesses, focusing on operational risks
and the long-term potential for change. The
manager considers whether the valuation
reflects the long-term growth and returns
of the company, and to what extent it
adequately incorporates risk.

Investment guidelines

Cash
— 0–10%
International shares
— 90%-100%

APIR code

ALL0146AU

Suggested investment length

5 years

Asset allocation (% as at 30 Nov 2018)

Cash

1.00

Global Shares

99.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

1.26

Unit price movement for:

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Objective

Aims to provide long-term capital growth through investment in quality global shares and outperform the MSCI World Net Total Return Index ($A) (before fees and taxes) over rolling three-year periods.

Investment approach

The manager adopts a 'bottom-up' stock selection approach to investing, where the decision to buy and sell is based on fundamental quality and valuation. The manager constructs a portfolio within a framework that is benchmark independent in terms of stock and sector weights. Currency hedging can be used with the aim of protecting the value of the fund's assets. Derivatives may be used in managing the fund.

Investment guidelines

Cash
— 0-25%
International shares
— 75-100%

APIR code

ALL0012AU

Suggested investment length

7 Years

Asset allocation (% as at 30 Nov 2018)

Cash

10.60

Global Shares

89.40

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-0.43

3 months
(%)

-6.31

6 months
(%)

-1.73

1 year
(% p.a)

0.19

3 years
(% p.a)

4.30

5 years
(% p.a)

6.88

10 years
(% p.a)

4.85

Since inception
(% p.a)

2.78

Unit price movement for:

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Property

Objective

To provide total returns (income and
capital growth) after costs and before tax,
above the FTSE EPRA/NAREIT Developed
Index Hedged in AUD Net Total Return
Index on a rolling three-year basis.

Investment approach

To take advantage of global real estate
market conditions, as well as countryspecific
opportunities, the fund’s
investment style combines a stockspecific
(bottom-up) selection process
complemented by a macroeconomic (topdown)
approach to regional and country
allocations.

Investment guidelines

Cash
— 0-10%
Listed property
— 90-100%

APIR code

ALL0021AU

Suggested investment length

5 years

Asset allocation (% as at 30 Nov 2018)

Cash

1.39

Global Property

86.54

Global Shares

12.07

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

2.18

3 months
(%)

-2.42

6 months
(%)

0.44

1 year
(% p.a)

0.21

3 years
(% p.a)

1.26

5 years
(% p.a)

4.73

10 years
(% p.a)

7.80

Since inception
(% p.a)

2.78

Unit price movement for:

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Objective

Aims to match the performance of the S&P/ASX 300 A-REIT Total Return Index before fees.

Investment approach

To closely track the risk characteristics of the index, while minimising transaction costs. Will hold all of the securities in the index (most of the time), allowing
for individual security weightings to vary marginally from the index from time to time.

Investment guidelines

Australian listed property
— 100%

APIR code

ALL0026AU

Suggested investment length

5 Years

Asset allocation (% as at 30 Nov 2018)

Australian Property

100.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-0.27

3 months
(%)

-4.19

6 months
(%)

-0.39

1 year
(% p.a)

-0.58

3 years
(% p.a)

4.90

5 years
(% p.a)

7.57

10 years
(% p.a)

5.88

Since inception
(% p.a)

2.85

Unit price movement for:

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Objective

The fund seeks to provide a growing
income stream by investing in a diversified
portfolio of listed real asset securities (such
as A-REITs, infrastructure and utilities)
characterised by established physical
assets with recurring cash flows.

Investment approach

The manager’s approach is premised on
the philosophy that high-quality listed real
assets can sustain dividends, match rises
in the cost of living and are likely to be
less volatile than the wider equity market.
The manager relies on complementary
fundamental and quantitative research,
and collective insights into the current
investment landscape, to identify the most
attractive opportunities. The fund aims to
hold approximately 20 to 45 securities.

Investment guidelines

Cash
— 0-10%
Property and infrastructure
— 90–100%

APIR code

ALL0018AU

Suggested investment length

3 years

Asset allocation (% as at 30 Nov 2018)

Australian Property

100.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

-0.44

3 months
(%)

-4.80

6 months
(%)

-1.19

1 year
(% p.a)

-1.47

3 years
(% p.a)

4.58

5 years
(% p.a)

7.36

10 years
(% p.a)

6.58

Since inception
(% p.a)

3.35

Unit price movement for:

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Objective

The primary objective is to achieve
attractive risk adjusted returns over the
medium to long term, while reducing the
risk of permanent capital loss.

Investment approach

Primarily invests in the securities of
companies listed on stock exchanges
around the world, but will also have some
exposure to cash and cash equivalents.
The manager can use foreign exchange
contracts to facilitate settlement of stock
purchases and to mitigate currency risk on
specific investments within the portfolio. It
is the manager’s intention to substantially
hedge the capital component of the
foreign currency exposure of the portfolio
arising from investments in overseas
markets back to Australian Dollars

Investment guidelines

Cash
— 0-20%
Australian and international shares
— 80-100%

APIR code

ALL0031AU

Suggested investment length

7 years

Asset allocation (% as at 30 Nov 2018)

Cash

10.00

Australian Shares

20.00

Global Shares

70.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Nov 2018) ^

1 month
(%)

1.34

3 months
(%)

-0.33

6 months
(%)

1.88

1 year
(% p.a)

0.34

3 years
(% p.a)

5.39

Since inception
(% p.a)

5.70

Unit price movement for:

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