If you have a financial goal, we’ve got an investment solution to get you there.

Our investment options offer a range of tax aware investing benefits across three levels.
Tax Advantage
The foundation of our tax effective investment approach, essential to maximising investment returns.
Tax Enhanced
An enhanced, tax aware investment and trading approach that aims to improve after-tax returns.
Tax Optimised
The pinnacle of tax aware investing, maximising your after-tax performance.

Investment options profiles

Asset class:

Alternative

Objective

The fund aims to outperform the RBA Cash Rate over the medium to long term (before fees and tax).

Investment approach

The fund aims to provide investors with access to an actively managed equities portfolio predominately comprised of long positions and short positions in Australian listed securities and constructed using the fund’s net market neutral investment strategy. Long only positions are selected using in-depth fundamental analysis. The short portfolio is constructed using a combination of fundamental analysis, systematic strategies and other value-adding strategies.

Investment guidelines

Cash & cash equivalents 0-95%
Australian shares 0-30%

Derivatives may be used to gain equities exposure typically up to a maximum of 400% gross leverage of the investment strategy's investable holdings.

APIR code

ALL0527AU

Suggested investment length

5 years

Risk level

6 (High)

Download Firetrail Absolute Return Fund (UF06A) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

100

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

-3.09

3 months
(%)

1.27

6 months
(%)

6.28

1 year
(% p.a)

13.48

3 years
(% p.a)

2.96

5 years
(% p.a)

4.17

10 years
(% p.a)

0

Since inception
(% p.a)

2

Unit price movement for:

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Objective

The fund’s strategy is designed to deliver absolute returns by managing long and short exposures in global equity, fixed income, currency and commodity markets. The investment objective is long-term total return. The manager aims to produce a portfolio that seeks to outperform the Bloomberg AusBond Bank Bill Index (before fees and tax).

Investment approach

The manager seeks to take long and short positions in a range of global equity, bond, currency and commodity markets using exchange traded and over the counter derivatives, including futures, forward currency contracts, swaps on commodity indices as well as making other investments. The manager utilises proprietary investment models for systematic global tactical asset allocation and equity, bond, currency and commodity market selection.

Investment guidelines

Cash 0-100%
Alternatives 0-100%

Derivatives may be used to gain equities exposure typically up to a maximum of 500% gross leverage of the investment strategy's investable holdings.

APIR code

ALL1297AU

Suggested investment length

5 years

Risk level

5 (Medium to High)

Download GMO Systematic Global Macro Trust (UF47) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

0

Other

100

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

-0.58

3 months
(%)

5.37

6 months
(%)

3.11

1 year
(% p.a)

0.12

3 years
(% p.a)

0.33

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

0.45

Unit price movement for:

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Objective

The fund aims to provide investors with the performance of the spot U.S. price of gold, before fees, taxes and expenses.

Investment approach

The fund aims to achieve its investment objective by investing in precious metal-linked securities secured by physical gold bullion. The fund will implement its investment strategy through an investment in securities issued by the iShares Physical Gold ETC (Underlying ETC). The fund may also be exposed to a small allocation of cash (or cash equivalents, that may include other BlackRock Group funds) for cash flow management purposes the Underlying ETC is an Irish-domiciled exchange-traded commodity that trades on the London Stock Exchange plc. The securities issued by the Underlying ETC are backed by physical gold bullion held by or on behalf of BlackRock in secured London vaults. Through its investment in the Underlying ETC, the fund provides investors with exposure to physical gold bullion, without having to take physical delivery or arrange storage. Neither the fund nor the Underlying ETC applies currency hedging. The fund does not use derivatives and does not intend to borrow.

Investment guidelines

Alternatives 0-100%

APIR code

ALL0085AU

Suggested investment length

5 years

Risk level

5 (Medium to High)

Asset allocation (% as at 31 Mar 2025)

Cash

0

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

0

Other

100

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0

3 months
(%)

0

6 months
(%)

0

1 year
(% p.a)

0

3 years
(% p.a)

0

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

0

Unit price movement for:

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Australian shares

Objective

Aims to achieve returns that exceed the S&P/ASX 300 Accumulation Index after fees and before tax over the medium to long term.

Investment approach

The fund invests mainly in Australian Securities Exchange listed shares but may also invest in global developed market shares and cash. The fund implements a managed volatility equities strategy that aims to reduce volatility by identifying, and investing in, high quality listed equity securities that have reasonable valuations, high quality cash flows and relatively stable share prices. The manager does not always hedge the foreign currency exposures of the fund’s global equity assets to Australian dollars but the manager has the discretion to determine the extent of hedging against any foreign currency exposure. Derivatives may be used to manage risks (including foreign currency risk), invest cash, manage volatility and gain or reduce investment exposures. Derivatives will not be used for leveraging or gearing purposes.

Investment guidelines

Cash 0-20%
Australian shares 60-100%
International shares 0-20%

APIR code

ALL5090AU

Suggested investment length

5 years

Risk level

6 (High)

Download AB Managed Volatility Equities Fund (UF64) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

100

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

2.25

3 months
(%)

0.02

6 months
(%)

6.28

1 year
(% p.a)

10.43

3 years
(% p.a)

5.88

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

5.82

Unit price movement for:

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Objective

Aims to grow the value of the investment over the long term via a combination of capital growth and income, by investing in a diversified portfolio of primarily Australian shares, providing a total return that exceeds the S&P/ASX 300 Accumulation Index by 4% per annum after investment fees and before tax (measured on a rolling 3-year basis).

Investment approach

Investors are offered a portfolio that holds between 20 and 35 of the team’s best high-conviction stock picks. The companies within the fund’s portfolio are primarily selected from, but not limited to, the S&P/ASX 300 Index. The fund may invest in securities expected to be listed on the Australian Securities Exchange. Derivative instruments may be used to replicate underlying positions on a temporary basis.

Investment guidelines

Cash 0-10%
Australian shares 90-100%

APIR code

ALL7316AU

Suggested investment length

5 years

Risk level

6 (High)

Download Bennelong Concentrated Australian Equities Portfolio (UF38) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0.47

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

99.53

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

1.25

3 months
(%)

-11.6

6 months
(%)

-6.82

1 year
(% p.a)

-3.06

3 years
(% p.a)

-0.45

5 years
(% p.a)

4.04

10 years
(% p.a)

0

Since inception
(% p.a)

4.44

Unit price movement for:

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Objective

Aims to deliver returns (before fees and taxes) above those of the S&P/ ASX Small Ordinaries Total Return Index over rolling 5-year periods by investing in a portfolio of Australian emerging companies.

Investment approach

The portfolio’s strategy offers investors exposure to a long-term, concentrated portfolio of high quality, small cap Australian listed equities. The manager seeks to identify good quality emerging businesses that are mispriced by overlaying its quality filter, referred to as the ‘quality web’, with a strong valuation discipline. The manager defines quality companies as those with earnings strength, superior industry position, sound balance sheet, strong management and low ESG risk. The assessment of a company’s quality is overlaid with a detailed valuation assessment seeking to exploit mispriced, market inefficiencies. The manager’s security selection process has a strong bottom-up discipline and focuses on buying quality emerging businesses at reasonable prices. The process involves comprehensive company and industry research, company visits and meetings, and detailed valuation analysis and modelling. This information is used to assess the quality of a business and the expected return. The portfolio construction process considers stock weightings based on the risk versus the expected return. It is also influenced by a top-down economic appraisal, sector exposures and liquidity considerations. The investment approach is long-only and is intended to result in a style-neutral, concentrated portfolio that is high conviction and invests over a five-year period. The fund does not use derivatives and does not intend to borrow.

Investment guidelines

Cash 0-20%
Australian shares 80-100%

APIR code

ALL0024AU

Suggested investment length

5 Years

Risk level

6 (High)

Download DNR Capital Australian Emerging Companies Portfolio (UF20) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

2.65

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

97.35

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

2.26

3 months
(%)

-13.49

6 months
(%)

-7.66

1 year
(% p.a)

3.76

3 years
(% p.a)

0.73

5 years
(% p.a)

3.62

10 years
(% p.a)

1.39

Since inception
(% p.a)

3.53

Unit price movement for:

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Objective

Aims to provide long-term tax effective total returns, with diversification across a broad range of Australian companies and industries.

Investment approach

The fund uses a systematic quantitative rules-based approach to build a diversified portfolio by considering factors such as the quality of a company, its growth potential and its implied value relative to its price. The approach considers the tax position of each holding and incorporates additional active investment insights to take advantage of dividends, associated franking credits and other tax effective payments with the aim of delivering an enhanced after-tax return.

Investment guidelines

Cash 0-10%
Australian shares 90-100%

APIR code

ALL3779AU

Suggested investment length

5 years

Risk level

6 (High)

Download Generation Life Tax Effective Australian Share Fund (UF35) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

1.8

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

98.2

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

3.7

3 months
(%)

-2.15

6 months
(%)

2.05

1 year
(% p.a)

10.11

3 years
(% p.a)

6.82

5 years
(% p.a)

10.52

10 years
(% p.a)

0

Since inception
(% p.a)

7.76

Unit price movement for:

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Objective

Aims to provide a return (after investment fees and expenses and before tax) which exceeds the S&P/ASX 300 Accumulation Index over rolling four-year periods.

Investment approach

The fund will invest in a diversified portfolio of quality ASX listed Australian industrial and resources shares, where these shares are identified by the manager as being undervalued.

Investment guidelines

Cash 0-10%
Australian shares 90-100%

APIR code

ALL0006AU

Suggested investment length

5 years

Risk level

6 (High)

Download Investors Mutual Australian Share Portfolio (UF06) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

1.78

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

98.22

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

2.01

3 months
(%)

-0.45

6 months
(%)

2.73

1 year
(% p.a)

6.38

3 years
(% p.a)

3.37

5 years
(% p.a)

7.09

10 years
(% p.a)

3.86

Since inception
(% p.a)

5.15

Unit price movement for:

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Objective

Aims to provide a rate of return (after investment fees and expenses and before tax) which exceeds the return of the S&P/ASX 300 Accumulation Index (ex S&P/ASX50, ex LPT) on a rolling four-year basis.

Investment approach

Will invest in a diversified portfolio of quality ASX listed Australian and New Zealand shares outside the top 50 shares listed on the ASX, where these shares are identified by the manager as being undervalued.

Investment guidelines

Cash 0-20%
Australian shares 80-100%

APIR code

ALL0003AU

Suggested investment length

5 years

Risk level

6 (High)

Download Investors Mutual Future Leaders Fund (UF07) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

2.24

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

97.76

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

-0.7

3 months
(%)

-4.84

6 months
(%)

-1.21

1 year
(% p.a)

3.7

3 years
(% p.a)

2.39

5 years
(% p.a)

8.56

10 years
(% p.a)

3.46

Since inception
(% p.a)

4.56

Unit price movement for:

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Objective

The fund aims to provide investors with the performance of the S&P/ASX 20 Accumulation Index (before fees, expenses and tax). The index is designed to measure the performance of the 20 largest Australian securities listed on the ASX.

Investment approach

The fund seeks to achieve its objective by tracking the performance of the S&P/ASX 20 Total Return Index (before fees and tax). The manager believes that a full replication investment strategy is the most appropriate investment strategy to track the performance of the index as risk relative to the index is minimised. The manager’s full‐replication approach normally aims to purchase every security in the index, while considering transaction costs.

Investment guidelines

Australian shares 100%

APIR code

ALL0002AU

Suggested investment length

5 Years

Risk level

6 (High)

Download iShares S&P/ASX20 ETF Portfolio (UF14) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0.58

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

99.42

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

2.09

3 months
(%)

-3.26

6 months
(%)

0.14

1 year
(% p.a)

7.76

3 years
(% p.a)

5.55

5 years
(% p.a)

6.69

10 years
(% p.a)

3.64

Since inception
(% p.a)

5.26

Unit price movement for:

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Objective

Aims to provide investors with the performance of the market, before fees and tax, as measured by the S&P/ASX 300 Total Return Index.

Investment approach

To closely track the risk characteristics of the index, while minimising transaction costs. Will hold all of the securities in the index (most of the time), allowing for individual security weightings to vary marginally from the index from time to time.

Investment guidelines

Australian shares 100%

APIR code

ALL0019AU

Suggested investment length

5 years

Risk level

6 (High)

Download iShares Wholesale Australian Equity Index Fund (UF11) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

100

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

2.89

3 months
(%)

-2.96

6 months
(%)

0.83

1 year
(% p.a)

7.13

3 years
(% p.a)

5.01

5 years
(% p.a)

8.9

10 years
(% p.a)

5.56

Since inception
(% p.a)

6.33

Unit price movement for:

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Objective

Aims to provide an income yield above the S&P/ASX 200 Franking Credit Adjusted Annual Total Return Index (before fees and taxes) and to grow this income above the rate of inflation.

Investment approach

In selecting stocks, the manager focuses on long term normalised earnings and sustainable dividends of high-quality Australian companies to deliver an attractive and growing income stream. The fund aims to hold investments so that: exposure to an individual stock is no more than 6% of the portfolio; approximately 45 securities are held; and exposure to an individual sector (as determined by the manager) is no more than 22%. The fund will not invest in securities issued by companies involved in the production or distribution of cluster munitions or the manufacture of tobacco products. The fund does not use derivatives and does not intend to borrow.

Investment guidelines

Cash (or cash equivalents) 0-10%
Australian shares 90-100%

APIR code

ALL0027AU

Suggested investment length

5 Years

Risk level

6 (High)

Download Martin Currie Equity Income Fund (UF23) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

1.91

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

98.09

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

2.09

3 months
(%)

-0.53

6 months
(%)

3.42

1 year
(% p.a)

7.08

3 years
(% p.a)

3.59

5 years
(% p.a)

9.58

10 years
(% p.a)

3.16

Since inception
(% p.a)

4.95

Unit price movement for:

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Objective

Aims to provide long-term capital growth and regular income through investment predominantly in quality Australian industrial and resource shares and to outperform the S&P/ASX 300 Accumulation Index (before fees and tax) over rolling three-year periods.

Investment approach

The manager researches companies of all sizes using consistent share selection criteria. The manager’s priority is to select those companies that represent the best investment quality and are appropriately priced. In determining investment quality, investments are carefully selected on the basis of four key investment criteria: conservative debt levels, sound management, quality business and recurring earnings. The fund may have up to 20% exposure to investments in international shares where the manager believes there are opportunities that may enhance returns. Derivatives may be used in managing the fund.

Investment guidelines

Cash 0-10%
Australian shares 90-100%

APIR code

ALL0009AU

Suggested investment length

5 Years

Risk level

6 (High)

Download Perpetual Australian Share Portfolio (UF15) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

1.7

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

89.82

Global Shares

8.48

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

3.53

3 months
(%)

-2.09

6 months
(%)

-0.64

1 year
(% p.a)

2.65

3 years
(% p.a)

2.43

5 years
(% p.a)

9.16

10 years
(% p.a)

4.34

Since inception
(% p.a)

4.8

Unit price movement for:

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Objective

Aims to enhance long-term capital growth through borrowing (gearing) to invest in quality Australian industrial and resource shares and to outperform the S&P/ASX 300 Accumulation Index (before fees and taxes) over rolling three-year periods.

Investment approach

The manager researches companies of all sizes using consistent share selection criteria. The manager’s priority is to select those companies that represent the best investment quality and are appropriately priced. In determining investment quality, investments are carefully selected on the basis of four key investment criteria: conservative debt levels, sound management, quality business and recurring earnings. The gearing level of the fund must be kept within pre-determined guidelines. Within these, the manager aims to ensure that the gearing level is maximised, subject to the cost of borrowing being adequately covered by net income. The fund may have up to 20% exposure to investments in international shares where the manager believes there are opportunities that may enhance returns. Derivatives may be used in managing the fund, including for gearing purposes.

Investment guidelines

Cash 0-10%
Australian shares 90-100%
Gearing level 0-60%

APIR code

ALL0011AU

Suggested investment length

7 Years

Risk level

7 (Very High)

Download Perpetual Geared Australian Share Fund (UF16) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

76.48

Global Shares

23.52

Other

0

Gearing

53.65

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

6.7

3 months
(%)

-6.31

6 months
(%)

-4.67

1 year
(% p.a)

1.14

3 years
(% p.a)

1.27

5 years
(% p.a)

19.03

10 years
(% p.a)

5.55

Since inception
(% p.a)

5.91

Unit price movement for:

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Cash

Objective

Aims to outperform (before fees and tax) the Bloomberg AusBond Bank Bill Index2 and achieve returns superior to cash management trusts, by investing predominantly into a diversified range of term deposit and deposit like investments.

Investment approach

Primarily invests in term deposits issued by major Australian banks with a bias toward the top four banks. The fund is managed to provide a short-term maturity profile to meet liquidity requirements.

Investment guidelines

Cash 100%

APIR code

ALL0028AU

Suggested investment length

1 year

Risk level

1 (Very Low)

Download Generation Life Term Deposit Fund (UF14A) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

11

Australian fixed interest

89

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.2

3 months
(%)

0.65

6 months
(%)

1.4

1 year
(% p.a)

2.9

3 years
(% p.a)

2.33

5 years
(% p.a)

1.32

10 years
(% p.a)

1.18

Since inception
(% p.a)

1.68

Unit price movement for:

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Objective

Aims to perform in line with the Bloomberg AusBond Bank Bill Index over the short term (before fees and tax) using a low risk investment strategy.

Investment approach

The fund may hold up to 10% in its cash account with the balance invested with the manager. The manager’s cash management approach is driven by disciplined and thorough processes, and backed by in-house quantitative analysis. To take advantage of movements in market interest rates, the maturity profile of the fund is actively managed. After determining the maturity profile, the manager uses a number of analytical tools to select the securities that it believes offer the best value and to find the most appropriate yield curve position.

Investment guidelines

Cash 100%

APIR code

ALL0004AU

Suggested investment length

No minimum

Risk level

1 (Very Low)

Download Macquarie Treasury Fund (UF01) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

100

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.21

3 months
(%)

0.68

6 months
(%)

1.46

1 year
(% p.a)

2.96

3 years
(% p.a)

2.4

5 years
(% p.a)

1.36

10 years
(% p.a)

1.13

Since inception
(% p.a)

2.03

Unit price movement for:

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Diversified

Objective

The portfolio aims to provide a total return, consisting of capital appreciation and income, by gaining exposure to a diversified portfolio of domestic and global fixed interest securities, equity securities companies and real estate securities listed on approved developed and emerging markets.

Investment approach

The portfolio will gain its exposure by investing in strategies managed by Dimensional that invest in equity, real estate and fixed interest securities. The portfolio will seek to target approximately 30% exposure to equities and 70% exposure to fixed interest assets.

Investment guidelines

Fixed interest 60-80%
Australian shares 6-16%
International shares 7-27%
Emerging market shares 0-6%

APIR code

ALL4096AU

Suggested investment length

3 years

Risk level

3 (Low to Medium)

Download Dimensional World 30/70 Portfolio (UF62) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

10.31

Australian fixed interest

8.63

Global fixed interest

51.84

Australian Property

0.65

Global Property

0.35

Australian Shares

9.78

Global Shares

18.44

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.19

3 months
(%)

-0.62

6 months
(%)

1.02

1 year
(% p.a)

3.75

3 years
(% p.a)

3.05

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

2.92

Unit price movement for:

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Objective

The portfolio aims to provide a total return, consisting of capital appreciation and income, by gaining exposure to a diversified portfolio of companies and real estate securities listed on approved developed and emerging markets, and domestic and global fixed interest securities.

Investment approach

The portfolio will gain its exposure by investing in strategies managed by Dimensional that invest in equity, real estate and fixed interest securities. The portfolio will seek to target approximately 50% exposure to equities and 50% exposure to fixed interest assets.

Investment guidelines

Fixed interest 40-60%
Australian shares 8-28%
International shares 18-38%
Emerging market shares 0-8%

APIR code

ALL1871AU

Suggested investment length

4 years

Risk level

5 (Medium to High)

Download Dimensional World 50/50 Portfolio (UF40) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

6.27

Australian fixed interest

5.93

Global fixed interest

38.78

Australian Property

1.06

Global Property

0.58

Australian Shares

16.46

Global Shares

30.92

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.18

3 months
(%)

-1.41

6 months
(%)

0.98

1 year
(% p.a)

4.76

3 years
(% p.a)

3.65

5 years
(% p.a)

4.18

10 years
(% p.a)

0

Since inception
(% p.a)

3.77

Unit price movement for:

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Objective

The portfolio aims to provide a total return, consisting of capital appreciation and income, by gaining exposure to a diversified portfolio of companies and real estate securities listed on approved developed and emerging markets, and domestic and global fixed interest securities.

Investment approach

The portfolio will gain its exposure by investing in strategies managed by Dimensional that invest in equity, real estate and fixed interest securities. The portfolio will seek to target approximately 70% exposure to equities and 30% exposure to fixed interest assets.

Investment guidelines

Fixed interest 20-40%
Australian shares 15-35%
International shares 30-35%
Emerging market shares 0% - 10%

APIR code

ALL0030AU

Suggested investment length

5 Years

Risk level

6 (High)

Download Dimensional World 70/30 Portfolio (UF24) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0.91

Australian fixed interest

2.65

Global fixed interest

27.35

Australian Property

1.49

Global Property

0.82

Australian Shares

22.97

Global Shares

43.81

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.08

3 months
(%)

-2.5

6 months
(%)

0.72

1 year
(% p.a)

5.66

3 years
(% p.a)

4.7

5 years
(% p.a)

6.14

10 years
(% p.a)

4.38

Since inception
(% p.a)

5.71

Unit price movement for:

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Objective

The portfolio aims to provide a total return, consisting of capital appreciation and income, by gaining exposure to a diversified portfolio of companies and real estate securities listed on approved developed and emerging markets.

Investment approach

The portfolio will gain its exposure by investing in strategies managed by Dimensional that invest in equity and real estate securities.

Investment guidelines

Australian shares 26-46%
International shares 45-65%
Emerging market shares 2-12%

APIR code

ALL8615AU

Suggested investment length

5 years

Risk level

6 (High)

Download Dimensional World Equity Portfolio (UF28) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0.31

Australian fixed interest

0

Global fixed interest

0

Australian Property

2.17

Global Property

1.18

Australian Shares

33.55

Global Shares

62.79

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

-0.3

3 months
(%)

-4.18

6 months
(%)

0.26

1 year
(% p.a)

6.14

3 years
(% p.a)

6.05

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

5.63

Unit price movement for:

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Objective

The portfolio has a primary objective to exceed the return of the manager’s benchmark over a rolling 5-year period, after investment fees but before taxes, and a secondary objective to preserve capital over this period.

Investment approach

The portfolio is actively managed using a dynamic approach to asset allocation. The strategic asset allocation aims to have exposure to 70% growth assets (Australian shares, international shares, property and infrastructure) and 30% defensive assets (fixed interest and cash) while it can also have exposure to alternative assets (including private markets) that can have both growth and defensive assets. Manager selection is then based on two distinct steps. Firstly, the efficiency of each asset class is assessed to determine whether active or passive investments are used. Secondly, managers are assessed on a quantitative and qualitative basis, selecting managers that are believed to best meet the investment objective. The portfolio gains its exposure generally via managed funds and exchange traded funds but can also invest in listed securities.

Investment guidelines

Cash 1-35%
Fixed interest 0-45%
Australian shares 15-45%
International shares 20-50%
Property and infrastructure 0-20%
Alternatives 0-30%
Diversified 0-30%

APIR code

ALL3176AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2025)

Cash

0.75

Australian fixed interest

11.25

Global fixed interest

17

Australian Property

0

Global Property

6

Australian Shares

26

Global Shares

33

Other

6

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0

3 months
(%)

0

6 months
(%)

0

1 year
(% p.a)

0

3 years
(% p.a)

0

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

0

Unit price movement for:

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Objective

The portfolio has a primary objective to exceed the return of the manager’s benchmark over a rolling 5-year period, after investment fees but before taxes, and a secondary objective to preserve capital over this period.

Investment approach

The portfolio is actively managed using a dynamic approach to asset allocation. The strategic asset allocation aims to have exposure to 85% growth assets (Australian shares, international shares, property and infrastructure) and 15% defensive assets (fixed interest and cash) while it can also have exposure to alternative assets (including private markets) that can have both growth and defensive assets. Manager selection is then based on two distinct steps. Firstly, the efficiency of each asset class is assessed to determine whether active or passive investments are used. Secondly, managers are assessed on a quantitative and qualitative basis, selecting managers that are believed to best meet the investment objective. The portfolio gains its exposure generally via managed funds and exchange traded funds but can also invest in listed securities.

Investment guidelines

Cash 1-30%
Fixed interest 0-30%
Australian shares 25-55%
International shares 25-55%
Property and infrastructure 0-20%
Alternatives 0-30%
Diversified 0-30%

APIR code

ALL0247AU

Suggested investment length

6 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2025)

Cash

0.75

Australian fixed interest

4.25

Global fixed interest

9

Australian Property

0

Global Property

6

Australian Shares

34

Global Shares

39

Other

7

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0

3 months
(%)

0

6 months
(%)

0

1 year
(% p.a)

0

3 years
(% p.a)

0

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

0

Unit price movement for:

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Objective

The portfolio has a primary objective to exceed the return of the manager’s benchmark over a rolling 6- year period, after investment fees but before taxes, and a secondary objective to preserve capital over this period.

Investment approach

The portfolio is actively managed using a dynamic approach to asset allocation. The strategic asset allocation aims to have exposure to 98% growth assets (Australian shares, international shares, property and infrastructure) and 2% defensive assets (fixed interest and cash) while it can also have exposure to alternative assets (including private markets) that can have both growth and defensive assets. Manager selection is then based on two distinct steps. Firstly, the efficiency of each asset class is assessed to determine whether active or passive investments are used. Secondly, managers are assessed on a quantitative and qualitative basis, selecting managers that are believed to best meet the investment objective. The fund gains its exposure generally via managed funds and exchange traded funds but can also invest in listed securities.

Investment guidelines

Cash 1-17%
Fixed interest 0-17%
Australian shares 30-60%
International shares 30-60%
Property and infrastructure 0-20%
Alternatives 0-30%
Diversified 0-30%

APIR code

ALL2721AU

Suggested investment length

7 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2025)

Cash

0.75

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

6

Australian Shares

39

Global Shares

46.25

Other

8

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0

3 months
(%)

0

6 months
(%)

0

1 year
(% p.a)

0

3 years
(% p.a)

0

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

0

Unit price movement for:

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Objective

Aims to outperform the weighted average return of a composite index before tax and fees over rolling 5-year periods.

Investment approach

The fund aims to provide long-term capital growth by investing in a range of global asset classes. In actively managing the portfolio, the manager will tactically allocate investments across asset classes and geographic areas (including emerging markets) based on their potential to generate capital growth or reduce overall risk. The fund may use derivatives for efficient portfolio management and investment purposes. The manager will seek to manage the portfolio in a tax-aware manner. The fund typically aims to invest in a diversified portfolio mix with exposure to growth assets of around 70% and defensive assets of around 30%. The manager has the flexibility to allocate outside of the typical asset sector allocation guidelines where required (for example, during periods of market stress).

Investment guidelines

Cash 0-40%
Australian fixed interest 0-40%
International fixed interest 0-40%
Australian shares 10-60%
International shares 10-70%
Other 0-35%

APIR code

ALL0014AU

Suggested investment length

5 years

Risk level

6 (High)

Download Generation Life Tax Effective Growth Fund (UF10) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

3.68

Australian fixed interest

1.23

Global fixed interest

24.88

Australian Property

0

Global Property

0

Australian Shares

25.38

Global Shares

44.83

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

-0.67

3 months
(%)

-5.05

6 months
(%)

-0.83

1 year
(% p.a)

3.34

3 years
(% p.a)

3.47

5 years
(% p.a)

5.14

10 years
(% p.a)

3.42

Since inception
(% p.a)

3.95

Unit price movement for:

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Objective

To outperform (before tax and fees) a composite benchmark of the weighted combination of relevant market indexes.

Investment approach

The multi-manager approach involves selecting combinations of managers to achieve exposure to a range of investment styles. Through in-depth local and global research, the manager selects high quality investment managers to invest assets in each asset class. The portfolio long-term average exposure to growth assets will be around 70% and around 30% for defensive assets.

Investment guidelines

Growth Assets
Australian shares 12%-42%
International shares 8%-38%
Listed property and infrastructure 0%-30%
Alternatives 0%-27%

Defensive Assets
Cash 0%-20%
Australian fixed interest 0%-27%
International fixed interest 0%-23%

APIR code

ALL6968AU

Suggested investment length

7 years

Risk level

6 (High)

Download Mercer Future Wealth Balanced Portfolio (UF60) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

7.83

Australian fixed interest

8.53

Global fixed interest

5.98

Australian Property

0

Global Property

11.43

Australian Shares

28.6

Global Shares

30.26

Other

7.37

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

1

3 months
(%)

-2.42

6 months
(%)

1.36

1 year
(% p.a)

6.3

3 years
(% p.a)

0

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

5.61

Unit price movement for:

Loading performance chart...

Objective

Aims to provide a return higher than the investment manager’s benchmark (before fees and tax) over 5-year periods by investing in a diversified portfolio of growth and defensive assets.

Investment approach

The portfolio is actively managed which includes reducing risk in the portfolio if market risk is high. The benchmark asset allocation has a strong bias to growth assets and some exposure to defensive assets. The investment manager actively looks for opportunities to provide better returns, or less risk, than those generated by the investment manager’s benchmark asset allocation and to manage the portfolio’s exposure to the risks of investing in markets.

Investment guidelines

Cash 0-20%
Fixed interest 5-40%
Australian shares 10-40%
International shares 10-45%
Property 0-20%
Infrastructure 0-15%
Alternatives 0-20%

APIR code

ALL0022AU

Suggested investment length

5 Years

Risk level

6 (High)

Download MLC Active Balanced Portfolio (UF22) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

2.53

Australian fixed interest

16.31

Global fixed interest

7.21

Australian Property

0.06

Global Property

0

Australian Shares

25.6

Global Shares

37.84

Other

10.45

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

-0.17

3 months
(%)

-2.94

6 months
(%)

0.21

1 year
(% p.a)

4.44

3 years
(% p.a)

3.79

5 years
(% p.a)

5.35

10 years
(% p.a)

3.68

Since inception
(% p.a)

3.52

Unit price movement for:

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Objective

Aims to outperform the investment manager’s benchmark (before fees and tax) over 3-year periods by investing in a diversified portfolio of growth and defensive assets.

Investment approach

The benchmark asset allocation has a strong bias to defensive assets and some exposure to growth assets. The investment manager actively looks for opportunities to provide better returns, or less risk, than those generated by the investment manager’s benchmark asset allocation and to manage the portfolio’s exposure to the risks of investing in markets.

Investment guidelines

Cash 0-35%
Fixed interest 30-70%
Australian shares 0-25%
International shares 0-25%
Property 0-20%
Infrastructure 0-15%
Alternatives 0-15%

APIR code

ALL6780AU

Suggested investment length

3 years

Risk level

3 (Low to Medium)

Download MLC Active Conservative Portfolio (UF32) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

3.04

Australian fixed interest

40.71

Global fixed interest

20.15

Australian Property

0.02

Global Property

0

Australian Shares

9.05

Global Shares

14.11

Other

12.92

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.18

3 months
(%)

-1.21

6 months
(%)

0.78

1 year
(% p.a)

3.9

3 years
(% p.a)

2.91

5 years
(% p.a)

2.77

10 years
(% p.a)

0

Since inception
(% p.a)

2.08

Unit price movement for:

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Objective

Aims to outperform the investment manager’s benchmark (before fees and tax) over 7-year periods by investing in a diversified portfolio of growth and defensive assets.

Investment approach

The benchmark asset allocation is invested in growth assets with minimal exposure to defensive assets. The investment manager actively looks for opportunities to provide better returns, or less risk, than those generated by the investment manager’s benchmark asset allocation and to manage the portfolio’s exposure to the risks of investing in markets.

Investment guidelines

Cash 0-5%
Australian shares 25-55%
International shares 30-60%
Property 0-20%
Infrastructure 0-15%
Alternatives 0-20%

APIR code

ALL5569AU

Suggested investment length

7 years

Risk level

6 (High)

Download MLC Active High Growth Portfolio (UF34) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

1.83

Australian fixed interest

2.9

Global fixed interest

0.33

Australian Property

0.05

Global Property

0

Australian Shares

37.22

Global Shares

54.7

Other

2.97

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

-0.36

3 months
(%)

-4.65

6 months
(%)

-0.48

1 year
(% p.a)

4.39

3 years
(% p.a)

4.91

5 years
(% p.a)

7.24

10 years
(% p.a)

0

Since inception
(% p.a)

6.04

Unit price movement for:

Loading performance chart...

Objective

Aims to outperform the investment manager’s benchmark (before fees and tax) over 5-year periods by investing in a diversified portfolio of growth and defensive assets.

Investment approach

The benchmark asset allocation has an approximately equal exposure to growth and defensive assets. The investment manager actively looks for opportunities to provide better returns, or less risk, than those generated by the investment manager’s benchmark asset allocation and to manage the portfolio’s exposure to the risks of investing in markets.

Investment guidelines

Cash 0-25%
Fixed interest 15-50%
Australian shares 5-30%
International shares 5-35%
Property 0-20%
Infrastructure 0-15%
Alternatives 0-20%

APIR code

ALL1421AU

Suggested investment length

5 years

Risk level

4 (Medium)

Download MLC Active Moderate Portfolio (UF33) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

3.82

Australian fixed interest

26.4

Global fixed interest

13.65

Australian Property

0.88

Global Property

1.82

Australian Shares

14.56

Global Shares

26.46

Other

12.41

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.11

3 months
(%)

-1.23

6 months
(%)

0.7

1 year
(% p.a)

3.99

3 years
(% p.a)

3.32

5 years
(% p.a)

3.9

10 years
(% p.a)

0

Since inception
(% p.a)

3.31

Unit price movement for:

Loading performance chart...

Objective

To achieve a moderate amount of capital growth along with some income, by investing in a diversified portfolio of growth and defensive asset classes

Investment approach

An actively managed diversified portfolio of securities across both growth asset classes such as Australian equities, property and global securities, and defensive asset classes such as cash and fixed interest securities. In general, the portfolio’s long-term average exposure will be around 50% growth assets and around 50% defensive assets; however the allocations will be actively managed within the allowable ranges depending on market conditions.

Investment guidelines

Cash 0-28%
Australian bonds 0-40%
International bonds (Hedged) 0-39%
Australian shares 0-38%
International shares 3-43%
Alternatives 0-25%
Australian property securities 0-20%
International property securities 0-23%
Global infrastructure 0-23%

APIR code

ALL8831AU

Suggested investment length

5 years

Risk level

4 (Medium)

Download Morningstar Balanced Model (UF55) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

8.29

Australian fixed interest

22.13

Global fixed interest

16.44

Australian Property

0

Global Property

4.75

Australian Shares

15.66

Global Shares

26.68

Other

6.05

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.25

3 months
(%)

-0.51

6 months
(%)

1.15

1 year
(% p.a)

4.78

3 years
(% p.a)

0

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

4.3

Unit price movement for:

Loading performance chart...

Objective

To achieve capital growth through investing in a diversified portfolio of growth and defensive asset classes, with an emphasis on growth asset classes.

Investment approach

An actively managed diversified portfolio of securities across both growth asset classes such as Australian equities, property and global securities, and defensive asset classes such as cash and fixed interest securities. In general, the portfolio’s long-term average exposure will be around 70% growth assets and around 30% defensive assets; however the allocations will be actively managed within the allowable ranges depending on market conditions.

Investment guidelines

Cash 0-24%
Australian bonds 0-30%
International bonds (hedged) 0-30%
Australian shares 6-46%
International shares 12-52%
Alternatives 0-25%
Australian property securities 0-22%
International property securities 0-22%
Global infrastructure 0-24%

APIR code

ALL8970AU

Suggested investment length

7 years

Risk level

6 (High)

Download Morningstar Growth Model (UF56) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

3.79

Australian fixed interest

13.55

Global fixed interest

9.02

Australian Property

0

Global Property

6.14

Australian Shares

23.44

Global Shares

36.05

Other

8.01

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.06

3 months
(%)

-1

6 months
(%)

1.08

1 year
(% p.a)

5.51

3 years
(% p.a)

0

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

5.89

Unit price movement for:

Loading performance chart...

Objective

To achieve capital growth through investing in a diversified portfolio of predominantly growth asset classes, with a small proportion of defensive asset classes.

Investment approach

An actively managed diversified portfolio of securities across both growth asset classes such as Australian equities, property and global securities, and defensive asset classes such as cash and fixed interest securities. In general, the portfolio’s long-term average exposure will be around 90% growth assets and around 10% defensive assets; however the allocations will be actively managed within the allowable ranges depending on market conditions.

Investment guidelines

Cash 0-20%
Australian bonds 0-20%
International bonds (hedged) 0-20%
Australian shares 15-55%
International shares 22-62%
Alternatives 0-25%
Australian property securities 0-22%
International property securities 0-23%
Global infrastructure 0-25%

APIR code

ALL4014AU

Suggested investment length

9 years

Risk level

6 (High)

Download Morningstar High Growth Model (UF57) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

2.59

Australian fixed interest

4.79

Global fixed interest

1.36

Australian Property

0

Global Property

7.52

Australian Shares

32.88

Global Shares

45.07

Other

5.79

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.03

3 months
(%)

-1.6

6 months
(%)

1

1 year
(% p.a)

6.32

3 years
(% p.a)

0

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

6.93

Unit price movement for:

Loading performance chart...

Objective

Aims to provide long-term capital growth and income through investment in a diversified portfolio with an emphasis on Australian and international share investments, to outperform the All Groups CPI + 5% p.a. (before fees and tax) over at least five-year periods and to outperform a composite benchmark (before fees and tax) reflecting its allocation to the various asset types over rolling 3-year periods.

Investment approach

The fund invests in a diverse mix of growth, defensive and other assets, with a focus on Australian and international shares. Tactical asset allocation strategies may be applied, which involves the fund adjusting its exposure to asset classes on a regular basis within the investment guidelines. Currency is managed at the fund level, taking into account currency exposure arising from underlying investments. Currency management is used to either hedge currency for an existing position or create an exposure to a foreign currency. Net foreign currency exposure will be limited to 50% of the gross asset value of the fund. Derivatives and exchange traded funds may be used in managing each asset class.

Investment guidelines

Cash 0-30%
Fixed income and credit 0-45%
Australian shares 10-50%
International shares 10-50%
Property 0-15%
Other 0-30%

APIR code

ALL0010AU

Suggested investment length

5 Years

Risk level

6 (High)

Download Perpetual Balanced Growth Fund (UF19) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

12.23

Australian fixed interest

17.61

Global fixed interest

0.35

Australian Property

4.09

Global Property

2.25

Australian Shares

23.86

Global Shares

31.55

Other

8.06

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.66

3 months
(%)

-0.64

6 months
(%)

1.01

1 year
(% p.a)

3.46

3 years
(% p.a)

2.54

5 years
(% p.a)

5.28

10 years
(% p.a)

3.6

Since inception
(% p.a)

3.5

Unit price movement for:

Loading performance chart...

Objective

Aims to provide moderate growth over the medium term and income through investment in a diversified portfolio with an emphasis on cash and fixed income securities; to outperform the All Groups CPI + 3.5% p.a. (before fees and tax) over at least two-year periods and to outperform a composite benchmark (before fees and tax) reflecting its allocation to the various asset types over rolling 3-year periods.

Investment approach

The fund invests in a diverse mix of growth, defensive and other assets, with a focus on cash and fixed income securities. Tactical asset allocation strategies may be applied, which involves the fund adjusting its exposure to asset classes on a regular basis within the investment guidelines. Currency is managed at the fund level, taking into account currency exposure arising from underlying investments. Currency management is used to either hedge currency for an existing position or create an exposure to a foreign currency. Net foreign currency exposure will be limited to 50% of the gross asset value of the fund. Derivatives and exchange traded funds may be used in managing each asset class.

Investment guidelines

Cash 5-55%
Fixed income and credit 15-65%
Australian shares 0-25%
International shares 0-20%
Property 0-10%
Other 0-30%

APIR code

ALL3019AU

Suggested investment length

3 Years

Risk level

3 (Low to Medium)

Download Perpetual Conservative Growth Fund (UF26) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

15.66

Australian fixed interest

48.83

Global fixed interest

1.87

Australian Property

2.7

Global Property

1.64

Australian Shares

8

Global Shares

9.28

Other

12.02

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.7

3 months
(%)

0.5

6 months
(%)

1.78

1 year
(% p.a)

3.54

3 years
(% p.a)

1.85

5 years
(% p.a)

2.4

10 years
(% p.a)

0

Since inception
(% p.a)

2.17

Unit price movement for:

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Objective

To achieve a return of CPI plus 4% to 5% p.a. (before fees and tax) over rolling 3-year periods while minimising the incidence and size of negative returns in doing so. CPI is defined as the Reserve Bank of Australia’s Trimmed Mean, as published by the Australian Bureau of Statistics.

Investment approach

The manager’s approach to inflation plus (or real return) investing is to choose the portfolio that has the highest probability of achieving the required return objective over the investment horizon with the least expected variability around this objective. The fund employs an objective based asset allocation framework in which both asset market risk premium, and consequently the asset allocation of the portfolio are constantly reviewed. The portfolio will reflect those assets that in combination are most closely aligned to the delivery of the objective.

Investment guidelines

Growth assets 0-75%
Diversifying assets 0-75%
Defensive assets 0-100%

Investments are predominantly in traditional assets, with no leverage and strict limits on exposure to liquidity constrained alternatives which enhances the transparency and liquidity of the portfolios. Assets are classified in three broad types of investments according to the likely returns and the risk:


Growth assets, typically shares and property securities;

Diversifying assets, typically higher yielding debt, objective based investments and alternatives; and

Defensive assets, typically investment grade debt securities, cash and equivalent investments.

APIR code

ALL9085AU

Suggested investment length

3 years

Risk level

5 (Medium to High)

Download Schroder Real Return Fund (UF10B) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

16.63

Australian fixed interest

29.52

Global fixed interest

20.17

Australian Property

0

Global Property

0

Australian Shares

4.26

Global Shares

29.42

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.15

3 months
(%)

-0.59

6 months
(%)

2.42

1 year
(% p.a)

6.4

3 years
(% p.a)

4.1

5 years
(% p.a)

3.35

10 years
(% p.a)

0

Since inception
(% p.a)

1.74

Unit price movement for:

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Objective

Seeks to track the return of the various indices of the underlying funds in proportion to the strategic asset
allocation for the portfolio before taking into account fees, expenses and tax.

Investment approach

The portfolio provides low-cost access to a range of Vanguard sector funds, offering broad diversification across multiple asset classes. It seeks to replicate the asset allocation of the Vanguard All Growth Index strategy and is biased towards growth assets. It is designed for investors with a high tolerance for risk. The portfolio targets a 100% allocation to growth asset classes.

Investment guidelines

Australian shares 38-42%
International shares 58-62%

APIR code

ALL1510AU

Suggested investment length

7 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2025)

Cash

0

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

38.65

Global Shares

61.35

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^
Unit price movement for:

Loading performance chart...

Objective

Seeks to track the return of the various indices of the underlying funds in proportion to the strategic asset allocation for the portfolio before taking into account fees, expenses and tax.

Investment approach

The portfolio provides low-cost access to a range of Vanguard sector funds, offering broad diversification across multiple asset classes. It seeks to replicate the asset allocation of the Vanguard Balanced Index strategy and is equally invested in income and growth assets, and is designed for investors with a medium tolerance for risk. The portfolio targets a 50% allocation to income asset classes and a 50% allocation to growth asset classes.

Investment guidelines

Australian fixed interest 13-17%
International fixed interest 33-37%
Australian shares 18-22%
International shares 22-38%

APIR code

ALL4532AU

Suggested investment length

5 years

Risk level

4 (Medium)

Download Vanguard Balanced Portfolio (UF31) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0.9

Australian fixed interest

15.52

Global fixed interest

34.36

Australian Property

1.25

Global Property

0.55

Australian Shares

18.15

Global Shares

29.27

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.56

3 months
(%)

-1.33

6 months
(%)

1.55

1 year
(% p.a)

6.17

3 years
(% p.a)

3.9

5 years
(% p.a)

3.74

10 years
(% p.a)

0

Since inception
(% p.a)

4.19

Unit price movement for:

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Objective

Seeks to track the return of the various indices of the underlying funds in proportion to the strategic asset allocation for the portfolio, before taking into account fees, expenses and tax.

Investment approach

The portfolio provides low-cost access to a range of Vanguard sector funds, offering broad diversification across multiple asset classes. It seeks to replicate the asset allocation of the Vanguard Conservative Index strategy and is biased towards income assets. It is designed for investors with a low tolerance for risk. The fund targets a 70% allocation to income asset classes and a 30% allocation to growth asset classes.

Investment guidelines

Cash 8-12%
Australian fixed interest 16-20%
International fixed interest 40-44%
Australian shares 10-14%
International shares 10-26%

APIR code

ALL0034AU

Suggested investment length

3 Years

Risk level

3 (Low to Medium)

Download Vanguard Conservative Portfolio (UF12C) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

5.39

Australian fixed interest

23.99

Global fixed interest

41.16

Australian Property

0.75

Global Property

0.32

Australian Shares

10.91

Global Shares

17.48

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.65

3 months
(%)

-0.12

6 months
(%)

1.76

1 year
(% p.a)

5.29

3 years
(% p.a)

2.66

5 years
(% p.a)

1.87

10 years
(% p.a)

0

Since inception
(% p.a)

2.12

Unit price movement for:

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Objective

Seeks to track the return of the various indices of the underlying funds in proportion to the strategic asset allocation for the portfolio before taking into account fees, expenses and tax.

Investment approach

The portfolio provides low-cost access to a range of Vanguard sector funds, offering broad diversification across multiple asset classes. It seeks to replicate the asset allocation of the Vanguard Growth Index strategy and is biased towards growth assets, and is designed for investors with a high tolerance for risk. The portfolio targets a 30% allocation to income asset classes and a 70% allocation to growth asset classes.

Investment guidelines

Australian fixed interest 7-11%
International fixed interest 19-23%
Australian shares 26-30%
International shares 34-50%

APIR code

ALL0035AU

Suggested investment length

7 Years

Risk level

6 (High)

Download Vanguard Growth Portfolio (UF12D) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0.91

Australian fixed interest

9.36

Global fixed interest

20.7

Australian Property

1.73

Global Property

0.79

Australian Shares

25.22

Global Shares

41.29

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.48

3 months
(%)

-2.53

6 months
(%)

1.36

1 year
(% p.a)

7

3 years
(% p.a)

5.32

5 years
(% p.a)

5.92

10 years
(% p.a)

0

Since inception
(% p.a)

5.02

Unit price movement for:

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Objective

Seeks to track the return of the various indices of the underlying funds in proportion to the strategic asset allocation for the portfolio before taking into account fees, expenses and tax.

Investment approach

The portfolio provides low-cost access to a range of Vanguard sector funds, offering broad diversification across multiple asset classes. It seeks to replicate the asset allocation of the Vanguard High Growth Index strategy and is biased towards growth assets, and is designed for investors with a high tolerance for risk. The portfolio targets a 10% allocation to income asset classes and a 90% allocation to growth asset classes.

Investment guidelines

Australian fixed interest 1-5%
International fixed interest 5-9%
Australian shares 34-38%
International shares 46-62%

APIR code

ALL6521AU

Suggested investment length

7 years

Risk level

6 (High)

Download Vanguard High Growth Portfolio (UF30) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0.88

Australian fixed interest

3.18

Global fixed interest

7

Australian Property

2.27

Global Property

1

Australian Shares

33.09

Global Shares

52.58

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.4

3 months
(%)

-3.84

6 months
(%)

1.11

1 year
(% p.a)

7.79

3 years
(% p.a)

6.85

5 years
(% p.a)

8.61

10 years
(% p.a)

0

Since inception
(% p.a)

7.55

Unit price movement for:

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Fixed interest

Objective

The fund targets a stable return in excess of inflation (before fees and tax) over the medium term.

Investment approach

The manager is a specialist ‘relative value’ fixed income investment manager. The manager’s differentiated pure ‘relative value’ investing approach offers a compelling alternative to conventional fixed income investments because it is independent of the prevailing interest rate environment and how bond markets are performing. The manager believes the pure ‘relative value’ opportunity set is a proven reliable source of returns because it is driven by structural market inefficiencies that create new ‘relative value’ mispricing opportunities to profit from. The manager focuses on delivering consistent volatility-controlled returns in order to strictly limit performance volatility and prioritise capital preservation, irrespective of the market environment. The manager aims to fully hedge any foreign currency exposure back to the Australian dollar.

Investment guidelines

Government bonds 90-100%
Derivatives 0-10%

APIR code

ALL0815AU

Suggested investment length

2 years

Risk level

2 (Low)

Download Ardea Real Outcome Fund (UF37) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

5.55

Australian fixed interest

78.89

Global fixed interest

15.56

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.04

3 months
(%)

1.2

6 months
(%)

1.7

1 year
(% p.a)

1.33

3 years
(% p.a)

0.91

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

0.08

Unit price movement for:

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Objective

To outperform the RBA Cash Rate over rolling 3-year periods (before fees and tax).

Investment approach

The fund is conservatively managed and seeks to produce income by providing loans to selected borrowers. These loans are secured by registered first ranking mortgages. Loans are predominantly offered in respect of selected improved retail, commercial, industrial and residential real estate within Australia. Loans are for a maximum term of five years.

Investment guidelines

Cash 0-100%
Australian fixed interest 0-100%

APIR code

ALL0029AU

Suggested investment length

1 to 3 Years

Risk level

4 (Medium)

Download EQT Mortgage Income Fund (UF25) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

7.34

Australian fixed interest

92.66

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.19

3 months
(%)

0.69

6 months
(%)

1.38

1 year
(% p.a)

2.66

3 years
(% p.a)

2.05

5 years
(% p.a)

1.79

10 years
(% p.a)

1.71

Since inception
(% p.a)

1.91

Unit price movement for:

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Objective

To provide a high level of stable monthly income, preserve capital and achieve a gross return of cash plus 4% p.a. over rolling three periods before fees and tax.

Investment approach

The fund invests primarily in senior, secured loans to non-investment grade corporations domiciled primarily in US or Canada with interest rates that float and reset on average approximately every 60 days. The manager’s investment approach is a fundamental investment style that is driven by bottom-up credit selection and top-down macro risk positioning tied to broader economic trends. When selecting companies, the manager focuses on those who have capable management teams, consistent and dependable sources of cash flow and reliable collateral packages providing a second source of repayment if required. The underlying investments are managed by multiple offices across the US including New York, and London with supervision and monitoring undertaken by the managers Melbourne office. The manager will use derivatives in the management of the fund to hedge currency exposures but will not use derivatives for gearing purposes or speculative activities. The fund is permitted to borrow and to grant security over its assets. We do not intend to borrow or raise money in connection with the fund for investment purposes but may from time to time borrow for administrative purposes such as to cover timing differences between settlement of sales and purchases of underlying securities, and funding withdrawals.

Investment guidelines

Cash & cash equivalents 0-10%
Fixed interest 90-100%
Minimum senior secured loans exposure 75%
Maximum single borrower or security exposure 20%
Maximum non-U.S or Canada single borrower exposure 25%

APIR code

ALL6144AU

Suggested investment length

3 years

Risk level

4 (Medium)

Asset allocation (% as at 31 Mar 2025)

Cash

0.57

Australian fixed interest

0

Global fixed interest

99.43

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0

3 months
(%)

0

6 months
(%)

0

1 year
(% p.a)

0

3 years
(% p.a)

0

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

0

Unit price movement for:

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Objective

Aims to provide investors with the performance of the market, before fees and tax, as measured by the Bloomberg AusBond Composite 0 + Year Index.

Investment approach

To closely track the risk characteristics of the index, while minimising transaction costs. Will look to closely match the index major risk and return factors through a methodology called stratified sampling.

Investment guidelines

Australian fixed interest 100%

APIR code

ALL0025AU

Suggested investment length

3 Years

Risk level

4 (Medium)

Download iShares Wholesale Australian Bond Index Fund (UF12A) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0

Australian fixed interest

100

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

1.19

3 months
(%)

1.93

6 months
(%)

3.11

1 year
(% p.a)

4.32

3 years
(% p.a)

1.13

5 years
(% p.a)

-1.06

10 years
(% p.a)

0.49

Since inception
(% p.a)

1.9

Unit price movement for:

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Objective

Aims to provide a steady stream of income and capital stability over the medium term while aiming to outperform the Reserve Bank of Australia official cash rate through market cycles (before fees and taxes).

Investment approach

Targets an absolute return over time, by investing in a global, diversified portfolio of predominantly investment grade fixed income securities, according to the manager’s global macroeconomic and market views.

Investment guidelines

Cash 0-100%
International fixed interest 0-100%

APIR code

ALL8139AU

Suggested investment length

3 year

Risk level

2 (Low)

Download Kapstream Absolute Return Income Fund (UF10A) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

2.73

Australian fixed interest

70.71

Global fixed interest

26.56

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.02

3 months
(%)

0.53

6 months
(%)

1.43

1 year
(% p.a)

4.1

3 years
(% p.a)

2.44

5 years
(% p.a)

1.34

10 years
(% p.a)

0

Since inception
(% p.a)

0.99

Unit price movement for:

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Objective

Aim to generate attractive returns by dynamincally investing in global fixed income instruments. The fund aims to provide diversification against equity risk as well as capital growth and some income.

Investment approach

The fund provides exposure to an actively managed, benchmark unaware and diversified portfolio of fixed income investments such as sovereign bonds and investment grade credit. Generally, exposure will be to fixed rates notes. The duration profile of the fund is actively managed through the use of derivatives such as swaps and futures. The investment process aims to reduce the risk of the fund being adversely affected by expected events of downgrades in the credit rating of the fund’s investments.

Investment guidelines

Cash 0-100%
International fixed interest 0-100%

APIR code

ALL0819AU

Suggested investment length

3 years

Risk level

4 (Medium)

Download Macquarie Dynamic Bond Fund (UF54) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

2

Australian fixed interest

19.21

Global fixed interest

78.79

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.43

3 months
(%)

0.86

6 months
(%)

1.32

1 year
(% p.a)

0

3 years
(% p.a)

0

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

2.66

Unit price movement for:

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Objective

Aims to outperform (before fees and tax) the Bloomberg AusBond Bank Bill Index and achieve returns superior to cash management trusts.

Investment approach

Actively manage a portfolio of low risk debt products and securities on offer by Australian authorised deposit-taking institutions with a bias (minimum 60%) toward those issued by the four major Australian banks.

Investment guidelines

Cash 0-10%
Australian fixed interest 90-100%

APIR code

ALL0032AU

Suggested investment length

1 Year

Risk level

2 (Low)

Download Mutual ADI/Bank Securities (UF14B) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

5.62

Australian fixed interest

94.38

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

-0.08

3 months
(%)

0.4

6 months
(%)

1.26

1 year
(% p.a)

3.42

3 years
(% p.a)

3.22

5 years
(% p.a)

2.13

10 years
(% p.a)

1.74

Since inception
(% p.a)

1.67

Unit price movement for:

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Objective

Aims to achieve maximum total return by investing in fixed interest securities predominantly denominated in Australian or New Zealand currencies, and to seek to preserve capital through prudent investment management.

Investment approach

In pursuing the fund’s investment objective, the manager applies a wide range of diverse strategies including Duration analysis, Credit analysis, Relative Value analysis, Sector Allocation and Rotation and individual security selection. The manager’s investment strategy emphasises active decision making with a long-term focus and seeks to avoid extreme swings in Duration or maturity with a view to creating a steady stream of returns.

Investment guidelines

Cash 0-100%
Australian fixed interest 0-100%

APIR code

ALL0016AU

Suggested investment length

5 years

Risk level

3 (Low to Medium)

Download PIMCO Wholesale Australian Bond Fund (UF02) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0

Australian fixed interest

100

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

1.13

3 months
(%)

2.09

6 months
(%)

3.6

1 year
(% p.a)

5.01

3 years
(% p.a)

1.64

5 years
(% p.a)

-0.51

10 years
(% p.a)

0.61

Since inception
(% p.a)

2.17

Unit price movement for:

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Objective

Aims to achieve maximum total return by investing in global fixed interest securities, and to seek to preserve capital through prudent investment management.

Investment approach

In pursuing the fund’s investment objective, the manager applies a wide range of diverse strategies including Duration analysis, Credit analysis, Relative Value analysis, Sector Allocation and Rotation and individual security selection. The manager’s investment strategy emphasises active decision making with a long-term focus and seeks to avoid extreme swings in Duration or maturity with a view to creating a steady stream of returns.

Investment guidelines

Cash 0-100%
International fixed interest 0-100%

APIR code

ALL0008AU

Suggested investment length

5 years

Risk level

3 (Low to Medium)

Download PIMCO Wholesale Global Bond Fund (UF04) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0

Australian fixed interest

0

Global fixed interest

100

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.28

3 months
(%)

0.93

6 months
(%)

2

1 year
(% p.a)

4.64

3 years
(% p.a)

0.82

5 years
(% p.a)

-0.38

10 years
(% p.a)

0.72

Since inception
(% p.a)

1.38

Unit price movement for:

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Objective

Aims to outperform the Reserve Bank of Australia Cash Rate after investment fees but before tax over the medium term while aiming to avoid negative returns over any rolling 12-month period.

Investment approach

The fund is an absolute return fixed income strategy that actively invests across the broad and diverse fixed income opportunity set. It seeks to deliver income via a diversified set of return sources, targets low levels of capital volatility with a focus on minimising drawdowns, and offers daily liquidity.

The fund diversifies its exposures across geography, issuer type, maturity, ratings grade and capital structure dimensions. Allocations to these dimensions are supplemented by duration management, currency management and alpha strategies. Risk management is crucial to control the fund’s exposure to the aggregation of portfolio risks, in particular to limit correlation to equity markets and to minimise volatility and drawdowns.

Investment guidelines

Australian investment grade 0-100%
International investment grade 0-100%
Australian high yield 0-40%
International high yield 0-30%
Cash and cash equivalents 0-100%
Active currencies 0-10%

APIR code

ALL0007AU

Suggested investment length

3 Years

Risk level

3 (Low to Medium)

Download Schroder Absolute Return Income Fund (UF13) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

10.73

Australian fixed interest

69.44

Global fixed interest

19.83

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.29

3 months
(%)

0.94

6 months
(%)

2.25

1 year
(% p.a)

4.4

3 years
(% p.a)

2.76

5 years
(% p.a)

1.73

10 years
(% p.a)

1.39

Since inception
(% p.a)

1.69

Unit price movement for:

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Objective

Aims to earn higher returns than traditional cash management and fixed income investments (over the medium-to-long-term) through exposure to a diversified portfolio of hybrid (debt/equity) and fixed income securities. The fund is expected to produce less volatile returns that are inherent in equity markets, while offering modest capital growth and some franking credits.

Investment approach

The approach is research-driven, utilising the manager’s comprehensive research process and taking into account the broad economic and market environment as well as specific investment details.

The fund invests in a range of high yielding fixed income and hybrid securities. The assets which the fund will be exposed to include: floating rate notes, convertible/converting securities, corporate bonds, government and semi-government securities, structured/subordinated debt, perpetual (non-call) step-up preference securities, cash and high yielding fixed income securities. The underlying assets are predominantly Australian and denominated in Australian dollars or foreign currencies. Derivatives may be used to manage investment risk and gain or reduce exposure to relevant markets in an efficient manner whilst still remaining within allowable asset allocation ranges.

Investment guidelines

Fixed interest, hybrid securities & cash 0-100%

APIR code

ALL0017AU

Suggested investment length

3 years

Risk level

5 (Medium to High)

Download Yarra Enhanced Income Fund (UF03) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

6.66

Australian fixed interest

93.34

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.02

3 months
(%)

0.41

6 months
(%)

1.68

1 year
(% p.a)

4.46

3 years
(% p.a)

2.59

5 years
(% p.a)

0.51

10 years
(% p.a)

0.99

Since inception
(% p.a)

2.32

Unit price movement for:

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International shares

Objective

Aims to provide long-term capital growth through investment in quality global shares and outperform the MSCI World Net Total Return Index ($A) (before fees and taxes) over rolling three-year periods.

Investment approach

The manager strives to achieve the fund’s objectives by adopting a value-oriented, bottom-up investment process focused on in-depth fundamental research to identify companies that trade below their intrinsic value for reasons that they can identify, believe are temporary and have a clearly identified path to achieving fair value. The manager aims to select the most attractive securities to construct a well diversified, active portfolio that seeks to provide asymmetrical returns by participating in up markets while protecting in own markets. The portfolio will exhibit a clear value bias and seek characteristics such as 1) price/earnings ratios below the market, 2) price/book ratios below the market, 3) enterprise value/free cash flow ratios below the market and 4) dividend yields above the market. The fund will primarily invest in companies incorporated in developed markets and may hold up to 20% of the portfolio in companies incorporated in emerging markets. The fund does not invest in companies that are classified in the tobacco industry (including companies that manufacture cigarettes and other tobacco products) by the Global Industry Classification Standard. The currency exposure is unhedged.

Investment guidelines

Cash 0-5%
International shares 95-100%

APIR code

ALL0012AU

Suggested investment length

7 Years

Risk level

7 (Very High)

Download Barrow Hanley Global Share Fund (UF17) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

100

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

-2.3

3 months
(%)

-1.14

6 months
(%)

3.95

1 year
(% p.a)

9.45

3 years
(% p.a)

8.85

5 years
(% p.a)

11.17

10 years
(% p.a)

7.56

Since inception
(% p.a)

4.93

Unit price movement for:

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Objective

Aims to provide long-term capital growth by gaining exposure to a diversified portfolio of small companies associated with approved developed markets (excluding Australia).

Investment approach

Seeks exposure to a diversified portfolio of small companies listed in global developed markets (excluding Australia) with the potential for long-term capital growth.

Investment guidelines

International shares 100%

APIR code

ALL0015AU

Suggested investment length

7 years

Risk level

7 (Very High)

Download Dimensional Global Small Company Trust (UF09) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0.48

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

99.52

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

-2.1

3 months
(%)

-8.39

6 months
(%)

-1.45

1 year
(% p.a)

3.94

3 years
(% p.a)

6.89

5 years
(% p.a)

9.27

10 years
(% p.a)

5.13

Since inception
(% p.a)

5.3

Unit price movement for:

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Objective

The fund aims to provide long-term tax effective total returns, which track the performance of the MSCI World Index (AUD) before fees and tax.

Investment approach

The fund uses a systematic quantitative rules-based approach to build a diversified portfolio by considering factors such as the quality of a company, its growth potential and its implied value relative to its price. The approach considers the tax position of each holding and incorporates additional active investment insights to take advantage of dividends, associated foreign tax credits and other tax effective payments with the aim of delivering an enhanced after-tax return.

Investment guidelines

Cash 0-10%
International shares 90-100%

APIR code

ALL8341AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2025)

Cash

0

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

100

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0

3 months
(%)

0

6 months
(%)

0

1 year
(% p.a)

0

3 years
(% p.a)

0

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

0

Unit price movement for:

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Objective

The fund aims to seek long term capital appreciation by investing directly or indirectly in equity securities and equity-linked securities anywhere in the world that manager believes can sustain long term earnings growth and are available at a reasonable price. The objective of the fund is to provide a rate of return (after investment fees and expenses and before taxes) which exceeds the return of the MSCI ACWI ex Tobacco Index (AUD).

Investment approach

The manager employs a disciplined investment process rooted in deeply held beliefs about investing. The manager pursues a fundamental security selection process, conducting analyses of a company’s financial statements, economic health, competitors and the markets that it serves. The manager seeks to identify companies with a strong financial position, capable management, and promising growth opportunities, which the manager believes are most likely to enjoy sustained earnings growth over time. The manager combines an intensive focus on high quality companies with strong pricing discipline. The manager intends to focus on companies that it believes can sustain strong earnings growth over the long term and the securities of which are available at a reasonable price. The fund will be actively managed and will not be constrained by an benchmark index. It is anticipated that the fund will typically hold between 35 and 80 investments.
The fund will specifically exclude investments in companies that derive more than 25% of their revenue from tobacco related business activities. The fund will also exclude investments in companies which generate greater than 25% of their revenue from mining of Thermal Coal. In addition, no investments will be made in companies associated with the production of controversial weapons such as anti-personnel mines, cluster munitions, depleted uranium and biological or chemical weapons (i.e. companies screened out by the MSCI Ex-Controversial Weapons Index).
The portfolio may use derivatives for efficient portfolio management and investment purposes. Derivatives will not be used for leveraging or gearing purposes, or to manage currency exposures.

Investment guidelines

Cash equivalents 0-10%
International shares 90-100%

APIR code

ALL8930AU

Suggested investment length

5 years

Risk level

6 (High)

Download GQG Partners Global Equity Fund (UF68) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

4.06

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

95.94

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

-4.02

3 months
(%)

-8.43

6 months
(%)

-1.75

1 year
(% p.a)

-0.11

3 years
(% p.a)

0

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

-0.5

Unit price movement for:

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Objective

The fund aims to achieve long-term returns above the MSCI World Accumulation Index (AUD) (before fees and tax) and minimise the risk of permanent capital loss.

Investment approach

The fund invests primarily in the equity of companies listed on members of the World of Federation of Exchanges or the Federation of European Securities Exchanges and will also have some exposure to cash. Typically, the fund is highly concentrated with 15-30 stocks. The manager’s strategy uses rigorous and in-depth quantitative and qualitative analysis to establish a unique portfolio. The fund invests in growth-oriented companies which pass the manager’s rigorous investment process.

Investment guidelines

Cash & cash equivalents 0-20%
International shares 80-100%

APIR code

ALL4510AU

Suggested investment length

5 years

Risk level

6 (High)

Download Hyperion Global Growth Companies Portfolio (UF53) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

1.97

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

98.03

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

4.43

3 months
(%)

-10.96

6 months
(%)

12.4

1 year
(% p.a)

25.55

3 years
(% p.a)

20.52

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

12.05

Unit price movement for:

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Objective

Aims to provide investors with the performance of the market, before fees and tax, as measured by the MSCI World ex Australia Net Index (hedged in AUD with net dividends reinvested).

Investment approach

To closely track the risk characteristics of the index, while minimising transaction costs. Will hold all of the securities in the index (most of the time), allowing for individual security weightings to vary marginally from the index from time to time.

Investment guidelines

International shares 100%

APIR code

ALL0020AU

Suggested investment length

5 years

Risk level

6 (High)

Download iShares Hedged International Equity Index Fund (UF12) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

100

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

-0.46

3 months
(%)

-5.55

6 months
(%)

-0.57

1 year
(% p.a)

7.13

3 years
(% p.a)

7.35

5 years
(% p.a)

9.6

10 years
(% p.a)

6.23

Since inception
(% p.a)

6.29

Unit price movement for:

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Objective

Aims to provide investors with the performance of the market, before fees and tax, as measured by the MSCI World ex Australia Net TR Index (unhedged in AUD with net dividends reinvested).

Investment approach

To closely track the risk characteristics of the index, while minimising transaction costs. Will hold all of the securities in the index (most of the time), allowing for individual security weightings to vary marginally from the index from time to time.

Investment guidelines

International shares 100%

APIR code

ALL0033AU

Suggested investment length

5 years

Risk level

6 (High)

Download iShares Wholesale International Equity Index Fund (UF11A) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

100

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

-1.66

3 months
(%)

-6.03

6 months
(%)

2.52

1 year
(% p.a)

10.63

3 years
(% p.a)

11.52

5 years
(% p.a)

10.86

10 years
(% p.a)

0

Since inception
(% p.a)

9.07

Unit price movement for:

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Objective

The primary objectives are to achieve attractive risk-adjusted returns over the medium to long-term, while reducing the risk of permanent capital loss.

Investment approach

The manager aims to invest in companies that have sustainable competitive advantages which translate into returns on capital in excess of their cost of capital for a sustained period of time. The manager endeavours to acquire these companies at discounts to their assessed intrinsic value of the companies. The fund’s portfolio comprises 20 to 40 investments. It is not the manager’s intention to hedge the foreign currency exposure of the fund arising from investments in overseas markets.

Investment guidelines

Cash 0-10%
Australian and international shares 90-100%

APIR code

ALL0005AU

Suggested investment length

At least 7-10 years

Risk level

6 (High)

Download Magellan Global Portfolio (UF08) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

5.08

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

94.92

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

-2.01

3 months
(%)

-7.83

6 months
(%)

1.53

1 year
(% p.a)

6.64

3 years
(% p.a)

9.85

5 years
(% p.a)

5.69

10 years
(% p.a)

6.84

Since inception
(% p.a)

5.13

Unit price movement for:

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Objective

Aims to deliver capital growth by investing directly or indirectly in equities of companies that are quoted in or operating in one or more countries deemed to be emerging markets. The fund aims to generate after investment fee but before tax returns in excess of the MSCI Emerging Markets Index expressed in Australian dollars over rolling five-year periods.

Investment approach

The manager seeks to exploit market inefficiencies through rigorous fundamental research and by investing with a patient, long-term mindset. The manager seeks to add further value by investing in quality companies that exhibit the strongest growth characteristics, trading at a reasonable valuation. This philosophy is expressed through a high-conviction, stock-driven portfolio with diversified market and sector exposure. The fund typically holds between 40-60 stocks. The fund may use certain derivatives to implement investment decisions, to manage cash flows or to facilitate timely exposure to emerging markets.

Investment guidelines

Cash 0-10%
International shares 90%-100%

APIR code

ALL7777AU

Suggested investment length

5 years

Risk level

6 (High)

Download Martin Currie Emerging Markets Fund (UF36) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

1.41

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

98.59

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

-1.59

3 months
(%)

-1.62

6 months
(%)

0.38

1 year
(% p.a)

4.98

3 years
(% p.a)

2.15

5 years
(% p.a)

2.14

10 years
(% p.a)

0

Since inception
(% p.a)

3.4

Unit price movement for:

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Objective

Aims to provide capital appreciation over the longer term by investing in a concentrated portfolio of global shares and aims to outperform the MSCI World Index (with net dividends before fees) in AUD over a full market cycle, before taking into account investment fees, expenses and tax.

Investment approach

In selecting investments in the portfolio, the manager is not constrained by any particular investment style. The manager may invest in the stocks of companies it believes to have above average earnings growth potential compared to other companies (growth companies), in the stocks of companies it believes are undervalued compared to their perceived worth (value companies), or in a combination of growth and value companies. The manager uses an active bottom-up investment approach to buying and selling investments. Investments are selected primarily based on fundamental analysis of individual issuers and their potential in light of their financial condition, and market, economic, political and regulatory conditions. Factors considered may include analysis of an issuer’s earnings, cash flows, competitive position and management ability. Currency hedging is rare and usually only undertaken for defensive purposes and as part of the security selection process. The portfolio does not systematically employ currency management techniques and is considered to be unhedged.

Investment guidelines

Cash 0–10%
International shares 90%-100%

APIR code

ALL0146AU

Suggested investment length

5 years

Risk level

6 (High)

Download MFS Concentrated Global Equity Portfolio (UF08A) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

2.3

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

97.7

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

-3.27

3 months
(%)

-7.29

6 months
(%)

1.66

1 year
(% p.a)

3.92

3 years
(% p.a)

5.36

5 years
(% p.a)

6.48

10 years
(% p.a)

0

Since inception
(% p.a)

7.12

Unit price movement for:

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Objective

Aims to provide investment returns before fees, taxes and other costs which track the performance of the MSCI World ex Australia Quality Index in Australian dollars.

Investment approach

The fund invests in a portfolio of quality growth stocks selected from the parent index, MSCI World ex Australia Index, by identifying stocks with a high quality score based on three fundamental variables: return on equity, earnings variability, and debt to equity ratio. Derivatives may be used by the fund in extraordinary circumstances to gain market exposure without investing directly in underlying securities in the reference index, or for the purpose of short term management of certain cash flows with the intention of reducing tracking error risk. Derivatives will not be used for speculative purposes or to leverage the assets of the fund.

Investment guidelines

International shares 0-100%

APIR code

ALL7289AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2025)

Cash

0.08

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

99.92

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0

3 months
(%)

0

6 months
(%)

0

1 year
(% p.a)

0

3 years
(% p.a)

0

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

0

Unit price movement for:

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Objective

Aims to achieve a long-term total return (before fees, expenses and tax) that exceeds the MSCI World ex Australia Index, in $A hedged with net dividends reinvested.

Investment approach

The fund provides exposure to a concentrated portfolio of global equities by investing in securities which, in the manager’s opinion, offer strong and sustained earnings growth. The fund is actively managed using a benchmark unaware, fundamental, bottom-up and research-driven approach to build a portfolio of strong growth companies capable of generating wealth over long periods of time. The investment approach combines detailed financial analysis with business and management analysis. The portfolio is constructed with a primary focus on stock-based analysis and a bias towards strong growth companies which the manager believes are capable of generating high earnings growth.

Investment guidelines

Cash 0-10%
International shares 90-100%

APIR code

ALL5980AU

Suggested investment length

7 years

Risk level

6 (High)

Download Walter Scott Global Equity Fund (Hedged) (UF52) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

1.6

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

98.4

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.49

3 months
(%)

-6.43

6 months
(%)

-3.38

1 year
(% p.a)

-0.32

3 years
(% p.a)

4.02

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

2.72

Unit price movement for:

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Property

Objective

Aims to match the performance of the S&P/ASX 300 A-REIT Total Return Index before fees.

Investment approach

To closely track the risk characteristics of the index, while minimising transaction costs. Will hold all of the securities in the index (most of the time), allowing for individual security weightings to vary marginally from the index from time to time.

Investment guidelines

Australian listed property 100%

APIR code

ALL0026AU

Suggested investment length

5 Years

Risk level

6 (High)

Download iShares Wholesale Australian Listed Property Index Fund (UF12B) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0

Australian fixed interest

0

Global fixed interest

0

Australian Property

100

Global Property

0

Australian Shares

0

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

5.05

3 months
(%)

-4.44

6 months
(%)

-4.1

1 year
(% p.a)

6.13

3 years
(% p.a)

3.11

5 years
(% p.a)

9.27

10 years
(% p.a)

4.73

Since inception
(% p.a)

3.63

Unit price movement for:

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Objective

Aims to provide total returns (income and capital growth) after investment costs and before tax, above the FTSE EPRA/NAREIT Developed Index Hedged in AUD Net Total Return Index on a rolling three-year basis.

Investment approach

Provides exposure to a diversified portfolio of global listed real estate, primarily real estate investment trusts that are listed, or about to be listed, on exchanges globally, focussing on investments in Europe, the Americas and the Asia Pacific. The fund may also invest in other regions. The manager combines a stock specific (bottom-up) selection process, which has a strong focus on a valuation-based stock selection methodology, with a secondary consideration of macroeconomic (top-down) factors. It seeks to identify and capitalise on investment opportunities through an integrated approach to security-level analysis and macro themes impacting real estate markets. The manager believes that real estate securities supported by a sustainable, well governed, business model and high-quality assets will outperform over the long term. The fund’s exposure to international assets is hedged back to Australian dollars.

Investment guidelines

Cash 0-10%
Listed property 90-100%

APIR code

ALL0021AU

Suggested investment length

5 years

Risk level

6 (High)

Download Macquarie Global Listed Real Estate Fund (UF05A) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0

Australian fixed interest

0

Global fixed interest

0

Australian Property

7.96

Global Property

92.04

Australian Shares

0

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.38

3 months
(%)

-1.38

6 months
(%)

-3.24

1 year
(% p.a)

6.36

3 years
(% p.a)

-3.87

5 years
(% p.a)

2.52

10 years
(% p.a)

0.98

Since inception
(% p.a)

2.05

Unit price movement for:

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Objective

The primary objective is to achieve attractive risk adjusted returns over the medium to long term, while reducing the risk of permanent capital loss through investment in a portfolio of companies that meet the manager’s definition of infrastructure.

Investment approach

The manager will invest in companies that generate the dominant part of their earnings from the ownership of infrastructure assets. The manager endeavours to acquire these companies at discounts to their assessed intrinsic value. The manager anticipates that the portfolio will comprise 20 to 40 investments. It believes such a portfolio will achieve sufficient diversification to ensure the fund is not overly correlated to a single company or to macroeconomic risks. The fund typically, invests in companies with a market capitalisation of less than US$1 billion and will not exceed more than 20% of the fund’s portfolio in aggregate. It is the manager’s intention to substantially hedge the capital component of the foreign currency exposure of the fund arising from investments in overseas markets back to Australian Dollars.

Investment guidelines

Cash 0-10%
Australian and international shares 90-100%

APIR code

ALL0031AU

Suggested investment length

At least 7-10 years

Risk level

6 (High)

Download Magellan Infrastructure Portfolio (UF05B) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

2.52

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

7.85

Global Shares

89.63

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

3.05

3 months
(%)

4.68

6 months
(%)

5.92

1 year
(% p.a)

13.62

3 years
(% p.a)

1.78

5 years
(% p.a)

3.88

10 years
(% p.a)

3.78

Since inception
(% p.a)

4.15

Unit price movement for:

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Objective

Aims to provide a growing income stream by investing in a diversified portfolio of listed real asset securities (such
as REITs, infrastructure and utilities) characterised by established physical assets with recurring cash flows.

Investment approach

The manager’s approach is premised on the philosophy that high-quality listed real assets can sustain dividends, match rises in the cost of living and are likely to be less volatile than the wider equity market. The manager relies on complementary fundamental and quantitative research, and collective insights into the current investment landscape, to identify the most attractive opportunities. The fund aims to hold approximately 35 securities.

Investment guidelines

Cash 0-10%
Property and infrastructure 90–100%

APIR code

ALL0018AU

Suggested investment length

3 years

Risk level

6 (High)

Download Martin Currie Real Income Fund (UF05) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0

Australian fixed interest

0

Global fixed interest

0

Australian Property

60.22

Global Property

0

Australian Shares

20.03

Global Shares

19.75

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

3.22

3 months
(%)

1.87

6 months
(%)

2.83

1 year
(% p.a)

9.67

3 years
(% p.a)

0.92

5 years
(% p.a)

6.61

10 years
(% p.a)

3.75

Since inception
(% p.a)

3.41

Unit price movement for:

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Responsible investing

Objective

Aims to maximise the return of the portfolio, within portfolio constraints, by investing in a broadly diversified portfolio of eligible intermediate term domestic and global fixed interest and money market securities whilst also taking into account certain environmental, sustainability impact and social considerations (‘Sustainability Considerations’).

Investment approach

The portfolio seeks exposure to a diversified portfolio of eligible intermediate term domestic global and fixed interest and money market securities with the potential for capital appreciation and income. The manager takes Sustainability Considerations into account when selecting, retaining or realising investments of the portfolio. The manager aims to have a reduction in weighted average carbon intensity exposure of at least 50%, and a reduction in weighted average potential emissions from reserves exposure of at least 75%, relative to the Bloomberg Global Aggregate Corporate Index with respect to holdings of corporate issuers only (the ‘Portfolio Carbon Footprint Reduction Goal’). There is no guarantee that the portfolio will meet its Portfolio Carbon Footprint Reduction Goal. The manager assesses and ranks corporate issuers by considering several factors, including carbon intensity, potential emissions from reserves, land use and biodiversity, toxic spills and releases, operational waste, and water management, with the vast majority of weight placed on carbon intensity (‘Sustainability Factors’). Companies are then ranked based on the Sustainability Factors relative to the applicable universe of securities and their sector peers and excluded, underweighted, overweighted or neutral weighted to seek to achieve or contribute to the Portfolio Carbon Footprint Reduction Goal. Additionally, the manager assesses treasury, sovereign and local authority issuers on their greenhouse gas emissions per GDP and underweights the highest emitters in aggregate, and assesses government agency and supranational issuers on their carbon intensity and potential emissions from reserves and seeks to exclude securities of such issuers with relatively high carbon intensity or potential emissions from reserves. The manager also applies a screening process that seeks to exclude companies associated with the following particular business practices, subject to those companies meeting certain business involvement criteria (which may include revenue thresholds) as part of the screening process: coal, factory farming, palm oil, controversial weapons, nuclear weapons, tobacco, child labour, alcohol, gambling, adult entertainment, personal firearms, and private prisons.

Investment guidelines

Fixed interest 100%

APIR code

ALL4846AU

Suggested investment length

3 years

Risk level

4 (Medium)

Download Dimensional Global Bond Sustainability Trust (UF69) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

2.13

Australian fixed interest

7.61

Global fixed interest

90.26

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.67

3 months
(%)

1.1

6 months
(%)

1.38

1 year
(% p.a)

3.9

3 years
(% p.a)

0.64

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

0.63

Unit price movement for:

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Objective

Aims to provide a total return, consisting of capital appreciation and income, by gaining exposure to a diversified portfolio of securities listed on approved developed markets, and domestic and global fixed interest securities.

Investment approach

Exposures are adjusted to take into account certain environmental and sustainability impact and social considerations. The fund will seek to target approximately 70% exposure to equities and 30% exposure to fixed interest assets. Normally, the manager will gain some or all of its exposure by investing in other funds managed by it that invest in equity, real estate and fixed interest securities.

Investment guidelines

Fixed interest 20-40%
Australian shares 15-35%
International shares 30-60%

APIR code

ALL7937AU

Suggested investment length

5 years

Risk level

6 (High)

Download Dimensional Sustainability World Allocation 70/30 Trust (UF50) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0.87

Australian fixed interest

2.33

Global fixed interest

27.67

Australian Property

1.39

Global Property

0.81

Australian Shares

23.16

Global Shares

43.77

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.45

3 months
(%)

-2.7

6 months
(%)

1.18

1 year
(% p.a)

6.94

3 years
(% p.a)

5.15

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

2.18

Unit price movement for:

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Objective

The fund’s portfolio aims to provide long-term capital growth by investing in a well-constructed and diversified portfolio of superior, socially responsible investment options. The manager aims to achieve returns of the RBA Cash Rate plus 3.5% p.a. (after manager fees and tax) over rolling seven-year periods, in a sustainable way.

Investment approach

The portfolio will be biased to sustainable growth investment options. The manager believes that asset allocation is the primary driver of long-term returns and will ensure the portfolio is correctly constructed in this regard. The manager conducts extensive analysis of potential investment options and underlying managers with respect to both investment characteristics and their environmental, social and governance attributes. This allows the manager to build a well-diversified portfolio, capable of meeting both its investment and sustainability objectives. Investment selection utilises the Evergreen Responsible Investment Grading (ERIG) Index to ensure investments selected are avoiding harm and targeting sustainability.

Investment guidelines

Cash 0-25%
Fixed interest 10-50%
Australian shares 20-45%
International shares 20-45%
Property and infrastructure 0-15%
Alternatives 0-30%

APIR code

ALL9827AU

Suggested investment length

7 years

Risk level

6 (High)

Download Evergreen Responsible Growth Model (UF27) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

4.61

Australian fixed interest

15.97

Global fixed interest

6.67

Australian Property

0.27

Global Property

0

Australian Shares

26.69

Global Shares

41.41

Other

4.38

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.62

3 months
(%)

-3.15

6 months
(%)

0.78

1 year
(% p.a)

6.16

3 years
(% p.a)

4.21

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

3

Unit price movement for:

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Objective

Aims to deliver superior investment performance by taking a long-term investment view and integrating sustainability research within a rigorous fundamental equity analysis framework. The fund aims to outperform the MSCI World (ex Australia) Index over rolling three-year periods before fees and taxes.

Investment approach

The fund’s strategy is to invest in high quality businesses, whose securities are attractively priced, with strong management teams that are capable of delivering superior long-term returns. Sustainable investing is the explicit recognition that economic, health, environmental, social and governance factors directly affect long-term business profitability. The fund invests in around 30 to 60 sustainable companies that provide products and services consistent with a low carbon, prosperous, equitable, healthy and safe society. The manager seeks to identify long-term sustainability and economic trends and develop a research roadmap to select quality companies that are likely to thrive under these conditions. Whilst hedging may be used to manage currency exposures against the relevant benchmark, overall currency exposure will not be hedged back into Australian dollars.

Investment guidelines

Cash 0-10%
International shares 90-100%

APIR code

ALL3911AU

Suggested investment length

7 years

Risk level

6 (High)

Download Generation Global Share Fund (UF66) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

6.85

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

93.15

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

-1.16

3 months
(%)

-7.94

6 months
(%)

0.57

1 year
(% p.a)

6.15

3 years
(% p.a)

8.76

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

8.27

Unit price movement for:

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Objective

Aims to simultaneously create a positive and verifiable environmental and social impact whilst targeting a total return in excess of the Bloomberg Barclays Global Aggregate Index hedged to Australian dollars (before fees and tax) over rolling three-year time periods.

Investment approach

The fund will invest primarily in investment grade global fixed income instruments, investing for the medium and longer term. The investable universe consists only of issues and issuers that have passed both an Environmental, Social, Governance (ESG) and Impact screen. The process for determining whether an issue and issuer is making a meaningful impact focuses on the use of proceeds, transparency and measurability. The fund focuses on investing mainly in global fixed income instruments determined to generate positive environmental or social impact, including green, social and sustainability bonds, but may use derivatives for exposure or risk management. The verification process is one of positive selection to identify and verify issues and issuers that deliver a meaningful and measurable impact. The fund invests in bonds that fulfil its sustainability criteria, which covers a broad range of factors such as credit worthiness of the issuer, environment/social benefits and ability to determine that proceeds are dedicated to positive impact. The portfolio invests primarily in tradable debt securities but may use derivatives to gain market exposure or for risk management. The verification process is one of positive selection to identify and verify issues and issuers that deliver a meaningful and measurable impact. The fund invests in bonds that fulfil its sustainability criteria, which covers a broad range of factors such as credit worthiness of the issuer, environment/social benefits and ability to determine that proceeds are dedicated to positive impact. The portfolio invests primarily in tradable debt securities but may use derivatives to gain market exposure or for risk management. The fund can take active currency positions relative to the benchmark (that is hedged into Australian dollars).

Investment guidelines

Cash and international fixed interest 0-100%

APIR code

ALL0565AU

Suggested investment length

3 years

Risk level

4 (Medium)

Download MetLife Global Bond Fund (UF49) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

3.88

Australian fixed interest

1.1

Global fixed interest

95.02

Australian Property

0

Global Property

0

Australian Shares

0

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.51

3 months
(%)

0.87

6 months
(%)

1.04

1 year
(% p.a)

3.73

3 years
(% p.a)

-0.01

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

-1.72

Unit price movement for:

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Objective

The fund aims to provide a return (before fees, costs and tax) that exceeds the S&P/ASX 200 Accumulation Index over the medium to long term, whilst maximising the portfolio’s focus on sustainability.

Investment approach

The fund uses an active stock selection process that combines sustainable and ethical criteria with the managers’ financial analysis. The fund aims to invest in companies that the manager has assessed as advancing or having the potential to advance the transition to a more sustainable economy (including companies with business activities that the manager considers have the ability to provide social and/or environmental benefit). In managing the fund, the manager employs exclusionary screens to avoid exposure to companies with business activities that the manager considers to negatively impact the environment and/or society. The manager will not invest in companies directly involved in tobacco production or manufacture or distribution of controversial weapons. Additional exclusionary screens in relation to fossil fuels, uranium, logging, gambling, pornography, weapons, alcohol, tobacco, animal cruelty, predatory lending practices and certain breaches/misconduct are applied differently across industries and business activities.

Investment guidelines

Cash 0-10%
Australian shares 90-100%

APIR code

ALL9466AU

Suggested investment length

5 years

Risk level

6 (High)

Download Pendal Sustainable Australian Share Fund (UF39) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

2.14

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

97.86

Global Shares

0

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

3.44

3 months
(%)

-1.78

6 months
(%)

3.24

1 year
(% p.a)

9.95

3 years
(% p.a)

4.93

5 years
(% p.a)

9.17

10 years
(% p.a)

0

Since inception
(% p.a)

6.83

Unit price movement for:

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Objective

Aims to provide a return (before fees, expenses and tax) that exceeds the fund’s benchmark over the medium to long term.

Investment approach

This fund is an actively managed diversified portfolio that invests in Australian and international shares, Australian and international listed property securities, Australian and international fixed interest, cash and alternative investments. The fund may gain exposure to its asset classes by investing in shares, bonds, cash, or derivatives. The fund may also invest in managed funds, exchange traded funds (ETFs), listed investment companies (LICs) and listed investment trusts (LITs) which invest primarily in such asset classes. The fund offers exposure to investments (within the Australian and international shares, Australian and international fixed interest and part of the alternative investments asset classes of the fund) that the manager considers aim to support positive environmental and/or social change via their investment processes, use of capital, and/or active ownership while avoiding exposure to those companies and issuers with business activities that the manager considers to negatively impact the environment or society. The fund also employs exclusionary screens (within its Australian and international shares, Australian and international fixed interest and part of its alternative investments asset classes) and will not invest in companies or issuers which directly produce tobacco (including e-cigarettes and inhalers) or manufacture controversial weapons. Additional exclusionary screens are also applied across these asset classes in relation to fossil fuels, uranium, logging, gambling, pornography, weapons, alcohol, tobacco, animal cruelty and predatory lending practices and breaches and misconduct. Exclusionary screens are not applied to investments in the fund’s Australian and international property securities, part of the fund’s alternative investments asset classes and certain financial instruments such as securities issued by government, semi-government or supranational entities, derivatives and cash.

Investment guidelines

Cash 0-20%
Australian fixed interest 0-25%
International fixed interest 0-25%
Australian shares 20-40%
Australian property 0-10%
International property 0-10%
International shares 20-40%
Alternatives 0-20%

APIR code

ALL1639AU

Suggested investment length

5 years

Risk level

6 (High)

Download Pendal Sustainable Balanced Fund (UF41) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

5.62

Australian fixed interest

8.02

Global fixed interest

9.04

Australian Property

1.98

Global Property

2

Australian Shares

25.29

Global Shares

34.76

Other

13.29

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

0.95

3 months
(%)

-2.15

6 months
(%)

0.57

1 year
(% p.a)

4.38

3 years
(% p.a)

2.52

5 years
(% p.a)

4.79

10 years
(% p.a)

0

Since inception
(% p.a)

4.28

Unit price movement for:

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Objective

Aims to provide long-term capital growth and regular income through investment predominantly in quality shares of Australian shares that meet the manager’s ESG and values-based criteria and to outperform the S&P/ ASX 300 Accumulation Index (before fees and tax) over rolling three-year periods.

Investment approach

The fund seeks to invest in companies that represent the best investment quality, are appropriately priced and meet the manager’s ESG and values-based criteria. Investment quality is determined based on four key criteria: conservative debt levels, sound management, quality business and recurring earnings. The fund may have up to 20% exposure to investments in international shares where the manager believes there are opportunities that may enhance returns. Currency hedges may be used from time to time. Derivatives may be used in managing the fund.

Investment guidelines

Cash 0-10%
Australian shares 90-100%

APIR code

ALL0023AU

Suggested investment length

5 Years

Risk level

6 (High)

Download Perpetual ESG Australian Share Fund (UF21) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

7.34

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

91.16

Global Shares

1.5

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

2.93

3 months
(%)

-0.95

6 months
(%)

2.1

1 year
(% p.a)

5.12

3 years
(% p.a)

5.14

5 years
(% p.a)

11.59

10 years
(% p.a)

5.58

Since inception
(% p.a)

6.97

Unit price movement for:

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Objective

To achieve long-term capital appreciation by investing in companies which contribute to, and benefit from, sustainable development. The Fund aims to exceed the MSCI All Country World Index (before fees and taxes) over rolling five-year periods.

Investment approach

The fund is actively managed and the benchmark is not used to limit or constrain how the fund’s portfolio is constructed. The fund aims to achieve its investment objective by investing in a diversified portfolio of equity or equity-related securities of companies which are listed in, traded or dealt on any of the regulated markets worldwide. The manager undertakes a bottom-up and qualitative approach to identifying, analysing and investing in companies, which it believes can deliver long-term positive financial returns and also contribute to, and benefit from, sustainable development. The manager considers a company contributes to, and benefits from, sustainable development if its activities lead to positive social outcomes and may lead to positive environmental outcomes. The fund does not hedge currency risk.

Investment guidelines

Cash 0-10%
International shares 90-100%

APIR code

ALL5665AU

Suggested investment length

7 years

Risk level

7 (Very High)

Download Stewart Investors Worldwide All Cap Fund (UF29) summary Download summary
Asset allocation (% as at 31 Mar 2025)

Cash

0.25

Australian fixed interest

0

Global fixed interest

0

Australian Property

0

Global Property

0

Australian Shares

0.74

Global Shares

99.01

Other

0

Gearing

0

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 30 Apr 2025) ^

1 month
(%)

-0.06

3 months
(%)

-4.98

6 months
(%)

0.9

1 year
(% p.a)

5.19

3 years
(% p.a)

5.04

5 years
(% p.a)

0

10 years
(% p.a)

0

Since inception
(% p.a)

2.58

Unit price movement for:

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