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Australian shares
Diversified
Name
Dimensional World 30/70 Portfolio (LI14)
0
Investment manager
DFA Australia
Investment manager
DFA Australia
Risk level
1 (Very Low)
Objective
The portfolio aims to provide a total return, consisting of capital appreciation and income, by gaining exposure to a diversified portfolio of domestic and global fixed interest securities, equity securities companies and real estate securities listed on approved developed and emerging markets.
Investment approach
The portfolio will gain its exposure by investing in strategies managed by Dimensional that invest in equity, real estate and fixed interest securities. The portfolio will seek to target approximately 30% exposure to equities and 70% exposure to fixed interest assets.
Investment guidelines
Fixed interest 60-80%
Australian shares 6-16%
International shares 7-27%
Emerging market shares 0-6%
APIR code
ALL6739AU
Suggested investment length
3 Years
Risk level
1 (Very Low)
Asset allocation (% as at 31 Mar 2026)
Cash
0.88
Australian fixed interest
0
Global fixed interest
69.19
Australian Property
0
Global Property
0
Australian Shares
10.83
Global Shares
19.1
Other
0
Gearing
0
Unit Price (as at )
Entry Price ($)
Exit Price ($)
Name
Dimensional World 50/50 Portfolio (LI10)
0
Investment manager
DFA Australia
Investment manager
DFA Australia
Risk level
1 (Very Low)
Objective
The portfolio aims to provide a total return, consisting of capital appreciation and income, by gaining exposure to a diversified portfolio of companies and real estate securities listed on approved developed and emerging markets, and domestic and global fixed interest securities.
Investment approach
The portfolio will gain its exposure by investing in strategies managed by Dimensional that invest in equity, real estate and fixed interest securities. The portfolio will seek to target approximately 50% exposure to equities and 50% exposure to fixed interest assets.
Investment guidelines
Fixed interest 40-60%
Australian shares 8-28%
International shares 18-38%
Emerging market shares 0-8%
APIR code
ALL9581AU
Suggested investment length
4 Years
Risk level
1 (Very Low)
Asset allocation (% as at 31 Mar 2026)
Cash
0.71
Australian fixed interest
0
Global fixed interest
50.16
Australian Property
0
Global Property
0
Australian Shares
17.65
Global Shares
31.48
Other
0
Gearing
0
Unit Price (as at )
Entry Price ($)
Exit Price ($)
Name
Dimensional World 70/30 Portfolio (LI11)
0
Investment manager
DFA Australia
Investment manager
DFA Australia
Risk level
1 (Very Low)
Objective
Aims to provide a total return, consisting of capital appreciation and income, by gaining exposure to a diversified portfolio of securities listed on approved developed markets, and domestic and global fixed interest securities.
Investment approach
The fund will seek to target approximately 70% exposure to equities and 30% exposure to fixed interest assets. Normally, the manager will gain some or all of its exposure by investing in other funds managed by it that invest in equity, real estate and fixed interest securities. The manager takes certain labour standards or environmental, social, ethical or governance considerations (‘Sustainability Considerations’) into account when selecting, retaining or realising investments of the underlying trusts that the fund’s portfolio will invest in (‘underlying Sustainability Trusts’). The underlying Sustainability Trusts aim to have a reduction in carbon footprint relative to relevant benchmark indices (the ‘Portfolio Carbon Footprint Reduction Goal’). There is no guarantee that any of the underlying Sustainability Trusts will meet their Portfolio Carbon Footprint Reduction Goal. Each of the underlying Sustainability Trusts, assess and rank corporate issuers by considering several factors, including carbon intensity, potential emissions from reserves, land use and biodiversity, toxic spills and releases, operational waste, and water management, with the vast majority of weight placed on carbon intensity (‘Sustainability Factors’). Companies are then ranked based on the Sustainability Factors relative to the applicable universe of securities and their sector peers and excluded, underweighted, overweighted or neutral weighted to seek to achieve or contribute to the Portfolio Carbon Footprint Reduction Goal. Each underlying Sustainability Trust also applies a screening process that seeks to exclude issuers associated with the following particular business practices, subject to those companies meeting certain business involvement criteria (which may include revenue thresholds) as a part of the screening process: coal, factory farming, palm oil, controversial weapons, nuclear weapons, tobacco, child labour, alcohol, gambling, adult entertainment, personal firearms, and private prisons.
Investment guidelines
Fixed interest 20-40%
Australian shares 15-35%
International shares 30-50%
Emerging market shares 0-10%
APIR code
ALL2824AU
Suggested investment length
5 Years
Risk level
1 (Very Low)
Asset allocation (% as at 31 Mar 2026)
Cash
0.47
Australian fixed interest
0
Global fixed interest
30.41
Australian Property
0
Global Property
0
Australian Shares
24.72
Global Shares
44.4
Other
0
Gearing
0
Unit Price (as at )
Entry Price ($)
Exit Price ($)
Name
Dimensional World Equity Portfolio (LI15)
0
Investment manager
DFA Australia
Investment manager
DFA Australia
Risk level
1 (Very Low)
Objective
The portfolio aims to provide a total return, consisting of capital appreciation and income, by gaining exposure to a diversified portfolio of companies and real estate securities listed on approved developed and emerging markets.
Investment approach
The portfolio will gain its exposure by investing in strategies managed by Dimensional that invest in equity and real estate securities.
Investment guidelines
Australian shares 26-46%
International shares – developed 40-60%
International shares – emerging 2-12%
International property securities 2-12%
APIR code
ALL3179AU
Suggested investment length
5 Years
Risk level
1 (Very Low)
Asset allocation (% as at 31 Mar 2026)
Cash
0.34
Australian fixed interest
0
Global fixed interest
0
Australian Property
0
Global Property
0
Australian Shares
35.57
Global Shares
64.09
Other
0
Gearing
0
Unit Price (as at )
Entry Price ($)
Exit Price ($)
Name
Generation Life Lifestyle Portfolio (LI27)
0
Investment manager
Fidelity International
Investment manager
Fidelity International
Risk level
1 (Very Low)
Objective
To outperform the benchmark by 5.0% p.a. over rolling 5-year periods.
The benchmark is the 5-year rolling annualised change of Self-Fund Retiree Living Cost Index (LCI). The LCI is published by the Australian Bureau of Statistics.
Investment approach
The manager’s approach to real return investing is to choose the portfolio that has the highest probability of achieving the required return objective over the investment horizon with a focus on capital preservation.
This portfolio has been designed to meet the needs of LifeIncome investors. In actively managing the portfolio, the Investment Manager will tactically allocate investments across asset classes and geographic areas (including emerging markets) based on their potential to generate capital growth or reduce overall risk.
Investment guidelines
The fund invests in a range of asset classes including equities, corporate and government bonds, commodities, money market instruments and eligible REITs globally, including emerging markets. The fund may also Invest in other subordinated financial debt and preference shares.
The fund may use derivatives for efficient portfolio management and
investment purposes.
The fund may invest in the following assets: Defensive assets 0-60%
Growth assets 40-100%
APIR code
ALL9092AU
Suggested investment length
5 years
Risk level
1 (Very Low)
Download summaryAsset allocation (% as at 31 Mar 2026)
Cash
0.28
Australian fixed interest
0
Global fixed interest
25.22
Australian Property
0
Global Property
0
Australian Shares
31
Global Shares
43.5
Other
0
Gearing
0
Unit Price (as at )
Entry Price ($)
Exit Price ($)
Name
Generation Life Protect Portfolio (LI28)
0
Investment manager
Fidelity International
Investment manager
Fidelity International
Risk level
1 (Very Low)
Objective
To outperform the benchmark by 2.5% p.a. over rolling 5-year periods.
The benchmark is the 5-year rolling annualised change of Self-Fund Retiree Living Cost Index (LCI). The LCI is published by the Australian Bureau of Statistics.
Investment approach
The manager’s approach to real return investing is to choose the portfolio that has the highest probability of achieving the required return objective over the investment horizon with a focus on capital preservation.
This portfolio has been designed to meet the needs of LifeIncome investors. In actively managing the portfolio, the Investment Manager will tactically allocate investments across asset classes and geographic areas (including emerging markets) based on their potential to generate capital growth or reduce overall risk.
Investment guidelines
The fund invests in a range of asset classes including equities, corporate and government bonds, commodities, money market instruments and eligible REITs globally, including emerging markets. The fund may also Invest in other subordinated financial debt and preference shares.
The fund may use derivatives for efficient portfolio management and investment purposes.
The fund may invest in the following assets: Defensive assets 40-100%
Growth assets 0-50%
APIR code
ALL7251AU
Suggested investment length
3 years
Risk level
1 (Very Low)
Asset allocation (% as at 31 Mar 2026)
Cash
1.55
Australian fixed interest
7.7
Global fixed interest
56.61
Australian Property
0
Global Property
0
Australian Shares
11.38
Global Shares
17.84
Other
4.92
Gearing
0
Unit Price (as at )
Entry Price ($)
Exit Price ($)
Name
Schroder Real Return Fund (LI12)
0
Investment manager
Schroders
Investment manager
Schroders
Risk level
1 (Very Low)
Objective
To achieve a return of CPI plus 4% to 5% p.a. (before fees and tax) over rolling 3-year periods while minimising the incidence and size of negative returns in doing so. CPI is defined as the Reserve Bank of Australia’s Trimmed Mean, as published by the Australian Bureau of Statistics.
Investment approach
The manager’s approach to inflation plus (or real return) investing is to choose the portfolio that has the highest probability of achieving the required return objective over the investment horizon with the least expected variability around this objective. The fund employs an objective based asset allocation framework in which both asset market risk premium, and consequently the asset allocation of the portfolio are constantly reviewed. The portfolio will reflect those assets that in combination are most closely aligned to the delivery of the objective.
Investment guidelines
Investments are predominantly in traditional assets, with no leverage and strict limits on exposure to liquidity constrained alternatives which enhances the transparency and liquidity of the portfolios.
Assets are classified in three broad types of investments according to the likely returns and the risk:
• Growth assets, typically shares and property securities;
• Diversifying assets, typically higher yielding debt, objective based investments and alternatives; and
• Defensive assets, typically investment grade debt securities, cash and equivalent investments.
Growth assets 0-75%
Diversifying assets 0-75%
Defensive assets 0-100%
APIR code
ALL3314AU
Suggested investment length
3 Years
Risk level
1 (Very Low)
Asset allocation (% as at 31 Mar 2026)
Cash
9.61
Australian fixed interest
25.05
Global fixed interest
20.77
Australian Property
0
Global Property
0
Australian Shares
7.37
Global Shares
24.4
Other
12.8
Gearing
0
Unit Price (as at )
Entry Price ($)
Exit Price ($)
Name
Vanguard Balanced Portfolio (LI08)
0
Investment manager
Vanguard Investments
Investment manager
Vanguard Investments
Risk level
1 (Very Low)
Objective
Seeks to track the return of the various indices of the underlying funds in proportion to the strategic asset allocation for the portfolio before taking into account fees, expenses and tax.
Investment approach
The portfolio provides low-cost access to a range of Vanguard sector funds, offering broad diversification across multiple asset classes. It seeks to replicate the asset allocation of the Vanguard Balanced Index strategy and is equally invested in income and growth assets. It is designed for investors with a medium tolerance for risk. The portfolio targets a 50% allocation to income asset classes and a 50% allocation to growth asset classes.
Investment guidelines
Australian fixed interest 13-17%
International fixed interest 33-37%
Australian shares 18-22%
International shares 22-38%
APIR code
ALL2054AU
Suggested investment length
5 Years
Risk level
1 (Very Low)
Asset allocation (% as at 31 Mar 2026)
Cash
0
Australian fixed interest
14.97
Global fixed interest
35.01
Australian Property
0
Global Property
0
Australian Shares
19.84
Global Shares
30.18
Other
0
Gearing
0
Unit Price (as at )
Entry Price ($)
Exit Price ($)
Name
Vanguard Conservative Portfolio (LI07)
0
Investment manager
Vanguard Investments
Investment manager
Vanguard Investments
Risk level
1 (Very Low)
Objective
Seeks to track the return of the various indices of the underlying funds in proportion to the strategic asset allocation for the portfolio, before taking into account fees, expenses and tax.
Investment approach
The portfolio provides low-cost access to a range of Vanguard sector funds, offering broad diversification across multiple asset classes. It seeks to replicate the asset allocation of the Vanguard Conservative Index strategy and is biased towards income assets. It is designed for investors with a low tolerance for risk. The fund targets a 70% allocation to income asset classes and a 30% allocation to growth asset classes.
Investment guidelines
Cash 8-12%
Australian fixed interest 16-20%
International fixed interest 40-44%
Australian shares 10-14%
International shares 10-26%
APIR code
ALL2635AU
Suggested investment length
3 Years
Risk level
1 (Very Low)
Asset allocation (% as at 31 Mar 2026)
Cash
9.98
Australian fixed interest
18.01
Global fixed interest
41.98
Australian Property
0
Global Property
0
Australian Shares
11.92
Global Shares
18.11
Other
0
Gearing
0
Unit Price (as at )
Entry Price ($)
Exit Price ($)
Name
Vanguard Growth Portfolio (LI09)
0
Investment manager
Vanguard Investments
Investment manager
Vanguard Investments
Risk level
1 (Very Low)
Objective
Seeks to track the return of the various indices of the underlying funds in proportion to the strategic asset allocation for the portfolio before taking into account fees, expenses and tax.
Investment approach
The portfolio provides low-cost access to a range of Vanguard sector funds, offering broad diversification across multiple asset classes. It seeks to replicate the asset allocation of the Vanguard Growth Index strategy and is biased towards growth assets. It is designed for investors with a high tolerance for risk. The portfolio targets a 30% allocation to income asset classes and a 70% allocation to growth asset classes.
Investment guidelines
Australian fixed interest 7-11%
International fixed interest 19-23%
Australian shares 26-30%
International shares 34-50%
APIR code
ALL2599AU
Suggested investment length
7 Years
Risk level
1 (Very Low)
Asset allocation (% as at 31 Mar 2026)
Cash
0
Australian fixed interest
9.08
Global fixed interest
20.93
Australian Property
0
Global Property
0
Australian Shares
27.73
Global Shares
42.26
Other
0
Gearing
0
Unit Price (as at )
Entry Price ($)
Exit Price ($)
Name
Vanguard High Growth Portfolio (LI13)
0
Investment manager
Vanguard Investments
Investment manager
Vanguard Investments
Risk level
1 (Very Low)
Objective
Seeks to track the return of the various indices of the underlying funds in proportion to the strategic asset allocation for the portfolio before taking into account fees, expenses and tax.
Investment approach
The portfolio provides low-cost access to a range of Vanguard sector funds, offering broad diversification across multiple asset classes. It seeks to replicate the asset allocation of the Vanguard High Growth Index strategy and is biased towards growth assets. It is designed for investors with a high tolerance for risk. The portfolio targets a 10% allocation to income asset classes and a 90% allocation to growth asset classes.
Investment guidelines
Australian fixed interest 1-5%
International fixed interest 5-9%
Australian shares 34-38%
International shares 46-62%
APIR code
ALL2382AU
Suggested investment length
7 Years
Risk level
1 (Very Low)
Asset allocation (% as at 31 Mar 2026)
Cash
0
Australian fixed interest
3.04
Global fixed interest
7
Australian Property
0
Global Property
0
Australian Shares
35.67
Global Shares
54.29
Other
0
Gearing
0
Unit Price (as at )
Entry Price ($)
Exit Price ($)