FuneralBond
Planning for your funeral can ease the burden for those you leave behind

Why should I save for funeral costs with an investment bond?

Tax benefit

It’s a tax paid investment so there’s no need for you to complete an annual tax return on your earnings.

Centrelink advantages

A FuneralBond is exempt from assets and income tests and may improve your age pension, service pension or other means tested Government benefits.

Pre-paid funeral

A FuneralBond investment can be transferred, as part of a pre-paid funeral arrangement, to the funeral director of your choice.

Savings plan

You can set up a regular savings plan to get started and take advantage of the power of compounding investment returns.

Why choose a FuneralBond? There are many reasons why planning for your funeral can be a positive experience rather than just an uncomfortable conversation. By investing in a FuneralBond you’re taking the pressure off your family when the time comes. With no age or health restrictions, you can also choose to incorporate the investment as part of a pre-paid funeral arrangement.

Why choose a FuneralBond?
Tax-effective

FuneralBond investments are taxed at a maximum effective rate of 30%, making it a tax effective way to save for future funeral expenses or to fund a pre-paid funeral. Plus, you’re not required to report any investment returns in your annual personal tax return.

Tax-effective
Social security advantages

Up to a certain limit ($13,500 as at 1 July 2021), a FuneralBond is exempt from the Centrelink and the Department of Veterans' Affairs assets test as well as the income test that applies to the age pension, service pension and other means tested Government entitlements.

Social security advantages
Express your wishes

You can transfer the ownership of a FuneralBond as a pre-paid funeral arrangement to a funeral director of your choice. This transfer of ownership normally occurs without personal tax or capital gains tax implications.

Express your wishes