Achieving your financial goals is not only satisfying, it also holds the key to your financial freedom. Whether you’re looking to create wealth tax effectively, save for retirement, transfer wealth with certainty or looking for an alternative to superannuation we have the perfect solution.
With restrictions now placed on accumulating wealth through your superannuation fund, it’s good to have other options on how much you can save for retirement. Investing with LifeBuilder means you have no limits or restrictions to your contributions and your wealth is easily accessible whenever you need it. It’s your money, after all.
If you’re a high income earner, high income tax rates impact your investment returns, and therefore your ability to build wealth. With LifeBuilder all earnings are taxed at an effective rate of up to 30%, making it a tax-effective investment solution. And if you hold your investment for 10 years you’ll pay no additional tax on your investment earnings.
Transferring your wealth, or making future plans for your family, doesn’t have to be a complicated process. LifeBuilder provides simple and convenient options around how your wealth is passed on. You decide exactly when your wealth will be passed on (with its valuable tax benefits maintained), and how much beneficiaries can access in the future.
A large range of investment options to choose from with the ability to switch between options without personal tax consequences
Start with as little as $1,000
Can invest a single amount or can choose to add to your initial investment each year
Access to your funds at any time
Tax-effectiveness that can improve the longer you remain invested
Easily set up a Regular Savings Plan
Automatically increase your contribution levels each year
Flexibility to switch between investment options with no personal tax implications
Easy to pass on wealth to the next generation with EstatePlanner
Help manage income tested Government benefit entitlements
Assumes a pre-tax return of 7% p.a. for an investor on a marginal tax rate of 47%. Investment returns are for illustrative purposes only and do not represent any actual or future performance expectations. Increased return is calculated based on original investment of $250,000.