If you have a financial goal, we’ve got an investment solution to get you there.

Our investment options offer a range of tax aware investing benefits across three levels.
Tax Advantage
The foundation of our tax effective investment approach, essential to maximising investment returns.
Tax Enhanced
An enhanced, tax aware investment and trading approach that aims to improve after-tax returns.
Tax Optimised
The pinnacle of tax aware investing, maximising your after-tax performance.

Investment options profiles

Asset class:

Alternative

Objective

The fund aims to outperform the RBA Cash Rate over the medium to long term (before fees and tax).

Investment approach

The fund aims to provide investors with access to an actively managed equities portfolio predominately comprised of long positions and short positions in Australian listed securities and constructed using the fund’s net market neutral investment strategy. Long only positions are selected using in-depth fundamental analysis. The short portfolio is constructed using a combination of fundamental analysis, systematic strategies and other value-adding strategies.

Investment guidelines

Cash and cash equivalents
— 0-95%
Australian shares
— 0-30%

Derivatives may be used to gain equities exposure typically up to a maximum of 400% gross leverage of the investment strategy's investable holdings.

APIR code

ALL0527AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

75.15

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

24.76

Global Shares

0.00

Other

0.09

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

-0.96

3 months
(%)

3.12

6 months
(%)

4.59

1 year
(% p.a)

19.03

3 years
(% p.a)

5.17

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

4.53

Unit price movement for:

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Objective

The fund’s strategy is designed to deliver absolute returns by managing long and short exposures in global equity, fixed income, currency and commodity markets. The investment objective is long-term total return. The manager aims to produce a portfolio that seeks to outperform the Bloomberg AusBond Bank Bill Index (before fees and tax).

Investment approach

The manager seeks to take long and short positions in a range of global equity, bond, currency and commodity markets using exchange traded and over the counter derivatives, including futures, forward currency contracts, swaps on commodity indices as well as making other investments. The manager utilises proprietary investment models for systematic global tactical asset allocation and equity, bond, currency and commodity market selection.

Investment guidelines

Cash
– 0-100%
Alternatives
– 0-100%

Derivatives may be used to gain equities exposure typically up to a maximum of 300% gross leverage of the investment strategy's investable holdings.

APIR code

ALL1297AU

Suggested investment length

5 years

Risk level

5 (Medium to High)

Asset allocation (% as at 31 Mar 2021)

Cash

0.00

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

0.00

Other

100.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

1.71

3 months
(%)

0.00

6 months
(%)

0.00

1 year
(% p.a)

0.00

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

20.63

Unit price movement for:

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Australian shares

Objective

Aims to grow the value of the investment over the long term via a combination of capital growth and income, by investing in a diversified portfolio of primarily Australian shares, providing a total return that exceeds the S&P/ASX 300 Accumulation Index by 4% per annum after investment fees and before tax (measured on a rolling 3-year basis).

Investment approach

Investors are offered a portfolio that holds between 20 and 35 of the team’s best high-conviction stock picks. The companies within the fund’s portfolio are primarily selected from, but not limited to, the S&P/ASX 300 Index. The fund may invest in securities expected to be listed on the Australian Securities Exchange. Derivative instruments may be used to replicate underlying positions on a temporary basis.

Investment guidelines

Cash
— 0-10%
Australian shares
— 90-100%

APIR code

ALL7316AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

1.98

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

98.02

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

2.62

3 months
(%)

7.35

6 months
(%)

11.12

1 year
(% p.a)

26.61

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

16.05

Unit price movement for:

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Objective

Aims to deliver returns that are 4-6% p.a. (before fees and taxes) above those of the S&P/ASX 300 Industrials Accumulation Index ex top 5 stocks by market capitalisation over rolling 3-year periods.

Investment approach

The manager applies a fundamental approach that is focused on bottom up analysis, where detailed research is conducted prior to any investment decision. It will invest in a concentrated portfolio of industrial shares generally excluding the top five shares by market capitalisation and resources shares. The fund will also generally not invest in any company that does not first pass the manager’s five quality filters at the core of the investment process. The fund focuses on stocks with attractive growth and value characteristics. The manager uses its experience to build a concentrated portfolio of 20-40 stocks that have a balance of risk across all sectors.

Investment guidelines

Cash (or cash equivalents)
— 0-10%
Australian shares
— 90-100%

APIR code

ALL0024AU

Suggested investment length

5 Years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

6.96

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

93.04

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.93

3 months
(%)

4.95

6 months
(%)

7.25

1 year
(% p.a)

29.58

3 years
(% p.a)

6.97

5 years
(% p.a)

5.82

10 years
(% p.a)

7.30

Since inception
(% p.a)

5.45

Unit price movement for:

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Objective

Aims to provide long-term tax effective total returns, with diversification across a broad range of Australian companies and industries.

Investment approach

The fund uses a systematic quantitative rules-based approach to build a diversified portfolio by considering factors such as the quality of a company, its growth potential and its implied value relative to its price. The approach considers the tax position of each holding and incorporates additional active investment insights to take advantage of dividends, associated franking credits and other tax effective payments with the aim of delivering an enhanced after-tax return.

Investment guidelines

Cash
- 0-10%
Australian Shares
- 90-100%

APIR code

ALL3779AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

0.51

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

99.49

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

1.99

3 months
(%)

7.54

6 months
(%)

10.59

1 year
(% p.a)

23.23

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

9.69

Unit price movement for:

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Objective

Aims to provide a return (after investment fees and expenses and before tax) which exceeds the S&P/ASX 300 Accumulation Index over rolling four-year periods.

Investment approach

The fund will invest in a diversified portfolio of quality ASX listed Australian industrial and resources shares, where these shares are identified by the manager as being undervalued.

Investment guidelines

Cash
— 0-10%
Australian shares
— 90-100%

APIR code

ALL0006AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

4.48

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

95.52

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

1.85

3 months
(%)

6.62

6 months
(%)

7.46

1 year
(% p.a)

17.65

3 years
(% p.a)

3.71

5 years
(% p.a)

4.00

10 years
(% p.a)

4.91

Since inception
(% p.a)

5.30

Unit price movement for:

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Objective

Aims to provide a rate of return (after investment fees and expenses and before tax) which exceeds the return of the S&P/ASX 300 Accumulation Index (ex S&P/ASX50, ex LPT) on a rolling four-year basis.

Investment approach

Will invest in a diversified portfolio of quality ASX listed Australian and New Zealand shares outside the top 50 shares listed on the ASX, where these shares are identified by the manager as being undervalued.

Investment guidelines

Cash
— 0-20%
Australian shares
— 80-100%

APIR code

ALL0003AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

5.28

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

7.89

Global Property

0.00

Australian Shares

86.83

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

-0.68

3 months
(%)

7.03

6 months
(%)

9.48

1 year
(% p.a)

23.19

3 years
(% p.a)

2.24

5 years
(% p.a)

2.43

10 years
(% p.a)

3.46

Since inception
(% p.a)

4.86

Unit price movement for:

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Objective

The fund aims to provide investors with the performance of the S&P/ASX 20 Accumulation Index (before fees, expenses and tax). The index is designed to measure the performance of the 20 largest Australian securities listed on the ASX.

Investment approach

The fund seeks to achieve its objective by tracking the performance of the S&P/ASX 20 Total Return Index (before fees and tax). The manager believes that a full replication investment strategy is the most appropriate investment strategy to track the performance of the index as risk relative to the index is minimised. The manager’s full‐replication approach normally aims to purchase every security in the index, while considering transaction costs.

Investment guidelines

Australian shares
— 100%

APIR code

ALL0002AU

Suggested investment length

5 Years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

1.42

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

98.58

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

3.03

3 months
(%)

6.18

6 months
(%)

8.14

1 year
(% p.a)

12.14

3 years
(% p.a)

3.48

5 years
(% p.a)

4.42

10 years
(% p.a)

4.59

Since inception
(% p.a)

5.22

Unit price movement for:

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Objective

Aims to provide investors with the performance of the market, before fees and tax, as measured by the S&P/ASX 300 Total Return Index.

Investment approach

To closely track the risk characteristics of the index, while minimising transaction costs. Will hold all of the securities in the index (most of the time), allowing for individual security weightings to vary marginally from the index from time to time.

Investment guidelines

Australian shares
— 100%

APIR code

ALL0019AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

0.00

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

100.00

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

1.73

3 months
(%)

6.36

6 months
(%)

8.75

1 year
(% p.a)

20.33

3 years
(% p.a)

7.23

5 years
(% p.a)

7.22

10 years
(% p.a)

6.31

Since inception
(% p.a)

6.53

Unit price movement for:

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Objective

Aims to provide an income yield above the S&P/ASX 200 Franking Credit Adjusted Annual Total Return Index (before fees and taxes) and to grow this income above the rate of inflation.

Investment approach

In selecting stocks, the manager focuses on long term normalised earnings and sustainable dividends of high-quality Australian companies to deliver an attractive and growing income stream. The fund aims to hold investments so that: exposure to an individual stock is no more than 6% of the portfolio; approximately 45 securities are held; and exposure to an individual sector (as determined by the manager) is no more than 22%. The fund will not invest in securities issued by companies involved in the production or distribution of cluster munitions or the manufacture of tobacco products. The fund does not use derivatives and does not intend to borrow.

Investment guidelines

Cash (or cash equivalents)
— 0-10%
Australian shares
— 90-100%

APIR code

ALL0027AU

Suggested investment length

5 Years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

2.79

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

97.21

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

1.70

3 months
(%)

6.38

6 months
(%)

10.40

1 year
(% p.a)

27.42

3 years
(% p.a)

3.71

5 years
(% p.a)

3.63

10 years
(% p.a)

5.37

Since inception
(% p.a)

5.04

Unit price movement for:

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Objective

Aims to provide long-term capital growth and regular income through investment predominantly in quality Australian industrial and resource shares and to outperform the S&P/ASX 300 Accumulation Index (before fees and tax) over rolling three-year periods.

Investment approach

The manager researches companies of all sizes using consistent share selection criteria. The manager’s priority is to select those companies that represent the best investment quality and are appropriately priced. In determining investment quality, investments are carefully selected on the basis of four key investment criteria: conservative debt levels, sound management, quality business and recurring earnings. The fund invests predominantly in Australian shares listed on or proposed to be listed on any recognised Australian exchange but may have up to 20% exposure to international shares listed on or proposed to be listed on any recognised global exchange. Currency hedges may be used from time to time. Derivatives may be used in managing the fund.

Investment guidelines

Cash
— 0-10%
Australian shares
— 90-100%

APIR code

ALL0009AU

Suggested investment length

5 Years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

3.68

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

84.96

Global Shares

11.36

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

2.11

3 months
(%)

8.79

6 months
(%)

13.02

1 year
(% p.a)

26.78

3 years
(% p.a)

7.87

5 years
(% p.a)

6.86

10 years
(% p.a)

6.39

Since inception
(% p.a)

5.14

Unit price movement for:

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Objective

Aims to enhance long-term capital growth through borrowing (gearing) to invest in quality Australian industrial and resource shares and to outperform the S&P/ASX 300 Accumulation Index (before fees and taxes) over rolling three-year periods.

Investment approach

The manager researches companies of all sizes using consistent share selection criteria. The manager’s priority is to select those companies that represent the best investment quality and are appropriately priced. In determining investment quality, investments are carefully selected on the basis of four key investment criteria: conservative debt levels, sound management, quality business and recurring earnings. The gearing level of the fund must be kept within pre-determined guidelines. Within these, the manager aims to ensure that the gearing level is maximised, subject to the cost of borrowing being adequately covered by net income. The fund invests predominantly in Australian shares listed on or proposed to be listed on any recognised Australian exchange but may have up to 20% exposure to international shares listed on or proposed to be listed on any recognised global exchange. Currency hedges may be used from time to time. Derivatives may be used in managing the fund, including for gearing purposes.

Investment guidelines

Cash
— 0-10%
Australian shares
— 90-100%
Gearing level
— 0-60%

APIR code

ALL0011AU

Suggested investment length

7 Years

Risk level

7 (Very High)

Asset allocation (% as at 31 Mar 2021)

Cash

0.00

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

100.00

Global Shares

0.00

Other

0.00

Gearing

52.46

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

4.59

3 months
(%)

20.03

6 months
(%)

29.08

1 year
(% p.a)

75.26

3 years
(% p.a)

10.78

5 years
(% p.a)

10.38

10 years
(% p.a)

10.56

Since inception
(% p.a)

6.11

Unit price movement for:

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Cash

Objective

To outperform (before tax and fees) the Bloomberg AusBond Bank Bill Index² and achieve returns superior to cash management trusts, by investing predominantly into a diversified range of term deposit and deposit like investments.

Investment approach

Primarily invests in term deposits issued by major Australian banks with a bias toward the top four banks. The fund is managed to provide a short-term maturity profile to meet liquidity requirements.

Investment guidelines

Cash
— 100%

APIR code

ALL0028AU

Suggested investment length

1 year

Risk level

1 (Very Low)

Asset allocation (% as at 31 Mar 2021)

Cash

51.51

Australian fixed interest

48.49

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

-0.03

3 months
(%)

-0.05

6 months
(%)

-0.08

1 year
(% p.a)

-0.04

3 years
(% p.a)

0.52

5 years
(% p.a)

0.74

10 years
(% p.a)

1.52

Since inception
(% p.a)

1.67

Unit price movement for:

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Objective

Aims to perform in line with the Bloomberg AusBond Bank Bill Index1 over the short term (before fees and tax) using a low risk investment strategy.

Investment approach

The fund may hold up to 10% in its cash account with the balance invested with the manager. The manager’s cash management approach is driven by disciplined and thorough processes, and backed by in-house quantitative analysis. To take advantage of movements in market interest rates, the maturity profile of the fund is actively managed. After determining the maturity profile, the manager uses a number of analytical tools to select the securities that it believes offer the best value and to find the most appropriate yield curve position.

Investment guidelines

Cash
— 100%

APIR code

ALL0004AU

Suggested investment length

No minimum

Risk level

1 (Very Low)

Asset allocation (% as at 31 Mar 2021)

Cash

100.00

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

-0.01

3 months
(%)

-0.05

6 months
(%)

-0.08

1 year
(% p.a)

-0.16

3 years
(% p.a)

0.39

5 years
(% p.a)

0.61

10 years
(% p.a)

1.25

Since inception
(% p.a)

2.09

Unit price movement for:

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Diversified

Objective

The portfolio aims to provide a total return, consisting of capital appreciation and income, by gaining exposure to a diversified portfolio of companies and real estate securities listed on approved developed and emerging markets, and domestic and global fixed interest securities.

Investment approach

The portfolio will gain its exposure by investing in strategies managed by Dimensional that invest in equity, real estate and fixed interest securities. The portfolio will seek to target approximately 50% exposure to equities and 50% exposure to fixed interest assets.

Investment guidelines

Fixed interest
— 40-60%
Australian shares
— 8-28%
International shares
— 15-43.5%
Property
— 0-8.5%

APIR code

ALL1871AU

Suggested investment length

4 years

Risk level

5 (Medium to High)

Asset allocation (% as at 31 Mar 2021)

Cash

0.73

Australian fixed interest

7.36

Global fixed interest

41.78

Australian Property

1.57

Global Property

2.94

Australian Shares

16.36

Global Shares

29.26

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.88

3 months
(%)

3.94

6 months
(%)

5.19

1 year
(% p.a)

11.00

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

6.33

Unit price movement for:

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Objective

The portfolio aims to provide a total return, consisting of capital appreciation and income, by gaining exposure to a diversified portfolio of companies and real estate securities listed on approved developed and emerging markets, and domestic and global fixed interest securities.

Investment approach

The portfolio will gain its exposure by investing in strategies managed by Dimensional that invest in equity, real estate and fixed interest securities. The portfolio will seek to target approximately 70% exposure to equities and 30% exposure to fixed interest assets.

Investment guidelines

Fixed interest
— 20-40%
Australian shares
— 15-35%
International shares
— 25-55%
Property
— 0-10%

APIR code

ALL0030AU

Suggested investment length

5 Years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

0.52

Australian fixed interest

2.65

Global fixed interest

26.10

Australian Property

2.22

Global Property

4.16

Australian Shares

23.20

Global Shares

41.15

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

1.26

3 months
(%)

6.59

6 months
(%)

8.71

1 year
(% p.a)

17.48

3 years
(% p.a)

6.33

5 years
(% p.a)

6.49

10 years
(% p.a)

0.00

Since inception
(% p.a)

6.97

Unit price movement for:

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Objective

Aims to outperform the benchmark (before fees and tax) over 3-year periods. The manager aims to achieve this by actively managing the fund. This includes changing the fund’s asset allocation to reduce risk if market risk is high. As a result, there may be smaller losses than the benchmark in weak or falling markets and potentially lower returns than the benchmark in strong markets.

Investment approach

The benchmark asset allocation has a strong bias to defensive assets and some exposure to growth assets. The manager actively looks for opportunities to provide better returns, or less risk, than those generated by the benchmark asset allocation and to manage the fund’s exposure to the risks of investing in markets.

Investment guidelines

Cash
— 0-25%
Fixed interest
— 30-75%
Australian shares
— 0-25%
International shares
— 0-25%
Property
— 0-15%
Defensive alternatives
— 0-15%
Growth alternatives
— 0-15%

APIR code

ALL6780AU

Suggested investment length

3 years

Risk level

3 (Low to Medium)

Asset allocation (% as at 31 Mar 2021)

Cash

9.09

Australian fixed interest

36.47

Global fixed interest

21.49

Australian Property

0.55

Global Property

1.15

Australian Shares

9.35

Global Shares

17.07

Other

4.83

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.41

3 months
(%)

2.10

6 months
(%)

2.78

1 year
(% p.a)

6.12

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

2.54

Unit price movement for:

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Objective

Aims to outperform the benchmark (before fees and tax) over 3-year periods. The manager aims to achieve this by actively managing the fund. This includes changing the fund’s asset allocation to reduce risk if market risk is high. As a result, there may be smaller losses than the benchmark in weak or falling markets and potentially lower returns than the benchmark in strong markets.

Investment approach

The benchmark asset allocation has an approximately equal exposure to growth and defensive assets. The manager actively looks for opportunities to provide better returns, or less risk, than those generated by the benchmark asset allocation and to manage the fund’s exposure to the risks of investing in markets.

Investment guidelines

Cash
— 0-20%
Fixed interest
— 25-65%
Australian shares
— 5-35%
International shares
— 5-35%
Property
— 0-15%
Defensive alternatives
— 0-15%
Growth alternatives
— 0-15%

APIR code

ALL1421AU

Suggested investment length

4 years

Risk level

4 (Medium)

Asset allocation (% as at 31 Mar 2021)

Cash

6.56

Australian fixed interest

26.73

Global fixed interest

16.90

Australian Property

0.96

Global Property

2.46

Australian Shares

15.87

Global Shares

25.82

Other

4.70

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.64

3 months
(%)

3.33

6 months
(%)

4.40

1 year
(% p.a)

9.53

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

4.89

Unit price movement for:

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Objective

Aims to provide a return higher than its internal benchmark (before fees and tax) over 4 year periods. The manager aims to achieve this by actively managing the portfolio. This includes reducing risk in the portfolio if market risk is high. As a result, there may be smaller losses than the benchmark in weak or falling markets and potentially lower returns than the benchmark in strong markets.

Investment approach

The fund has a strong bias to growth assets and some exposure to defensive assets. The manager actively looks for opportunities to provide better returns, or less risk, than those generated by the benchmark asset allocation and to manage the fund’s exposure to the risks of investing in markets.

Investment guidelines

Cash
— 0-15%
Fixed interest
— 5-40%
Australian shares
— 10-45%
International shares
— 15-40%
Property
— 0-15%
Defensive alternatives
— 0-15%
Growth alternatives
— 0-15%

APIR code

ALL0022AU

Suggested investment length

5 Years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

5.59

Australian fixed interest

15.98

Global fixed interest

10.35

Australian Property

1.32

Global Property

3.14

Australian Shares

22.28

Global Shares

36.87

Other

4.47

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.93

3 months
(%)

4.82

6 months
(%)

6.67

1 year
(% p.a)

14.06

3 years
(% p.a)

5.15

5 years
(% p.a)

5.10

10 years
(% p.a)

5.23

Since inception
(% p.a)

3.70

Unit price movement for:

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Objective

Aims to outperform the benchmark, before fees and tax, over 5 year periods. The manager aims to achieve this by actively managing the fund. This includes changing the fund’s asset allocation to reduce risk if market risk is high.

Investment approach

The benchmark asset allocation is invested in growth assets with minimal exposure to defensive assets. The manager actively looks for opportunities to provide better returns, or less risk, than those generated by the benchmark asset allocation and to manage the fund’s exposure to the risks of investing in markets.

Investment guidelines

Cash
— 0-1%
Australian shares
— 25-55%
International shares
— 30-60%
Property
— 0-15%
Defensive alternatives
— 0-7%
Growth alternatives
— 0-15%

APIR code

ALL5569AU

Suggested investment length

6 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

4.39

Australian fixed interest

1.23

Global fixed interest

1.39

Australian Property

1.87

Global Property

1.80

Australian Shares

34.78

Global Shares

50.78

Other

3.76

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

1.22

3 months
(%)

6.49

6 months
(%)

9.20

1 year
(% p.a)

19.09

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

9.16

Unit price movement for:

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Objective

Aims to provide long-term capital growth and income through investment in a diversified portfolio with an emphasis on Australian and international share investments, to outperform the All Groups CPI + 5% p.a. (before fees and tax) over at least five-year periods and to outperform a composite benchmark (before fees and tax) reflecting its allocation to the various asset types over rolling 3-year periods.

Investment approach

Invests in a diverse mix of growth, defensive and other assets, with a focus on Australian and international shares. Tactical asset allocation strategies may be applied, which involves the fund adjusting its exposure to asset classes on a regular basis within the Allocation guidelines. Currency is managed at the fund level, taking into account currency exposure arising from underlying investments. Currency management is used to either hedge currency for an existing position or create an exposure to a foreign currency. Net foreign currency exposure will be limited to 50% of the gross asset value of the fund. Derivatives and exchange traded funds may be used in managing each asset class.

Investment guidelines

Cash
— 0-30%
Fixed interest and credit
— 0-45%
Australian shares
— 10-50%
International shares
— 10-50%
Property
— 0-15%
Other
— 0-30%

APIR code

ALL0010AU

Suggested investment length

5 Years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

12.64

Australian fixed interest

9.33

Global fixed interest

0.00

Australian Property

10.50

Global Property

1.65

Australian Shares

28.13

Global Shares

37.49

Other

0.26

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

1.14

3 months
(%)

5.54

6 months
(%)

7.54

1 year
(% p.a)

13.75

3 years
(% p.a)

5.84

5 years
(% p.a)

4.90

10 years
(% p.a)

5.44

Since inception
(% p.a)

3.64

Unit price movement for:

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Objective

Aims to provide moderate growth over the medium term and income through investment in a diversified portfolio with an emphasis on cash and fixed income securities; to outperform the All Groups CPI + 3.5% p.a. (before fees and tax) over at least two-year periods and to outperform a composite benchmark (before fees and tax) reflecting its allocation to the various asset types over rolling 3-year periods.

Investment approach

The fund invests in a diverse mix of growth, defensive and other assets, with a focus on cash and fixed income securities. Tactical asset allocation strategies may be applied, which involves the fund adjusting its exposure to asset classes on a regular basis within the Allocation guidelines. Currency is managed at the fund level, taking into account currency exposure arising from underlying investments. Currency management is used to either hedge currency for an existing position or create an exposure to a foreign currency. Net foreign currency exposure will be limited to 50% of the gross asset value of the fund. Derivatives and exchange traded funds may be used in managing each asset class.

Investment guidelines

Cash
— 5-55%
Fixed interest
—15-65%
Australian shares
—0-25%
International shares
—0-20%
Property
—0-10%
Other
—0-30%

APIR code

ALL3019AU

Suggested investment length

3 Years

Risk level

3 (Low to Medium)

Asset allocation (% as at 31 Mar 2021)

Cash

20.41

Australian fixed interest

37.57

Global fixed interest

1.97

Australian Property

7.30

Global Property

0.98

Australian Shares

11.17

Global Shares

20.12

Other

0.48

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.55

3 months
(%)

2.80

6 months
(%)

2.81

1 year
(% p.a)

5.57

3 years
(% p.a)

3.46

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

2.94

Unit price movement for:

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Objective

To outperform (before tax and fees) an internal benchmark comprising the weighted combination of relevant market indexes.

Investment approach

The fund typically invests in a diversified portfolio mix with exposure to growth investments of around 70% and defensive assets of around 30%. Derivatives may be used to implement investment strategies.

Investment guidelines

Cash
— 0-20%
Fixed interest
— 0-40%
Australian shares
— 15-45%
International shares
— 15-45%
Property
— 0-20%
Other
— 0-35%

APIR code

ALL0014AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

9.68

Australian fixed interest

10.91

Global fixed interest

12.13

Australian Property

1.28

Global Property

7.84

Australian Shares

29.20

Global Shares

27.37

Other

1.59

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.93

3 months
(%)

4.65

6 months
(%)

6.27

1 year
(% p.a)

14.06

3 years
(% p.a)

4.48

5 years
(% p.a)

4.01

10 years
(% p.a)

5.36

Since inception
(% p.a)

4.28

Unit price movement for:

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Objective

To achieve a return of CPI plus 4% to 5% p.a. (before fees and tax) over rolling 3-year periods while minimising the incidence and size of negative returns in doing so. CPI is defined as the Reserve Bank of Australia’s Trimmed Mean, as published by the Australian Bureau of Statistics.

Investment approach

The manager’s approach to inflation plus (or real return) investing is to choose the portfolio that has the highest probability of achieving the required return objective over the investment horizon with the least expected variability around this objective. The fund employs an objective based asset allocation framework in which both asset market risk premium, and consequently the asset allocation of the portfolio are constantly reviewed. The portfolio will reflect those assets that in combination are most closely aligned to the delivery of the objective.

Investment guidelines

Growth assets
0-75%
Diversifying assets
0-75%
Defensive assets
0-100%

Investments are predominantly in traditional assets, with no leverage and strict limits on exposure to liquidity constrained alternatives which enhances the transparency and liquidity of the portfolios. Assets are classified in three broad types of investments according to the likely returns and the risk:


Growth assets, typically shares and property securities;

Diversifying assets, typically higher yielding debt, objective based investments and alternatives; and

Defensive assets, typically investment grade debt securities, cash and equivalent investments.

APIR code

ALL9085AU

Suggested investment length

3 years

Risk level

5 (Medium to High)

Asset allocation (% as at 31 Mar 2021)

Cash

19.21

Australian fixed interest

26.95

Global fixed interest

23.42

Australian Property

0.00

Global Property

0.00

Australian Shares

18.23

Global Shares

12.19

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.42

3 months
(%)

1.44

6 months
(%)

2.50

1 year
(% p.a)

5.95

3 years
(% p.a)

0.50

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

0.83

Unit price movement for:

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Objective

Seeks to track the return of the various indices of the underlying funds in proportion to the strategic asset allocation for the portfolio before taking into account fees, expenses and tax.

Investment approach

The portfolio provides low-cost access to a range of Vanguard sector funds, offering broad diversification across multiple asset classes. It seeks to replicate the asset allocation of the Vanguard Balanced Index strategy and is equally invested in income and growth assets, and is designed for investors with a medium tolerance for risk. The portfolio targets a 50% allocation to income asset classes and a 50% allocation to growth asset classes.

Investment guidelines

Cash
— 0-1%
Australian fixed interest
— 13-17%
International fixed interest
— 33-37%
Australian shares
—18-22%
International shares
— 22-38%

APIR code

ALL4532AU

Suggested investment length

3 years

Risk level

5 (Medium to High)

Asset allocation (% as at 31 Mar 2021)

Cash

0.00

Australian fixed interest

14.90

Global fixed interest

34.80

Australian Property

0.00

Global Property

0.00

Australian Shares

20.00

Global Shares

30.30

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.72

3 months
(%)

3.28

6 months
(%)

3.31

1 year
(% p.a)

8.75

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

7.38

Unit price movement for:

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Objective

Seeks to track the return of the various indices of the underlying funds in proportion to the strategic asset allocation for the portfolio, before taking into account fees, expenses and tax.

Investment approach

The portfolio provides low-cost access to a range of Vanguard sector funds, offering broad diversification across multiple asset classes. It seeks to replicate the asset allocation of the Vanguard Conservative Index strategy and is biased towards income assets. It is designed for investors with a low tolerance for risk. The fund targets a 70% allocation to income asset classes and a 30% allocation to growth asset classes.

Investment guidelines

Cash
— 8-12%
Australian fixed interest
— 16-20%
International fixed interest
— 40-44%
Australian shares
— 10-14%
International shares
— 10-26%

APIR code

ALL0034AU

Suggested investment length

3 Years

Risk level

3 (Low to Medium)

Asset allocation (% as at 31 Mar 2021)

Cash

9.90

Australian fixed interest

17.90

Global fixed interest

41.90

Australian Property

0.00

Global Property

0.00

Australian Shares

12.00

Global Shares

18.30

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.46

3 months
(%)

2.01

6 months
(%)

1.52

1 year
(% p.a)

4.85

3 years
(% p.a)

3.91

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

3.12

Unit price movement for:

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Objective

Seeks to track the return of the various indices of the underlying funds in proportion to the strategic asset allocation for the portfolio before taking into account fees, expenses and tax.

Investment approach

The portfolio provides low-cost access to a range of Vanguard sector funds, offering broad diversification across multiple asset classes. It seeks to replicate the asset allocation of the Vanguard Growth Index strategy and is biased towards growth assets, and is designed for investors with a high tolerance for risk. The portfolio targets a 30% allocation to income asset classes and a 70% allocation to growth asset classes.

Investment guidelines

Cash
— 0%
Australian fixed interest
— 7-11%
International fixed interest
— 19-23%
Australian shares
— 26-30%
International shares
— 34-50%

APIR code

ALL0035AU

Suggested investment length

7 Years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

0.00

Australian fixed interest

8.80

Global fixed interest

21.00

Australian Property

0.00

Global Property

0.00

Australian Shares

28.00

Global Shares

42.20

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.98

3 months
(%)

4.68

6 months
(%)

5.81

1 year
(% p.a)

13.38

3 years
(% p.a)

6.60

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

6.12

Unit price movement for:

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Objective

Seeks to track the return of the various indices of the underlying funds in proportion to the strategic asset allocation for the portfolio before taking into account fees, expenses and tax.

Investment approach

The portfolio provides low-cost access to a range of Vanguard sector funds, offering broad diversification across multiple asset classes. It seeks to replicate the asset allocation of the Vanguard High Growth Index strategy and is biased towards growth assets, and is designed for investors with a high tolerance for risk. The portfolio targets a 10% allocation to income asset classes and a 90% allocation to growth asset classes.

Investment guidelines

Cash
— 0%
Australian fixed interest
— 1-5%
International fixed interest
— 5-9%
Australian shares
—34-38%
International shares
— 46-62%

APIR code

ALL6521AU

Suggested investment length

7 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

0.00

Australian fixed interest

2.95

Global fixed interest

6.95

Australian Property

0.00

Global Property

0.00

Australian Shares

35.96

Global Shares

54.14

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

1.23

3 months
(%)

5.96

6 months
(%)

8.10

1 year
(% p.a)

17.62

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

11.06

Unit price movement for:

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Fixed interest

Objective

The fund targets a stable return in excess of inflation (before fees and tax) over the medium term.

Investment approach

The manager is a longer term, fundamentally driven, value investor with a focus on liquidity and diversification. The investment approach is based primarily on fundamental analysis with a focus on an accurate measurement and disciplined management of risk. The manager believes that by utilising multiple and diversified investment strategies, they can add value over the medium to longer term. The fund’s objective is achieved through incorporating an efficient benchmark replication and generating returns through interest rates and arbitrage. These are managed within an overall risk framework. The manager aims to fully hedge any foreign currency exposure back to the Australian dollar.

Investment guidelines

Cash
– 0-10%
Commonwealth government bonds, semi-government bonds and overseas government bonds
– 90-100%

APIR code

ALL0815AU

Suggested investment length

2 years

Risk level

2 (Low)

Asset allocation (% as at 31 Mar 2021)

Cash

9.85

Australian fixed interest

80.98

Global fixed interest

9.17

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.13

3 months
(%)

0.00

6 months
(%)

0.00

1 year
(% p.a)

0.00

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

1.45

Unit price movement for:

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Objective

To outperform the RBA Cash Rate over rolling 3-year periods (before fees and tax).

Investment approach

The fund is conservatively managed and seeks to produce income by providing loans to selected borrowers. These loans are secured by registered first ranking mortgages. Loans are predominantly offered in respect of selected improved retail, commercial, industrial and residential real estate within Australia. Loans are for a maximum term of five years.

Investment guidelines

Cash
— 0-100%
Australian fixed interest
— 0-100%

APIR code

ALL0029AU

Suggested investment length

1 to 3 Years

Risk level

4 (Medium)

Asset allocation (% as at 31 Mar 2021)

Cash

13.47

Australian fixed interest

86.53

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.12

3 months
(%)

0.36

6 months
(%)

0.70

1 year
(% p.a)

1.43

3 years
(% p.a)

1.61

5 years
(% p.a)

1.58

10 years
(% p.a)

0.00

Since inception
(% p.a)

1.91

Unit price movement for:

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Objective

Aims to provide investors with the performance of the market, before fees and tax, as measured by the Bloomberg AusBond Composite 0 + Year Index.

Investment approach

To closely track the risk characteristics of the index, while minimising transaction costs. Will look to closely match the index major risk and return factors through a methodology called stratified sampling.

Investment guidelines

Australian fixed interest
— 100%

APIR code

ALL0025AU

Suggested investment length

3 Years

Risk level

4 (Medium)

Asset allocation (% as at 31 Mar 2021)

Cash

0.00

Australian fixed interest

100.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.11

3 months
(%)

0.93

6 months
(%)

-2.50

1 year
(% p.a)

-0.34

3 years
(% p.a)

1.94

5 years
(% p.a)

1.28

10 years
(% p.a)

2.40

Since inception
(% p.a)

2.76

Unit price movement for:

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Objective

Aims to provide a steady stream of income and capital stability over the medium term while aiming to outperform the Reserve Bank of Australia official cash rate through market cycles (before fees and taxes).

Investment approach

Targets an absolute return over time, by investing in a global, diversified portfolio of predominantly investment grade fixed income securities, according to the manager’s global macroeconomic and market views.

Investment guidelines

Cash
— 0-100%
Australian fixed interest
— 0-100%
International fixed interest
— 0-100%

APIR code

ALL8139AU

Suggested investment length

3 year

Risk level

2 (Low)

Asset allocation (% as at 31 Mar 2021)

Cash

4.47

Australian fixed interest

64.12

Global fixed interest

31.41

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

-0.02

3 months
(%)

-0.18

6 months
(%)

-0.32

1 year
(% p.a)

0.77

3 years
(% p.a)

0.48

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

0.46

Unit price movement for:

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Objective

To outperform (before tax and fees) the Bloomberg AusBond Bank Bill Index and achieve returns superior to cash management trusts.

Investment approach

Actively manage a portfolio of low risk debt products and securities on offer by Australian authorised deposit-taking institutions with a bias (minimum 60%) toward those issued by the four major Australian banks.

Investment guidelines

Cash
— 0-10%
Australian fixed interest
— 90-100%

APIR code

ALL0032AU

Suggested investment length

1 Year

Risk level

2 (Low)

Asset allocation (% as at 31 Mar 2021)

Cash

8.00

Australian fixed interest

92.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.09

3 months
(%)

0.20

6 months
(%)

0.53

1 year
(% p.a)

1.84

3 years
(% p.a)

1.18

5 years
(% p.a)

1.45

10 years
(% p.a)

0.00

Since inception
(% p.a)

1.37

Unit price movement for:

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Objective

Aims to provide a return (before fees, costs and taxes) that exceeds the Bloomberg AusBond Non Govt 0+ Year Index over the medium term.

Investment approach

This fund is designed for investors who want income, diversification across a broad range of companies and industries and are prepared to accept some variability of returns. The fund aims to take advantage of investment opportunities within the Australian non-Government fixed interest market and invests primarily in Australian dollar corporate bonds including investment grade securities issued by leading corporations listed on the Australian Securities Exchange. The fund may also invest in a limited amount of hybrid securities, non- investment grade securities and unrated securities. The fund may also hold cash and may use derivatives.

Investment guidelines

Investment grade corporate bonds
— 70-100%
Commonwealth bonds and semi-government bonds
— 0-20%
Convertible notes
— 0-10%
Convertible preference shares
— 0-10%
Capital notes
— 0-10%

APIR code

ALL0017AU

Suggested investment length

3 years

Risk level

5 (Medium to High)

Asset allocation (% as at 31 Mar 2021)

Cash

5.38

Australian fixed interest

94.62

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.06

3 months
(%)

0.30

6 months
(%)

-1.11

1 year
(% p.a)

0.60

3 years
(% p.a)

2.06

5 years
(% p.a)

1.71

10 years
(% p.a)

2.91

Since inception
(% p.a)

2.80

Unit price movement for:

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Objective

To achieve maximum total return by investing in fixed interest securities predominantly denominated in Australian or New Zealand currencies, and to seek to preserve capital through prudent investment management.

Investment approach

In pursuing the fund’s investment objective, the manager applies a wide range of diverse strategies including Duration analysis, Credit analysis, Relative Value analysis, Sector Allocation and Rotation and individual security selection. The manager’s investment strategy emphasises active decision making with a long-term focus and seeks to avoid extreme swings in Duration or maturity with a view to creating a steady stream of returns.

Investment guidelines

Cash
— 0-100%
Australian fixed interest
— 0-100%

APIR code

ALL0016AU

Suggested investment length

5 years

Risk level

3 (Low to Medium)

Asset allocation (% as at 31 Mar 2021)

Cash

0.00

Australian fixed interest

100.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

0.00

Other

0.00

Gearing

7.13

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.12

3 months
(%)

1.00

6 months
(%)

-2.08

1 year
(% p.a)

-0.44

3 years
(% p.a)

1.93

5 years
(% p.a)

1.34

10 years
(% p.a)

2.41

Since inception
(% p.a)

2.84

Unit price movement for:

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Objective

Aims to achieve maximum total return by investing in global fixed interest securities, and to seek to preserve capital through prudent investment management.

Investment approach

In pursuing the fund’s investment objective, the manager applies a wide range of diverse strategies including Duration analysis, Credit analysis, Relative Value analysis, Sector Allocation and Rotation and individual security selection. The manager’s investment strategy emphasises active decision making with a long-term focus and seeks to avoid extreme swings in Duration or maturity with a view to creating a steady stream of returns.

Investment guidelines

Cash
— 0-100%
International fixed interest
— 0-100%

APIR code

ALL0008AU

Suggested investment length

5 years

Risk level

3 (Low to Medium)

Asset allocation (% as at 31 Mar 2021)

Cash

0.00

Australian fixed interest

3.39

Global fixed interest

96.61

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.08

3 months
(%)

-0.02

6 months
(%)

-1.00

1 year
(% p.a)

1.92

3 years
(% p.a)

2.18

5 years
(% p.a)

1.97

10 years
(% p.a)

2.77

Since inception
(% p.a)

1.98

Unit price movement for:

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Objective

Aims to outperform the Reserve Bank of Australia Cash Rate after investment fees but before tax over the medium term.

Investment approach

The fund is an absolute return fixed income strategy that actively invests across the broad and diverse fixed income opportunity set. It seeks to deliver income via a diversified set of return sources, targets low levels of capital volatility with a focus on minimising drawdowns, and offers daily liquidity.

The fund diversifies its exposures across geography, issuer type, maturity, ratings grade and capital structure dimensions. Allocations to these dimensions are supplemented by duration management, currency management and alpha strategies. Risk management is crucial to control the fund’s exposure to the aggregation of portfolio risks, in particular to limit correlation to equity markets and to minimise volatility and drawdowns.

Investment guidelines

Australian investment grade
— 0-100%
International investment grade
— 0-100%
Australian high yield
— 0-40%
International high yield
— 0-30%
Cash and cash equivalents
— 0-100%
Active currencies
— 0-10%

APIR code

ALL0007AU

Suggested investment length

3 Years

Risk level

3 (Low to Medium)

Asset allocation (% as at 31 Mar 2021)

Cash

19.79

Australian fixed interest

51.52

Global fixed interest

25.76

Australian Property

0.00

Global Property

0.00

Australian Shares

2.93

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.06

3 months
(%)

0.06

6 months
(%)

-0.08

1 year
(% p.a)

1.77

3 years
(% p.a)

1.46

5 years
(% p.a)

1.53

10 years
(% p.a)

1.97

Since inception
(% p.a)

1.73

Unit price movement for:

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International shares

Objective

To provide long-term capital growth by gaining exposure to a diversified portfolio of small companies associated with approved developed markets (excluding Australia).

Investment approach

Seeks exposure to a diversified portfolio of small companies listed in global developed markets (excluding Australia) with the potential for long-term capital growth.

Investment guidelines

International shares
— 100%

APIR code

ALL0015AU

Suggested investment length

7 years

Risk level

7 (Very High)

Asset allocation (% as at 31 Mar 2021)

Cash

0.41

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.02

Australian Shares

0.00

Global Shares

99.57

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

1.28

3 months
(%)

6.80

6 months
(%)

14.51

1 year
(% p.a)

25.41

3 years
(% p.a)

6.39

5 years
(% p.a)

6.04

10 years
(% p.a)

9.29

Since inception
(% p.a)

5.40

Unit price movement for:

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Objective

The portfolio aims to provide a total return, consisting of capital appreciation and income, by gaining exposure to a diversified portfolio of companies and real estate securities listed on approved developed and emerging markets.

Investment approach

The portfolio will gain its exposure by investing in strategies managed by Dimensional that invest in equity and real estate securities.

Investment guidelines

Australian shares
– 26-46%
International shares - developed
– 40-60%
International shares - emerging
– 2-12%
International property securities
– 2-12%

APIR code

ALL8615AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

0.57

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

3.19

Global Property

5.97

Australian Shares

33.14

Global Shares

57.13

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

1.56

3 months
(%)

0.00

6 months
(%)

0.00

1 year
(% p.a)

0.00

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

18.67

Unit price movement for:

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Objective

Aims to achieve long-term capital growth and income. The fund aims to achieve long-term returns above the MSCI World Accumulation Index (AUD) (before fees and tax) and minimise the risk of permanent capital loss.

Investment approach

The fund invests primarily in companies listed on recognised global exchanges and will also have some exposure to cash. Typically, the fund is highly concentrated with 15-30 stocks. The manager’s strategy uses rigorous and in-depth quantitative and qualitative analysis to establish a unique portfolio. The fund invests in growth-oriented companies which pass the manager’s rigorous investment process.

Investment guidelines

Cash & cash equivalents
– 0-20%
International shares
– 80-100%

APIR code

ALL4510AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

6.30

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

93.70

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

4.22

3 months
(%)

0.00

6 months
(%)

0.00

1 year
(% p.a)

0.00

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

57.96

Unit price movement for:

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Objective

Aims to provide investors with the performance of the market, before fees and tax, as measured by the MSCI World ex Australia Net Index (hedged in AUD with net dividends reinvested).

Investment approach

To closely track the risk characteristics of the index, while minimising transaction costs. Will hold all of the securities in the index (most of the time), allowing for individual security weightings to vary marginally from the index from time to time.

Investment guidelines

International shares
— 100%

APIR code

ALL0020AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

0.00

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

100.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.74

3 months
(%)

7.29

6 months
(%)

11.54

1 year
(% p.a)

25.69

3 years
(% p.a)

8.69

5 years
(% p.a)

9.02

10 years
(% p.a)

8.22

Since inception
(% p.a)

6.57

Unit price movement for:

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Objective

Aims to provide investors with the performance of the market, before fees and tax, as measured by the MSCI World ex Australia Net TR Index (unhedged in AUD with net dividends reinvested).

Investment approach

To closely track the risk characteristics of the index, while minimising transaction costs. Will hold all of the securities in the index (most of the time), allowing for individual security weightings to vary marginally from the index from time to time.

Investment guidelines

International shares
— 100%

APIR code

ALL0033AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

0.00

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

100.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.86

3 months
(%)

7.16

6 months
(%)

7.46

1 year
(% p.a)

14.15

3 years
(% p.a)

9.32

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

8.66

Unit price movement for:

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Objective

Aims to deliver capital growth by investing directly or indirectly in equities of companies that are quoted in or operating in one or more countries deemed to be emerging markets. The fund aims to generate after investment fee but before tax returns in excess of the MSCI Emerging Markets Index expressed in Australian dollars over rolling five-year periods.

Investment approach

The manager seeks to exploit market inefficiencies through rigorous fundamental research and by investing with a patient, long-term mindset. The manager seeks to add further value by investing in quality companies that exhibit the strongest growth characteristics, trading at a reasonable valuation. This philosophy is expressed through a high-conviction, stock-driven portfolio with diversified market and sector exposure. The fund typically holds between 40-60 stocks. The fund may use certain derivatives to implement investment decisions, to manage cash flows or to facilitate timely exposure to emerging markets.

Investment guidelines

Cash
— 0-10%
International shares
— 90%-100%

APIR code

ALL7777AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

1.05

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

98.95

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

1.18

3 months
(%)

0.47

6 months
(%)

6.02

1 year
(% p.a)

24.74

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

13.51

Unit price movement for:

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Objective

The primary objectives are to achieve attractive risk-adjusted returns over the medium to long-term, while reducing the risk of permanent capital loss.

Investment approach

The manager aims to find companies at attractive prices which have sustainable competitive advantages which translate into returns on capital in excess of their cost of capital for a sustained period of time. The manager will endeavour to acquire these companies at a discount to its assessment of the intrinsic value of the companies. The portfolio will consist of 20 to 40 investments. This option does not hedge currency risk.

Investment guidelines

Cash
— 0-20%
Australian and international shares
— 80-100%

APIR code

ALL0005AU

Suggested investment length

7 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

5.84

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

94.16

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

-0.75

3 months
(%)

5.83

6 months
(%)

1.37

1 year
(% p.a)

1.39

3 years
(% p.a)

8.14

5 years
(% p.a)

7.73

10 years
(% p.a)

8.34

Since inception
(% p.a)

4.80

Unit price movement for:

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Objective

Aims to provide capital appreciation over the longer term by investing in a concentrated portfolio of global shares and aims to outperform the MSCI World Index (with net dividends before fees) in AUD over a full market cycle, before taking into account investment fees, expenses and tax.

Investment approach

In selecting investments, the manager is not constrained by any particular investment style. The manager may invest in the stocks of companies it believes to have above average earnings growth potential compared to other companies (growth companies), in the stocks of companies it believes are undervalued compared to their perceived worth (value companies), or in a combination of growth and value companies. The manager uses an active bottom-up investment approach to buying and selling investments. Investments are selected primarily based on fundamental analysis of individual issuers and their potential in light of their financial condition, and market, economic, political and regulatory conditions. Factors considered may include analysis of an issuer’s earnings, cash flows, competitive position and management ability.

Investment guidelines

Cash
— 0–10%
International shares
— 90%-100%

APIR code

ALL0146AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

1.46

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

98.54

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

1.84

3 months
(%)

9.17

6 months
(%)

8.98

1 year
(% p.a)

15.61

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

12.45

Unit price movement for:

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Objective

Aims to provide long-term capital growth through investment in quality global shares and outperform the MSCI World Net Total Return Index ($A) (before fees and taxes) over rolling three-year periods.

Investment approach

The manager aims to select the most attractive securities to construct a well diversified, high active share portfolio that provides asymmetrical returns by participating in up markets while protecting in down markets. The portfolio will exhibit a clear value bias and seek characteristics such as 1) price/earnings ratios below the market, 2) price/book ratios below the market, 3) enterprise value/free cash flow ratios below the market and 4) dividend yields above the market. The manager will primarily invest in companies incorporated in developed markets and may hold up to 20% of the portfolio in companies incorporated in emerging markets. The portfolio has no direct tobacco stock exposure. The currency exposure is unhedged.

Investment guidelines

Cash
— 0-5%
International shares
— 95-100%

APIR code

ALL0012AU

Suggested investment length

7 Years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

1.76

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

2.90

Australian Shares

0.00

Global Shares

95.34

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

1.45

3 months
(%)

10.00

6 months
(%)

14.85

1 year
(% p.a)

26.83

3 years
(% p.a)

9.29

5 years
(% p.a)

8.81

10 years
(% p.a)

9.06

Since inception
(% p.a)

4.22

Unit price movement for:

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Objective

Aims to achieve a long-term total return (before fees, expenses and tax) that exceeds the MSCI World ex Australia Index, in $A hedged with net dividends reinvested.

Investment approach

The fund provides exposure to a concentrated portfolio of global equities by investing in securities which, in the manager’s opinion, offer strong and sustained earnings growth. The fund is actively managed using a benchmark unaware, fundamental, bottom-up and research-driven approach to build a portfolio of strong growth companies capable of generating wealth over long periods of time. The investment approach combines detailed financial analysis with business and management analysis. The portfolio is constructed with a primary focus on stock-based analysis and a bias towards strong growth companies which the manager believes are capable of generating high earnings growth.

Investment guidelines

Cash
– 0-10%
International shares
– 90-100%

APIR code

ALL5980AU

Suggested investment length

7 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

2.74

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

97.26

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

2.74

3 months
(%)

0.00

6 months
(%)

0.00

1 year
(% p.a)

0.00

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

34.85

Unit price movement for:

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Property

Objective

To provide total returns (income and capital growth) after costs and before tax, above the FTSE EPRA/NAREIT Developed Index Hedged in AUD Net Total Return Index on a rolling three-year basis.

Investment approach

To take advantage of global real estate market conditions, as well as country-specific opportunities, the fund’s investment style combines a macroeconomic (top- down) approach to regional and country allocations, with a stock-specific (bottom-up) selection process, with the objective of identifying global listed property securities that show the potential for high returns over the long term.

Investment guidelines

Cash
— 0-10%
Listed property
— 90-100%

APIR code

ALL0021AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

0.00

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

3.50

Global Property

83.18

Australian Shares

0.47

Global Shares

12.85

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

1.21

3 months
(%)

8.72

6 months
(%)

13.04

1 year
(% p.a)

23.38

3 years
(% p.a)

4.89

5 years
(% p.a)

3.50

10 years
(% p.a)

5.12

Since inception
(% p.a)

3.32

Unit price movement for:

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Objective

Aims to match the performance of the S&P/ASX 300 A-REIT Total Return Index before fees.

Investment approach

To closely track the risk characteristics of the index, while minimising transaction costs. Will hold all of the securities in the index (most of the time), allowing for individual security weightings to vary marginally from the index from time to time.

Investment guidelines

Australian listed property
— 100%

APIR code

ALL0026AU

Suggested investment length

5 Years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

0.00

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

100.00

Global Property

0.00

Australian Shares

0.00

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

1.23

3 months
(%)

8.07

6 months
(%)

3.13

1 year
(% p.a)

17.65

3 years
(% p.a)

3.77

5 years
(% p.a)

2.99

10 years
(% p.a)

7.04

Since inception
(% p.a)

3.19

Unit price movement for:

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Objective

Aims to provide a growing income stream by investing in a diversified portfolio of listed real asset securities (such as A-REITs, infrastructure and utilities) characterised by established physical assets with recurring cash flows.

Investment approach

The manager’s approach is premised on the philosophy that high-quality listed real assets can sustain dividends, match rises in the cost of living and are likely to be less volatile than the wider equity market. The manager relies on complementary fundamental and quantitative research, and collective insights into the current investment landscape, to identify the most attractive opportunities. The fund aims to hold approximately 35 securities.

Investment guidelines

Cash
— 0-10%
Property and infrastructure
— 90–100%

APIR code

ALL0018AU

Suggested investment length

3 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

2.35

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

67.36

Global Property

0.00

Australian Shares

30.29

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.26

3 months
(%)

6.09

6 months
(%)

2.11

1 year
(% p.a)

13.39

3 years
(% p.a)

2.21

5 years
(% p.a)

2.10

10 years
(% p.a)

6.48

Since inception
(% p.a)

3.30

Unit price movement for:

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Objective

The primary objective is to achieve attractive risk adjusted returns over the medium to long term, while reducing the risk of permanent capital loss.

Investment approach

Primarily invests in the securities of companies listed on stock exchanges around the world, but will also have some exposure to cash and cash equivalents. The manager can use foreign exchange contracts to facilitate settlement of stock purchases and to mitigate currency risk on specific investments within the portfolio. It is the manager’s intention to substantially hedge the capital component of the foreign currency exposure of the portfolio arising from investments in overseas markets back to Australian Dollars.

Investment guidelines

Cash
— 0-20%
Australian and international shares
— 80-100%

APIR code

ALL0031AU

Suggested investment length

7 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

5.80

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

15.82

Global Shares

78.38

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

-0.37

3 months
(%)

8.17

6 months
(%)

3.16

1 year
(% p.a)

4.07

3 years
(% p.a)

3.22

5 years
(% p.a)

3.69

10 years
(% p.a)

0.00

Since inception
(% p.a)

4.66

Unit price movement for:

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Responsible investing

Objective

Aims to simultaneously create a positive and verifiable environmental and social impact whilst targeting a total return in excess of the Bloomberg Barclays Global Aggregate Index hedged to Australian dollars (before fees and tax) over rolling three-year time periods.

Investment approach

The fund will invest primarily in investment grade global fixed income instruments, investing for the medium and longer term. The investable universe consists only of issues and issuers that have passed both an Environmental, Social, Governance (ESG) and Impact screen. The process for determining whether an issue and issuer is making a meaningful impact focuses on the use of proceeds, transparency and measurability. The portfolio invests primarily in tradable debt securities but may use derivatives to gain market exposure or for risk management. The fund can take active currency positions relative to the benchmark (that is hedged into Australian dollars).

Investment guidelines

Cash and international fixed interest
– 0-100%

APIR code

ALL0565AU

Suggested investment length

3 years

Risk level

4 (Medium)

Asset allocation (% as at 31 Mar 2021)

Cash

3.59

Australian fixed interest

5.19

Global fixed interest

91.22

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.15

3 months
(%)

0.00

6 months
(%)

0.00

1 year
(% p.a)

0.00

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

1.67

Unit price movement for:

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Objective

Aims to provide a total return, consisting of capital appreciation and income, by gaining exposure to a diversified portfolio of securities listed on approved developed markets, and domestic and global fixed interest securities.

Investment approach

Exposures are adjusted to take into account certain environmental and sustainability impact and social considerations. The fund will seek to target approximately 70% exposure to equities and 30% exposure to fixed interest assets. Normally, the manager will gain some or all of its exposure by investing in other funds managed by it that invest in equity, real estate and fixed interest securities.

Investment guidelines

Fixed interest
– 20-40%
Australian shares
– 15-35%
International shares
– 35-55%

APIR code

ALL7937AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

0.83

Australian fixed interest

2.66

Global fixed interest

27.20

Australian Property

1.74

Global Property

1.12

Australian Shares

23.08

Global Shares

43.37

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

-3.89

3 months
(%)

0.00

6 months
(%)

0.00

1 year
(% p.a)

0.00

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

-35.52

Unit price movement for:

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Objective

The fund’s portfolio aims to provide long-term capital growth by investing in a well-constructed and diversified portfolio of superior, socially responsible investment options. The manager aims to achieve returns of the RBA Cash Rate plus 3.5% p.a. (after manager fees and tax) over rolling seven-year periods, in a sustainable way.

Investment approach

The portfolio will be biased to sustainable growth investment options. The manager believes that asset allocation is the primary driver of long-term returns and will ensure the portfolio is correctly constructed in this regard. The manager conducts extensive analysis of potential investment options and underlying managers with respect to both investment characteristics and their environmental, social and governance attributes. This allows the manager to build a well-diversified portfolio, capable of meeting both its investment and sustainability objectives.

Investment guidelines

Cash
– 0-25%
Fixed interest
– 10-50%
Australian shares
– 20-45%
International shares
– 20-45%
Property and infrastructure
– 0-15%
Alternatives
– 0-30%

APIR code

ALL9827AU

Suggested investment length

7 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

5.59

Australian fixed interest

15.98

Global fixed interest

10.35

Australian Property

1.32

Global Property

3.14

Australian Shares

22.28

Global Shares

36.87

Other

4.47

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.82

3 months
(%)

0.00

6 months
(%)

0.00

1 year
(% p.a)

0.00

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

9.45

Unit price movement for:

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Objective

The fund aims to provide a return (before fees, costs and tax) that exceeds the S&P/ASX 200 Accumulation Index over the medium to long term, whilst maximising the portfolio’s focus on sustainability.

Investment approach

The fund uses an active stock selection process that combines sustainable and ethical criteria with the managers’ financial analysis. The manager actively seeks out companies and industries that demonstrate leading ESG and ethical practices and excludes companies not meeting the investable criteria. The sustainability and ethical criteria employed includes factors such as environmental issues; social practices; corporate governance; and ethical practices. The fund will not invest in companies with material business involvement in the following activities: the production of tobacco or alcohol; manufacture or provision of gaming facilities; manufacture of weapons or armaments; manufacture or distribution of pornography; direct mining of uranium for the purpose of weapons manufacturing; and extraction of thermal coal and oil sands production.

Investment guidelines

Cash
— 0-10%
Australian shares
—90-100%

APIR code

ALL9466AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

1.50

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

98.50

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

2.02

3 months
(%)

7.62

6 months
(%)

10.71

1 year
(% p.a)

25.10

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

10.18

Unit price movement for:

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Objective

Aims to provide a return (before fees, expenses and tax) that exceeds the fund’s benchmark over the medium to long term.

Investment approach

This fund is an actively managed diversified portfolio that invests in Australian and international shares, Australian and international listed property securities, Australian and international fixed interest, cash and alternative investments. The manager actively seeks exposure to securities and industries that demonstrate leading environmental, social and corporate governance (ESG) and ethical practices while excluding companies not meeting the investable criteria.

Investment guidelines

Cash
— 0-20%
Australian fixed interest
— 0-25%
International fixed interest
— 0-25%
Australian shares
— 20-40%
Australian property
— 0-10%
International property
— 0-10%
International shares
— 20-40%
Alternatives
— 0-20%

APIR code

ALL1639AU

Suggested investment length

5 years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

9.72

Australian fixed interest

1.40

Global fixed interest

1.45

Australian Property

5.54

Global Property

3.22

Australian Shares

23.72

Global Shares

38.98

Other

15.97

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

1.40

3 months
(%)

6.36

6 months
(%)

6.51

1 year
(% p.a)

12.86

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

7.21

Unit price movement for:

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Objective

Aims to provide long-term capital growth and regular income through investment predominantly in quality shares of Australian ethical and socially responsible companies and to outperform the S&P/ASX 300 Accumulation Index (before fees and tax) over rolling three-year periods.

Investment approach

The manager researches companies of all sizes using consistent share selection criteria. The priority is to select those companies that represent the best investment quality and are appropriately priced. In determining investment quality, investments are carefully selected on the basis of four key investment criteria: conservative debt levels, sound management, quality business and recurring earnings. In addition to the above investment approach, the manager utilises a strategy for screening ethical and socially responsible investments. The fund invests predominantly in Australian shares listed on or proposed to be listed on any recognised Australian exchange but may have up to 20% exposure to international shares listed on or proposed to be listed on any recognised global exchange. Currency hedges may be used from time to time. Derivatives may be used in managing the fund.

Investment guidelines

Cash
— 0-10%
Australian shares
— 90-100%

APIR code

ALL0023AU

Suggested investment length

5 Years

Risk level

6 (High)

Asset allocation (% as at 31 Mar 2021)

Cash

5.51

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

94.49

Global Shares

0.00

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

0.66

3 months
(%)

6.83

6 months
(%)

13.06

1 year
(% p.a)

30.26

3 years
(% p.a)

7.13

5 years
(% p.a)

5.65

10 years
(% p.a)

8.46

Since inception
(% p.a)

7.23

Unit price movement for:

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Objective

To achieve long-term capital growth by investing in a diversified portfolio of equity or equity-related securities that are listed, traded or dealt in on any of the Regulated Markets worldwide. The fund is not managed to a benchmark and may have exposure to developed markets or Emerging Markets whilst maintaining its geographical diversity. The fund invests in companies that are positioned to benefit from, and contribute to, the sustainable development of the countries in which they operate. The fund aims to exceed the MSCI All Country World Index over rolling five-year periods before fees and taxes.

Investment approach

Stewart Investors take a bottom-up approach to investing in high quality companies that contribute to and benefit from sustainable development. Research focuses on each company’s sustainability positioning and the quality of management, franchise and financials. Each company’s contribution to sustainable development is fully integrated into the assessment process and must be core to the businesses model. Portfolio holdings tend to be firms that make products or provide services with a social or environmental purpose where success is aligned with sustainability. Environmental, social and governance risks and issues which are relevant to the company are integrated into the assessment of quality. A focus on capital preservation means that valuations must be reasonable, with a goal of achieving equity-like absolute returns appropriate for the level of risk over the long-term.

Investment guidelines

Cash
– 0-20%
International shares
– 80-100%

APIR code

ALL5665AU

Suggested investment length

7 years

Risk level

7 (Very High)

Asset allocation (% as at 31 Mar 2021)

Cash

5.80

Australian fixed interest

0.00

Global fixed interest

0.00

Australian Property

0.00

Global Property

0.00

Australian Shares

0.00

Global Shares

94.20

Other

0.00

Gearing

0.00

Unit Price (as at )

Entry Price ($)

Exit Price ($)

Performance history (% as at 31 May 2021) ^

1 month
(%)

2.20

3 months
(%)

0.00

6 months
(%)

0.00

1 year
(% p.a)

0.00

3 years
(% p.a)

0.00

5 years
(% p.a)

0.00

10 years
(% p.a)

0.00

Since inception
(% p.a)

27.21

Unit price movement for:

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